Median Income
$99,583
33% higher than US avg
Home Value
$442,500
57% higher than US avg
Violent Crime
262/100K
31% lower than US avg
Bachelor's+
29.7%
12% lower than US avg
Median Rent
$1,706
47% higher than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Garner Compares to the U.S. Average (100% = U.S. avg)
People
Population522
Median Age51.1 yrs
Density150/mi²
Male / Female53% / 47%
Largest GroupWhite 88%
Veterans8.9%
Economy
A+
Median Income$99,583
Per Capita$54,926
Unemployment2.6%
Poverty0.0%
County GDP$7,566M
Commute31 min
Housing
A
Home Value$442,500
Rent$1,706
Ownership89.0%
Zillow$417,578
Housing Units172
Rent Burden10.0%
Crime
F
Violent262/100K
Property3,948/100K
Health
Obesity34.5%
Uninsured11.9%
Smoking13.2%
Depression25.4%
Heart Disease5.1%
Climate
Avg Temp64°F (18°C)
AQI42 (Good)
Rain35.2 in/yr
Sunny Days330/yr
Elevation956 ft (291 m)
Education
B
Bachelor's+29.7%
High School+93.3%
Graduate+3.1%
School Score5.88
Community
2024 VoteR 83% / D 16%
Commute31 min
Broadband100.0%
EV Stations1
Libraries4
Is Garner a Good Place to Live?
Based on current data, Garner receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Areas to be aware of include high housing costs. Garner offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Garner is $99,583, which is significantly higher than the national average / 33% above $75,149. This places Garner among higher-income communities. The job market is very strong with unemployment at just 2.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Garner is $442,500, making it a premium housing market at 57% above the U.S. median of $281,900. Renters pay a median of $1,706 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Garner is below the national average at 262 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,948 per 100,000, 101% above the national average.
Education
29.7% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Garner enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.2 inches. Air quality is rated Good with a median AQI of 42.
Garner has a population of 522 with a density of 150 people per square mile, spread across 3.5 square miles. The median age is 51.1 years, 31% older than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (87.9%). English is the primary language spoken at home by 99.2% of residents. 8.9% of the population are veterans, above the national rate of 6.0%. 2.7% of residents have a disability (below the 13.0% national average). 95.2% have health insurance coverage.
Population
51.1yrs
Median Age
31% above US avg
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
The median household income in Garner is $99,583, which is 33% above the national average of $75,149. Per capita income is $54,926 (above the $39,052 national figure). The average weekly wage is $1,093, 24% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,747 business establishments, including 272 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 31 minutes. 5.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $99,583 |
| 33% above US avg |
| Per Capita Income | $54,926 |
| Avg Weekly Wage | $1,093 |
| IRS Avg AGI | $109,679 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,747 |
| County GDP | $7,566M |
Business (County)
| Restaurants | 272 |
| Healthcare | 324 |
| Retail | 407 |
| Manufacturing | 162 |
Tax & Cost of Living
| Property Tax (IRS) | $8,568 |
| 145% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 1.94% |
Commute & Transportation
| Commute Time | 30.6 min |
| Drive Alone | 83.6% |
| Public Transit | 0.0% |
| Work from Home | 5.1% |
The median home value in Garner is $442,500, 57% above the national median of $281,900. Zillow estimates the typical home value at $417,578. Monthly rent averages $1,706 (47% above the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 89.0% of housing units are owner-occupied (above the 65.4% national rate). There are 172 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $8,568 (higher than the $3,500 national average). 10.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.4x.
Home Values
| Census Median | $442,500 |
| 57% above US avg |
| Zillow ZHVI | $417,578 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,706 |
| 47% above US avg |
| Rent Burden | 10.0% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 89.0% |
| Owner-Occupied | 89.0% |
| Renter-Occupied | 11.0% |
| Housing Units | 172 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $8,568 |
| 145% above US avg |
| Effective Rate | 1.94% |
In Garner, 34.5% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.1% of residents. 30.3% have high blood pressure. 13.2% are current smokers. 21.6% report binge drinking. 22.1% are physically inactive. 25.4% report depression (above the 20.0% national average). 18.4% experience frequent mental distress. 11.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,613. The dentist ratio is 1:2,909. 54.9% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Garner vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.1% |
| High Blood Pressure | 30.3% |
| Asthma | 10.2% |
| COPD | 5.6% |
| Cancer | 7.2% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.2% |
| 6% below US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 22.1% |
| Depression | 25.4% |
| Mental Distress | 18.4% |
| Physical Distress | 12.0% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 95.2% |
| Uninsured | 11.9% |
| 38% above US avg |
| Primary Care | 1:2,613 |
| Dentists | 1:2,909 |
| Mental Health | 1:1,377 |
| Checkup Rate | 72.5% |
| Dental Visits | 62.8% |
| Premature Death | 7,329/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 54.9% |
| Healthcare Facilities | 324 |
Garner has a violent crime rate of 262 per 100,000 residents, 31% below the national average of 380. Property crime stands at 3,948 per 100,000, 101% above the U.S. average. The county recorded 16 fatal traffic crashes. Overall, Garner receives a safety grade of F.
Crime Rates: Garner vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 262.4/100K |
| 31% below US avg |
| |
Property Crime
| Total Property | 3,947.5/100K |
| 101% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 16 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Garner enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.2 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 956 feet.
Temperature
44°F Jan (7°C)
84°F Jul (29°C)
| Annual Average | 64.2°F |
| 19% above US avg |
| January Average | 44°F (7°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 956 ft (291 m) |
| Area | 3.5 sq mi (9.0 km²) |
| Population Density | 150/sq mi |
| Coordinates | 32.8270°N, 97.9848°W |
| Timezone | America/Chicago |
| County | Parker County County |
| Nearest Airport | Mineral Wells Regional (MWL)
5 miles away |
Precipitation & Snow
Annual Rainfall
35.2"
7% below US avg
Wettest Month (May)
4.65"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.1 / 100 |
| Social Vulnerability | 18.7 / 100 |
| Community Resilience | 45.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
115 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
91 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
19 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
16 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
42 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
39 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
102 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
101 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
76 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
36 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
94 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
86 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
146 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
138 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
78 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
98 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
91 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
69 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
96 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
86 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
97 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
703 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 22 fatalities, 553 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 2013 |
EF4 |
51 km |
6 |
| Apr 25, 1990 |
EF4 |
15 km |
0 |
| May 26, 1976 |
EF4 |
91 km |
0 |
| May 18, 1951 |
EF4 |
97 km |
2 |
| May 25, 2024 |
EF3 |
81 km |
7 |
| Mar 21, 2022 |
EF3 |
40 km |
0 |
| May 15, 2013 |
EF3 |
78 km |
0 |
| Apr 16, 2002 |
EF3 |
60 km |
0 |
| Apr 30, 2000 |
EF3 |
95 km |
0 |
| Mar 28, 2000 |
EF3 |
60 km |
2 |
| Mar 28, 2000 |
EF3 |
82 km |
0 |
| May 7, 1995 |
EF3 |
88 km |
2 |
| May 29, 1994 |
EF3 |
96 km |
0 |
| May 12, 1982 |
EF3 |
45 km |
0 |
| Oct 30, 1979 |
EF3 |
96 km |
0 |
| Jun 6, 1979 |
EF3 |
74 km |
0 |
| May 21, 1979 |
EF3 |
83 km |
0 |
| May 26, 1976 |
EF3 |
69 km |
0 |
| Nov 24, 1973 |
EF3 |
76 km |
0 |
| Apr 23, 1973 |
EF3 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: PK COMPLEX (128,548 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
PK COMPLEX |
128,548 |
48 km |
| 2022 |
KIDD |
41,939 |
97 km |
| 2006 |
CARBON |
33,013 |
100 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
93 km |
| 2009 |
APRIL 9TH COMPLEX 1 |
22,099 |
46 km |
| 2009 |
CEDAR MOUNTAIN |
16,589 |
95 km |
| 2008 |
ARCHER CO |
13,969 |
97 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
65 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
89 km |
| 1996 |
POOLVILLE FIRE |
12,128 |
24 km |
| 2022 |
DEMPSEY |
11,576 |
26 km |
| 2022 |
BIG L |
9,653 |
46 km |
| 2006 |
HUCKABAY |
9,100 |
65 km |
| 2023 |
CAMPBELL |
7,888 |
97 km |
| 2011 |
CHERRY HOMES |
7,398 |
61 km |
| 2011 |
ENMIN FIRE |
6,618 |
43 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
6,505 |
96 km |
| 2022 |
CHALK MOUNTAIN |
6,461 |
68 km |
| 2011 |
MCDONALD II |
5,932 |
95 km |
| 2011 |
101 RANCH |
5,861 |
43 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
1.5 in |
Coldest, Driest |
| February |
48°F (9°C) |
2.1 in |
|
| March |
56°F (14°C) |
2.6 in |
|
| April |
64°F (18°C) |
3.0 in |
|
| May |
72°F (22°C) |
4.7 in |
Wettest |
| June |
79°F (26°C) |
3.4 in |
|
| July |
84°F (29°C) |
2.2 in |
Warmest |
| August |
83°F (28°C) |
2.3 in |
|
| September |
76°F (25°C) |
3.2 in |
|
| October |
66°F (19°C) |
3.6 in |
|
| November |
54°F (12°C) |
2.2 in |
|
| December |
46°F (8°C) |
1.7 in |
|
Garner has a seasonal temperature swing of 40°F / from 44°F in January to 84°F in July. Total annual precipitation is 32.6 inches, with May being the wettest month (4.7") and January the driest (1.5").
Average costs for common services in Garner. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Garner
What is the population of Garner?
Garner has a population of 522 residents and is located in Texas. The population density is 150 people per square mile, spread across 3.5 square miles. The median age of residents is 51.1 years, which is older than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is Garner expensive to live in?
Garner has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $99,583, 33% above the national average of $75,149. The median home value is $442,500 (57% above the U.S. median). Renters pay a median of $1,706 per month, above the national average of $1,163. The home price-to-income ratio is 4.4x, indicating housing is reasonably affordable relative to local income levels.
Is Garner safe?
Garner is safer than the national average, with a violent crime rate of 262 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,948 per 100,000 (above the national average). Overall, Garner receives a safety grade of F based on combined crime data.
What is the weather like in Garner?
Garner enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 44°F in January, while summers reach an average of 84°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 35.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Garner?
The job market in Garner is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $1,093. There are 3,747 business establishments in the area, including 272 restaurants and food service locations. The average commute time is 31 minutes, and 5.1% of workers work from home.
How much does housing cost in Garner?
The median home value in Garner is $442,500. Zillow estimates the typical home value at $417,578. For renters, the median monthly rent is $1,706. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 89.0%. The average annual property tax is $8,568.
How are the schools in Garner?
Schools in Garner score 5.9 out of 10 on standardized testing, near the national average. 29.7% of adults in Garner hold a bachelor's degree or higher, below the national average of 33.7%. 93.3% have completed high school. 3.1% hold a graduate or professional degree.
How healthy is Garner?
The obesity rate in Garner is 34.5% (above the national rate of 32.1%). 13.2% of adults are smokers. 22.1% are physically inactive. 25.4% of residents report depression. 11.9% lack health insurance (above the national rate). 54.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,613.
What is transportation like in Garner?
The average commute in Garner is 31 minutes, longer than the national average of 28 minutes. 83.6% of workers drive alone to work, and 5.1% work from home.
What are the demographics of Garner?
The racial and ethnic makeup of Garner is 87.9% White. 99.2% of residents speak only English at home. 8.9% of the population are military veterans. 2.7% of residents have a disability. 95.2% have health insurance coverage.
All Countries
