At a Glance
Median Income
$146,250
$71,195 per capita
Home Value
$536,600
Zillow: $600,544
Median Rent
$1,750/mo
51.0% of income on rent
Violent Crime
125/100K
2,645/100K property
Bachelor's Degree+
52.6%
99.7% high school+
Unemployment
0.3%
2.0% poverty rate
Obesity Rate
29.7%
10.3% smoking rate
Avg Temperature
47°F
270 sunny days/yr
How Gem Lake Compares to the U.S. Average
Each bar shows Gem Lake's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Gem Lake a Good Place to Live?
B+
3.9 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Gem Lake residents earn a median household income of $146,250 , which is 95% above the national average of $75,149.
Per capita income is $71,195. The unemployment rate stands at 0.3% (92% below the U.S. rate of 3.6%). 2.0% of residents live below the poverty line. The area is home to 15,457 business establishments, including 1,243 restaurants.
Housing & Cost of Living
The median home value in Gem Lake is $536,600 , 90% above the national median of $281,900.
Zillow estimates the typical home at $600,544. Median rent is $1,750/month, with 51.0% of renters spending more than 30% of income on housing. The cost of living index is 98.6 (100 = national average). The median home was built in 1977.
Safety & Crime
Gem Lake reports 125 violent crimes per 100,000 residents
, which is 67% below the national average of 380/100K.
Property crime is 2,645/100K.
Education
52.6% of adults in Gem Lake hold a bachelor's degree or higher
(56% above the national average).
99.7% have completed high school. Local schools score 5.3/10 in standardized testing.
Climate & Weather
Gem Lake has an average annual temperature of 47°F (8°C).
Winters average 17°F in January while summers reach 74°F in July. The area gets 270 sunny days per year. Annual precipitation totals 33.1 inches. Air quality is rated Good with a median AQI of 36.
Data Overview
People
Population521
Median Age41.2 yrs
Density496/mi²
Male / Female52% / 48%
Foreign Born13.6%
Veterans6.7%
Economy
A+
Median Income$146,250
Per Capita$71,195
Unemployment0.3%
Poverty2.0%
County GDP$56,256M
Avg Weekly Wage$1,498
Housing
A+
Home Value$536,600
Rent$1,750
Ownership90.4%
Zillow$600,544
Housing Units175
Rent Burden51.0%
Crime
F
Violent125/100K
Property2,645/100K
Health
Obesity29.7%
Diabetes7.3%
Smoking10.3%
Heart Disease4.4%
Premature Death7,827/100K
Climate
Avg Temp47°F
Sunny Days270/yr
Rain33.1 in/yr
AQI36 (Good)
Elevation961 ft
Education
A+
Bachelor's+52.6%
High School+99.7%
Graduate+23.8%
School Score5.3/10
Community
2024 VoteR 27% / D 71%
Commute21 min
Broadband94.9%
Internet Speed172 Mbps
EV Stations7
Libraries21
Did You Know?
The median home in Gem Lake was built in 1977.
21.3% work from home.
The nearest airport is Minneapolis-St Paul International/Wold-Chamberlain (15 miles).
The Gini coefficient (income inequality) is 0.464 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
9.7% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 172 Mbps.
There are 1,243 restaurants in the area.
The county recorded 29 fatal vehicle crashes.
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