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Gem Lake, MN
Full City Profile · Minnesota · Ramsey County County
3.9
/5.0
B+
Good
521
Population
496/sq mi density
$146,250
Median Income
$71,195 per capita
$536,600
Home Value
$600,544 Zillow
$1,750
Median Rent
51.0% income on rent
47°F
Avg Temperature
270 sunny days/yr
125
Violent Crime/100K
2,645 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$146,250 median income, 0.3% unemployment
A+
Affordability
4.6 / 5.0
$536,600 home value, $1,750/mo rent
F
Safety
1.0 / 5.0
125 violent crimes/100K
A+
Education
5.0 / 5.0
52.6% bachelor's degree or higher
Gem Lake experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 74°F in July. The area gets 270 sunny days per year. Annual precipitation totals 33.1 inches. Air quality is rated Good with a median AQI of 36.
Temperature
17°F Jan (-9°C)
74°F Jul (23°C)
| Annual Average | 46.9°F |
| 13% below US avg | |
| January Average | 17°F (-9°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 961 ft (293 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 496/sq mi |
| Coordinates | 45.0611°N, 93.0381°W |
| Timezone | America/Chicago |
| County | Ramsey County County |
| Nearest Airport | Minneapolis-St Paul International/Wold-Chamberlain (MSP) 15 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 94.6 / 100 |
| Social Vulnerability | 27.4 / 100 |
| Community Resilience | 93.5 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively High |
| Hail | Relatively High |
| Strong Wind | Relatively High |
| Heat Wave | Relatively High |
| Winter Weather | Relatively High |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | Very Low |
| Cold Wave | Very High |
| Landslide | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 17°F (-9°C) | 0.9 in | Coldest |
| February | 19°F (-7°C) | 0.8 in | Driest |
| March | 31°F (-0°C) | 1.7 in | |
| April | 46°F (8°C) | 2.4 in | |
| May | 59°F (15°C) | 3.3 in | |
| June | 68°F (20°C) | 4.4 in | Wettest |
| July | 74°F (23°C) | 3.9 in | Warmest |
| August | 70°F (21°C) | 4.1 in | |
| September | 61°F (16°C) | 3.2 in | |
| October | 49°F (9°C) | 2.4 in | |
| November | 32°F (0°C) | 1.7 in | |
| December | 18°F (-8°C) | 1.0 in |
Gem Lake has a seasonal temperature swing of 57°F / from 17°F in January to 74°F in July. Total annual precipitation is 29.7 inches, with June being the wettest month (4.4") and February the driest (0.8").