All Countries
Gem Lake, MN
Full City Profile · Minnesota · Ramsey County County
3.9
/5.0
B+
Good
521
Population
496/sq mi density
$146,250
Median Income
$71,195 per capita
$536,600
Home Value
$600,544 Zillow
$1,750
Median Rent
51.0% income on rent
47°F
Avg Temperature
270 sunny days/yr
125
Violent Crime/100K
2,645 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$146,250 median income, 0.3% unemployment
A+
Affordability
4.6 / 5.0
$536,600 home value, $1,750/mo rent
F
Safety
1.0 / 5.0
125 violent crimes/100K
A+
Education
5.0 / 5.0
52.6% bachelor's degree or higher
Income Overview
Median Household Income
$146,250
95% above
US avg: $75,149
Per Capita Income
$71,195
82% above
US avg: $39,052
Unemployment Rate
0.3%
92% below
US avg: 3.6%
Poverty Rate
2.0%
84% below
US avg: 12.4%
Income Comparison: Gem Lake vs. U.S. Average
Each bar shows Gem Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$146,250
195%
Per Capita
US: $39,052
$71,195
182%
IRS Avg AGI
US: $72,000
$85,420
119%
Avg Weekly Wage
US: $1,432
$1,498
105%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,498
5% above US avg ($1,432)
Mean Commute Time
21 min
23% below US avg (28 min)
Work From Home
21.3%
40% above US avg (15.2%)
Drive Alone
73.0%
0% below US avg (73.2%)
Public Transit
0.4%
92% below US avg (5.0%)
County GDP
$56,256M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
73%
Public Transit
0.4%
Work From Home
21.3%
Other
5.3%
Average commute time
21 minutes
US avg: 28 min
Business Landscape
Total Establishments
15,457
Restaurants
1,243
Healthcare
2,303
Retail
1,460
Manufacturing
532
Tax & Financial
IRS Avg Adjusted Gross Income
$85,420
19% above US avg ($72,000)
Avg Property Tax
$6,331
81% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $146,250 |
| Per Capita Income | $71,195 |
| IRS Avg Adjusted Gross Income | $85,420 |
| Avg Weekly Wage | $1,498 |
| County GDP | $56,256M |
Hardship Indicators
| Unemployment Rate | 0.3% |
| Poverty Rate | 2.0% |
| Gini Coefficient | 0.464 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 21 minutes |
| Drive Alone | 73.0% |
| Public Transit | 0.4% |
| Work From Home | 21.3% |
Businesses
| Total Establishments | 15,457 |
| Restaurants | 1,243 |
| Healthcare | 2,303 |
| Retail | 1,460 |
| Manufacturing | 532 |
Tax
| IRS Avg AGI | $85,420 |
| Avg Property Tax | $6,331 |