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Germantown, KY

Full City Profile · Kentucky · Mason County County

3.5 /5.0
B+ Good
224 Population 1,867/sq mi density
$86,250 Median Income $28,838 per capita
$102,300 Home Value $190,958 Zillow
55°F Avg Temperature 293 sunny days/yr
170 Violent Crime/100K 2,464 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$102,300 home value, /mo rent
F
Safety
1.0 / 5.0
170 violent crimes/100K
B
Education
3.2 / 5.0
27.7% bachelor's degree or higher
Germantown experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 76°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

32°F Jan (0°C) 76°F Jul (24°C)
Annual Average54.7°F
1% above US avg
January Average32°F (0°C)
July Average76°F (24°C)
Sunny Days293 days/yr

Geography

Elevation946 ft (288 m)
Area0.1 sq mi (0.3 km²)
Population Density1,867/sq mi
Coordinates38.6559°N, 83.9642°W
TimezoneAmerica/New_York
CountyMason County County
Nearest AirportCincinnati/Northern Kentucky International (CVG)
47 miles away

Precipitation & Snow

Annual Rainfall 48.3"
27% above US avg
Wettest Month (May) 4.69"
Driest Month (Jan) 2.83"

Air Quality

AQI Median41.0
RatingGood

Natural Hazard Risk

Overall RiskVery Low
Risk Score39.2 / 100
Social Vulnerability71.0 / 100
Community Resilience77.3 / 100

Hazard Breakdown

Tornado Relatively Low
Hurricane Very Low
Earthquake Very Low
Wildfire Very Low
Flood Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Winter Weather Relatively Low
Lightning Relatively Low
Ice Storm Relatively Low
Drought Very Low
Cold Wave Very Low
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

20 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.6. Most recent: M2.8 on May 11, 2025.

Feb 19, 1995 8 km SSE of Rocky Fork Point, Ohio M3.6 67 km
Apr 24, 2009 7 km ENE of Rio Grande, Ohio M3.4 147 km
May 24, 2017 1 km S of McArthur, Ohio M3.4 144 km
Sep 8, 1990 5 km N of Owingsville, Kentucky M3.3 54 km
Feb 3, 2025 2 km NNW of Oak Hill, Ohio M3.1 123 km
Apr 25, 2020 2 km SE of South Shore, Kentucky M2.9 90 km
Aug 20, 2015 6 km SE of Lawrenceburg, Kentucky M2.8 106 km
Mar 17, 1999 2 km NNE of Ripley, Ohio M2.8 16 km
May 11, 2025 11 km SE of High Bridge, Kentucky M2.8 115 km
Jan 12, 2023 4 km E of Burgin, Kentucky M2.6 120 km
Aug 4, 2023 11 km ENE of Lancaster, Kentucky M2.6 118 km
May 11, 2015 5 km ESE of Maysville, Kentucky M2.6 25 km
Jul 23, 2013 6 km NNE of Germantown, Kentucky M2.6 6 km
Feb 11, 2015 8 km SE of Richmond Dale, Ohio M2.6 120 km
Mar 8, 2016 0 km N of Thurman, Ohio M2.6 135 km
Jan 21, 2018 8 km SSE of High Bridge, Kentucky M2.6 117 km
Jan 28, 2024 3 km SW of Old Washington, Kentucky M2.5 13 km
Sep 27, 2009 22 km NNW of Hindman, Kentucky M2.5 148 km
Jan 4, 1999 9 km WNW of Mount Sterling, Kentucky M2.5 65 km
Mar 20, 2023 13 km SSW of Rio Grande, Ohio M2.5 134 km
Source: USGS (M2.5+, 1990–2025)

Tornado History

360 tornadoes (EF0+) within 100 km since 1950. Strongest: EF5. Total: 44 fatalities, 1,423 injuries.

Date Rating Distance Fatalities
Apr 3, 1974 EF5 87 km 3
Mar 2, 2012 EF4 60 km 4
Apr 9, 1999 EF4 73 km 4
Nov 22, 1992 EF4 96 km 1
Apr 3, 1974 EF4 73 km 2
Apr 23, 1968 EF4 56 km 1
Apr 23, 1968 EF4 35 km 6
Mar 2, 2012 EF3 89 km 10
Mar 2, 2012 EF3 39 km 3
May 27, 2004 EF3 81 km 0
May 10, 2003 EF3 22 km 0
Jul 2, 1997 EF3 29 km 0
Jun 30, 1993 EF3 67 km 0
Oct 1, 1977 EF3 90 km 0
Apr 3, 1974 EF3 54 km 0
Apr 3, 1974 EF3 76 km 0
Apr 3, 1974 EF3 37 km 1
Apr 23, 1970 EF3 74 km 0
Aug 9, 1969 EF3 79 km 4
Apr 23, 1968 EF3 88 km 0
Source: NOAA SPC (EF0+, 1950–2024)

Wildfire History

6 wildfires (100+ acres) within 100 km. Largest: UNNAMED (3,259 ac, 2009).

Year Name Acres Distance
2009 UNNAMED 3,259 64 km
1987 UNNAMED 1,683 99 km
2010 FISH TRAP COMPLEX 1,430 95 km
1999 AUXIER RIDGE 1,160 97 km
2003 PEACH ORCHARD 1,043 79 km
1999 UNNAMED 528 95 km
Source: NIFC/IRWIN (100+ acres)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 32°F (0°C) 2.8 in Coldest, Driest
February 33°F (0°C) 3.0 in
March 43°F (6°C) 4.3 in
April 52°F (11°C) 4.0 in
May 62°F (17°C) 4.7 in Wettest
June 70°F (21°C) 3.8 in
July 76°F (24°C) 4.6 in Warmest
August 73°F (23°C) 4.0 in
September 67°F (19°C) 3.4 in
October 55°F (13°C) 2.9 in
November 44°F (7°C) 3.5 in
December 35°F (2°C) 3.6 in

Germantown has a seasonal temperature swing of 44°F / from 32°F in January to 76°F in July. Total annual precipitation is 44.6 inches, with May being the wettest month (4.7") and January the driest (2.8").

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