Germantown, KY
Full City Profile · Kentucky · Mason County County
3.5
/5.0
B+
Good
224
Population
1,867/sq mi density
$86,250
Median Income
$28,838 per capita
$102,300
Home Value
$190,958 Zillow
55°F
Avg Temperature
293 sunny days/yr
170
Violent Crime/100K
2,464 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$102,300 home value, /mo rent
F
Safety
1.0 / 5.0
170 violent crimes/100K
B
Education
3.2 / 5.0
27.7% bachelor's degree or higher
Housing Overview
Median Home Value
$102,300
64% below
US avg: $281,900
Homeownership Rate
76.0%
16% above US avg (65.4%)
Total Housing Units
78
Median year built: 1943
Home Value by Source
Census Median
$102,300
Zillow (ZHVI)
$190,958
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
76.0%
Owner-Occupied
24.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Affordability & Housing Stock
Rent Burden
24.3%
of renters spending 30%+ of income on housing
22% below US avg (31.0%)
Median Year Built
1943
Average age of housing stock: 83 years
Homeownership Rate
76.0%
Complete Housing Data
Home Values
| Census Median Value | $102,300 |
| Zillow Home Value (ZHVI) | $190,958 |
Rent
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
Ownership & Stock
| Owner-Occupied | 76.0% |
| Renter-Occupied | 24.0% |
| Homeownership Rate | 76.0% |
| Total Housing Units | 78 |
| Median Year Built | 1943 |
| Rent Burden | 24.3% |
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