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Germantown, KY

Full City Profile · Kentucky · Mason County County

3.5 /5.0
B+ Good
224 Population 1,867/sq mi density
$86,250 Median Income $28,838 per capita
$102,300 Home Value $190,958 Zillow
55°F Avg Temperature 293 sunny days/yr
170 Violent Crime/100K 2,464 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$102,300 home value, /mo rent
F
Safety
1.0 / 5.0
170 violent crimes/100K
B
Education
3.2 / 5.0
27.7% bachelor's degree or higher

Housing Overview

Median Home Value
$102,300
64% below
US avg: $281,900
Homeownership Rate
76.0%
16% above US avg (65.4%)
Total Housing Units
78
Median year built: 1943

Home Value by Source

Census Median
$102,300
Zillow (ZHVI)
$190,958
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

76.0%
Owner-Occupied
24.0%
Renter-Occupied
76%
24%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo

Affordability & Housing Stock

Rent Burden
24.3%
of renters spending 30%+ of income on housing
22% below US avg (31.0%)
Median Year Built
1943
Average age of housing stock: 83 years
Homeownership Rate
76.0%

Complete Housing Data

Home Values

Census Median Value$102,300
Zillow Home Value (ZHVI)$190,958

Rent

FMR Studio$719
FMR 1-Bedroom$794
FMR 2-Bedroom$984
FMR 3-Bedroom$1,277
FMR 4-Bedroom$1,442

Market

Ownership & Stock

Owner-Occupied76.0%
Renter-Occupied24.0%
Homeownership Rate76.0%
Total Housing Units78
Median Year Built1943
Rent Burden24.3%