Median Income
$68,750
9% lower than US avg
Home Value
$221,100
22% lower than US avg
Violent Crime
82/100K
78% lower than US avg
Bachelor's+
13.4%
60% lower than US avg
Median Rent
$920
21% lower than US avg
Obesity Rate
39.1%
22% higher than US avg
Unemployment
4.9%
36% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Gilman Compares to the U.S. Average (100% = U.S. avg)
People
Population226
Median Age33.3 yrs
Density471/mi²
Male / Female50% / 50%
Largest GroupWhite 99%
Veterans5.0%
Economy
B+
Median Income$68,750
Per Capita$34,823
Unemployment4.9%
Poverty0.0%
County GDP$1,160M
Commute24 min
Housing
A+
Home Value$221,100
Rent$920
Ownership71.9%
Zillow$254,849
Housing Units225
Rent Burden15.0%
Crime
F
Violent82/100K
Property1,868/100K
Health
Obesity39.1%
Uninsured7.2%
Smoking15.2%
Depression26.6%
Heart Disease4.8%
Climate
Avg Temp42°F (5°C)
AQI36 (Good)
Rain30.8 in/yr
Sunny Days270/yr
Elevation1,196 ft (365 m)
Education
C
Bachelor's+13.4%
High School+86.6%
Graduate+4.4%
School Score5.76
Community
2024 VoteR 70% / D 29%
Commute24 min
Broadband89.0%
EV Stations1
Libraries3
Is Gilman a Good Place to Live?
Based on current data, Gilman receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Gilman offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Gilman is $68,750, roughly in line with the national average of $75,149. Unemployment stands at 4.9%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Gilman is $221,100, 22% below the national median / offering relatively affordable homeownership. Renters pay a median of $920 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
Gilman is a very safe community with a violent crime rate of 82 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,868 per 100,000, near the national average.
Education
13.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Gilman has a cool climate with an average annual temperature of 42°F. Winters average 11°F in January while summers reach 69°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 30.8 inches, including 48.9 inches of snow. Air quality is rated Good with a median AQI of 36.
Gilman has a population of 226 with a density of 471 people per square mile, spread across 0.5 square miles. The median age is 33.3 years, 14% younger than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (99.1%). English is the primary language spoken at home by 96.7% of residents. 5.0% of the population are veterans. 10.6% of residents have a disability. 92.1% have health insurance coverage.
Population
33.3yrs
Median Age
14% below US avg
Language Spoken at Home
English Only
96.7%
23% above US avg
Spanish
3.3%
75% below US avg
The median household income in Gilman is $68,750, which is 9% below the national average of $75,149. Per capita income is $34,823 (below the $39,052 national figure). The average weekly wage is $915, 36% lower than the U.S. average. The unemployment rate is 4.9% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 796 business establishments, including 72 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 24 minutes. 8.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $68,750 |
| 9% below US avg |
| Per Capita Income | $34,823 |
| Avg Weekly Wage | $915 |
| IRS Avg AGI | $64,646 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.9% |
| 36% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 796 |
| County GDP | $1,160M |
Business (County)
| Restaurants | 72 |
| Healthcare | 80 |
| Retail | 102 |
| Manufacturing | 41 |
Tax & Cost of Living
| Property Tax (IRS) | $3,858 |
| 10% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.74% |
Commute & Transportation
| Commute Time | 23.8 min |
| Drive Alone | 71.7% |
| Public Transit | 0.0% |
| Work from Home | 8.0% |
The median home value in Gilman is $221,100, 22% below the national median of $281,900. Zillow estimates the typical home value at $254,849, higher than the Census estimate. Homes sell for 95.9% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $920 (21% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 71.9% of housing units are owner-occupied. There are 225 total housing units in the city. The median year a home was built is 1947. The average annual property tax is $3,858. 15.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $221,100 |
| 22% below US avg |
| Zillow ZHVI | $254,849 |
Real Estate Market (Redfin)
| $/Sq Ft | $250 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 95.9% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $920 |
| 21% below US avg |
| Rent Burden | 15.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 71.9% |
| Owner-Occupied | 71.9% |
| Renter-Occupied | 28.1% |
| Housing Units | 225 |
| Median Year Built | 1947 |
Property Tax
| Avg Tax (IRS) | $3,858 |
| 10% above US avg |
| Effective Rate | 1.74% |
In Gilman, 39.1% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 26.9% have high blood pressure. 15.2% are current smokers. 21.0% report binge drinking. 21.5% are physically inactive. 26.6% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,580. The dentist ratio is 1:1,949. 65.7% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Gilman vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.1% |
| 22% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 26.9% |
| Asthma | 10.3% |
| COPD | 5.0% |
| Cancer | 7.3% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 21.5% |
| Depression | 26.6% |
| Mental Distress | 17.2% |
| Physical Distress | 11.1% |
| Short Sleep | 28.7% |
Healthcare Access
| Insurance Rate | 92.1% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,580 |
| Dentists | 1:1,949 |
| Mental Health | 1:366 |
| Checkup Rate | 72.3% |
| Dental Visits | 67.5% |
| Premature Death | 11,137/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 65.7% |
| Healthcare Facilities | 80 |
Gilman has a violent crime rate of 82 per 100,000 residents, 78% below the national average of 380. Property crime stands at 1,868 per 100,000, 5% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Gilman receives a safety grade of F.
Crime Rates: Gilman vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 82.2/100K |
| 78% below US avg |
| |
Property Crime
| Total Property | 1,868.2/100K |
| 5% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Gilman has a cool climate with an average annual temperature of 42°F (5°C). Winters average 11°F in January while summers reach 69°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 30.8 inches. The area receives 48.9 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,196 feet.
Temperature
11°F Jan (-12°C)
69°F Jul (21°C)
| Annual Average | 41.8°F |
| 23% below US avg |
| January Average | 11°F (-12°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 1,196 ft (365 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 471/sq mi |
| Coordinates | 45.7353°N, 93.9486°W |
| Timezone | America/Chicago |
| County | Mille Lacs County County |
| Nearest Airport | St Cloud Regional (STC)
14 miles away |
Precipitation & Snow
Annual Rainfall
30.8"
19% below US avg
Wettest Month (Jun)
4.49"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 28.5 / 100 |
| Social Vulnerability | 19.2 / 100 |
| Community Resilience | 94.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.5 on Apr 29, 2011.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
116 km |
| Apr 29, 2011 |
Minnesota |
M2.5 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
348 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 615 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 3, 1983 |
EF4 |
75 km |
0 |
| May 6, 1965 |
EF4 |
94 km |
3 |
| May 6, 1965 |
EF4 |
95 km |
6 |
| May 21, 1957 |
EF4 |
86 km |
0 |
| May 25, 2008 |
EF3 |
93 km |
1 |
| Sep 18, 1997 |
EF3 |
38 km |
1 |
| Jul 1, 1997 |
EF3 |
69 km |
0 |
| Jun 16, 1992 |
EF3 |
83 km |
0 |
| Jul 5, 1991 |
EF3 |
87 km |
0 |
| Jul 23, 1987 |
EF3 |
75 km |
0 |
| Apr 26, 1984 |
EF3 |
97 km |
1 |
| Sep 3, 1980 |
EF3 |
31 km |
1 |
| Aug 26, 1977 |
EF3 |
81 km |
0 |
| Jun 25, 1973 |
EF3 |
74 km |
0 |
| Jun 30, 1968 |
EF3 |
85 km |
0 |
| May 5, 1964 |
EF3 |
67 km |
0 |
| Jul 20, 1951 |
EF3 |
96 km |
5 |
| Jun 12, 2024 |
EF2 |
90 km |
0 |
| May 30, 2022 |
EF2 |
100 km |
0 |
| Jul 11, 2016 |
EF2 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
66 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
63 km |
| 2002 |
UNIT 4 |
5,887 |
29 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
36 km |
| 1998 |
UNITS 1617 |
4,649 |
31 km |
| 1988 |
UNNAMED |
4,475 |
63 km |
| 2005 |
RX HFR 05 |
4,253 |
31 km |
| 2009 |
BU9 |
4,112 |
28 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
37 km |
| 1988 |
UNNAMED |
3,642 |
52 km |
| 2000 |
UNIT 25 |
3,412 |
37 km |
| 2009 |
BU11 |
3,242 |
32 km |
| 1997 |
BIG |
2,987 |
34 km |
| 2009 |
UNNAMED |
2,904 |
84 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
68 km |
| 2003 |
UNITS 34 33 W |
2,637 |
36 km |
| 2024 |
UNIT 8E RX |
2,551 |
30 km |
| 1992 |
SHARPTAIL |
2,288 |
37 km |
| 1988 |
UNNAMED |
2,243 |
17 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
37 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
11°F (-12°C) |
0.8 in |
Coldest |
| February |
16°F (-9°C) |
0.6 in |
Driest |
| March |
28°F (-2°C) |
1.5 in |
|
| April |
44°F (6°C) |
2.2 in |
|
| May |
57°F (14°C) |
3.2 in |
|
| June |
65°F (18°C) |
4.5 in |
Wettest |
| July |
69°F (21°C) |
3.6 in |
Warmest |
| August |
67°F (20°C) |
3.8 in |
|
| September |
58°F (14°C) |
3.2 in |
|
| October |
46°F (8°C) |
2.4 in |
|
| November |
29°F (-2°C) |
1.5 in |
|
| December |
15°F (-10°C) |
0.9 in |
|
Gilman has a seasonal temperature swing of 59°F / from 11°F in January to 69°F in July. Total annual precipitation is 28.0 inches, with June being the wettest month (4.5") and February the driest (0.6").
Average costs for common services in Gilman. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Gilman
What is the population of Gilman?
Gilman has a population of 226 residents and is located in Minnesota. The population density is 471 people per square mile, spread across 0.5 square miles. The median age of residents is 33.3 years, which is younger than the national median of 38.9 years. The population is 49.6% female and 50.4% male.
Is Gilman expensive to live in?
Gilman has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $68,750, 9% below the national average of $75,149. The median home value is $221,100 (22% below the U.S. median). Renters pay a median of $920 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Gilman safe?
Gilman is considered a very safe city with a violent crime rate of 82 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,868 per 100,000 (below the national average). Overall, Gilman receives a safety grade of F based on combined crime data.
What is the weather like in Gilman?
Gilman has a cool climate with an average annual temperature of 42°F (5°C). Winter temperatures average 11°F in January, while summers reach an average of 69°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 30.8 inches, with 48.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Gilman?
Gilman has a healthy job market with an unemployment rate of 4.9%, near the national average of 3.6%. The average weekly wage is $915. There are 796 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 24 minutes, and 8.0% of workers work from home.
How much does housing cost in Gilman?
The median home value in Gilman is $221,100. Zillow estimates the typical home value at $254,849. For renters, the median monthly rent is $920. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 71.9%. The average annual property tax is $3,858.
How are the schools in Gilman?
Schools in Gilman score 5.8 out of 10 on standardized testing, near the national average. 13.4% of adults in Gilman hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is Gilman?
The obesity rate in Gilman is 39.1% (above the national rate of 32.1%). 15.2% of adults are smokers. 21.5% are physically inactive. 26.6% of residents report depression. 7.2% lack health insurance (below the national rate). 65.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,580.
What is transportation like in Gilman?
The average commute in Gilman is 24 minutes, shorter than the national average of 28 minutes. 71.7% of workers drive alone to work, and 8.0% work from home.
What are the demographics of Gilman?
The racial and ethnic makeup of Gilman is 99.1% White, 0.9% Hispanic or Latino. 96.7% of residents speak only English at home, while 3.3% speak Spanish. 5.0% of the population are military veterans. 10.6% of residents have a disability. 92.1% have health insurance coverage.
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