Median Income
$57,917
23% lower than US avg
Home Value
$106,700
62% lower than US avg
Violent Crime
262/100K
31% lower than US avg
Bachelor's+
16.4%
51% lower than US avg
Median Rent
$875
25% lower than US avg
Obesity Rate
37.9%
18% higher than US avg
Unemployment
8.2%
128% higher than US avg
Poverty Rate
8.1%
35% lower than US avg
How Graford Compares to the U.S. Average (100% = U.S. avg)
People
Population632
Median Age34.0 yrs
Density878/mi²
Male / Female49% / 51%
Largest GroupWhite 88%
Veterans3.8%
Economy
B
Median Income$57,917
Per Capita$31,315
Unemployment8.2%
Poverty8.1%
County GDP$1,287M
Commute28 min
Housing
A+
Home Value$106,700
Rent$875
Ownership84.9%
Zillow$650,190
Housing Units290
Rent Burden21.9%
Crime
F
Violent262/100K
Property3,948/100K
Health
Obesity37.9%
Uninsured14.3%
Smoking14.8%
Depression25.1%
Heart Disease5.7%
Climate
Avg Temp65°F (18°C)
AQI42 (Good)
Rain31.8 in/yr
Sunny Days330/yr
Elevation960 ft (293 m)
Education
C
Bachelor's+16.4%
High School+91.0%
Graduate+6.8%
School Score4.69
Community
2024 VoteR 83% / D 16%
Commute28 min
Broadband74.9%
EV Stations1
Libraries1
Is Graford a Good Place to Live?
Based on current data, Graford receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Graford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Graford is $57,917, 23% below the national average of $75,149. At 8.2%, unemployment is notably high. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Graford is $106,700, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $875 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Graford is below the national average at 262 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,948 per 100,000, 101% above the national average.
Education
16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Graford enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.8 inches. Air quality is rated Good with a median AQI of 42.
Graford has a population of 632 with a density of 878 people per square mile, spread across 0.7 square miles. The median age is 34.0 years, 13% younger than the national median of 38.9. The gender split is 50.9% female and 49.1% male. The city is predominantly White (88.3%), with 2.4% Hispanic, 1.9% Black. English is the primary language spoken at home by 95.8% of residents. 3.8% of the population are veterans, below the national rate of 6.0%. 19.2% of residents have a disability (above the 13.0% national average). 82.3% have health insurance coverage.
Population
34.0yrs
Median Age
13% below US avg
Language Spoken at Home
English Only
95.8%
22% above US avg
Spanish
4.2%
69% below US avg
The median household income in Graford is $57,917, which is 23% below the national average of $75,149. Per capita income is $31,315 (below the $39,052 national figure). The average weekly wage is $945, 34% lower than the U.S. average. The unemployment rate is 8.2% (above the 3.6% US average). 8.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 731 business establishments, including 72 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 28 minutes. 4.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,917 |
| 23% below US avg |
| Per Capita Income | $31,315 |
| Avg Weekly Wage | $945 |
| IRS Avg AGI | $71,950 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.2% |
| 128% above US avg |
| Poverty Rate | 8.1% |
| 35% below US avg |
| Establishments (County) | 731 |
| County GDP | $1,287M |
Business (County)
| Restaurants | 72 |
| Healthcare | 46 |
| Retail | 96 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $8,808 |
| 152% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 8.25% |
Commute & Transportation
| Commute Time | 27.8 min |
| Drive Alone | 88.3% |
| Public Transit | 0.0% |
| Work from Home | 4.8% |
The median home value in Graford is $106,700, 62% below the national median of $281,900. Zillow estimates the typical home value at $650,190, higher than the Census estimate. Monthly rent averages $875 (25% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 84.9% of housing units are owner-occupied (above the 65.4% national rate). There are 290 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $8,808 (higher than the $3,500 national average). 21.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $106,700 |
| 62% below US avg |
| Zillow ZHVI | $650,190 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $875 |
| 25% below US avg |
| Rent Burden | 21.9% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 84.9% |
| Owner-Occupied | 84.9% |
| Renter-Occupied | 15.1% |
| Housing Units | 290 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $8,808 |
| 152% above US avg |
| Effective Rate | 8.25% |
In Graford, 37.9% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 5.7% of residents. 31.7% have high blood pressure. 14.8% are current smokers. 19.7% report binge drinking. 25.6% are physically inactive. 25.1% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 14.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,049. The dentist ratio is 1:2,924. 56.5% of residents have access to exercise opportunities. The food environment index is 5.0 out of 10.
Health Metrics: Graford vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.9% |
| 18% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 5.7% |
| High Blood Pressure | 31.7% |
| Asthma | 10.3% |
| COPD | 6.4% |
| Cancer | 6.9% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 25.6% |
| Depression | 25.1% |
| Mental Distress | 19.1% |
| Physical Distress | 13.4% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 82.3% |
| Uninsured | 14.3% |
| 66% above US avg |
| Primary Care | 1:2,049 |
| Dentists | 1:2,924 |
| Mental Health | 1:3,718 |
| Checkup Rate | 71.7% |
| Dental Visits | 55.5% |
| Premature Death | 11,397/100K |
Food & Exercise
| Food Environment | 5.0/10 |
| Exercise Access | 56.5% |
| Healthcare Facilities | 46 |
Graford has a violent crime rate of 262 per 100,000 residents, 31% below the national average of 380. Property crime stands at 3,948 per 100,000, 101% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Graford receives a safety grade of F.
Crime Rates: Graford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 262.4/100K |
| 31% below US avg |
| |
Property Crime
| Total Property | 3,947.5/100K |
| 101% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 10 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Graford enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.8 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 960 feet.
Temperature
45°F Jan (7°C)
84°F Jul (29°C)
| Annual Average | 65.1°F |
| 21% above US avg |
| January Average | 45°F (7°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 960 ft (293 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 878/sq mi |
| Coordinates | 32.9374°N, 98.2475°W |
| Timezone | America/Chicago |
| County | Palo Pinto County County |
| Nearest Airport | Mineral Wells Regional (MWL)
15 miles away |
Precipitation & Snow
Annual Rainfall
31.8"
16% below US avg
Wettest Month (May)
4.49"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 55.2 / 100 |
| Social Vulnerability | 69.9 / 100 |
| Community Resilience | 64.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
111 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
119 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
15 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
18 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
65 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
62 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
127 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
126 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
103 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
59 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
119 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
113 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
123 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
105 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
134 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
121 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
95 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
116 km |
| Jul 7, 2014 |
10 km SSW of Wilson, Oklahoma |
M3.2 |
145 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
114 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
604 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 482 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 2013 |
EF4 |
75 km |
6 |
| Apr 25, 1990 |
EF4 |
43 km |
0 |
| May 18, 1951 |
EF4 |
71 km |
2 |
| May 25, 2024 |
EF3 |
80 km |
7 |
| Mar 21, 2022 |
EF3 |
14 km |
0 |
| Apr 16, 2002 |
EF3 |
86 km |
0 |
| Apr 30, 2000 |
EF3 |
68 km |
0 |
| Mar 28, 2000 |
EF3 |
86 km |
2 |
| May 7, 1995 |
EF3 |
93 km |
2 |
| May 29, 1994 |
EF3 |
69 km |
0 |
| May 29, 1994 |
EF3 |
87 km |
0 |
| May 14, 1986 |
EF3 |
78 km |
0 |
| Apr 21, 1985 |
EF3 |
77 km |
3 |
| May 12, 1982 |
EF3 |
51 km |
0 |
| Oct 30, 1979 |
EF3 |
77 km |
0 |
| Jun 6, 1979 |
EF3 |
47 km |
0 |
| May 21, 1979 |
EF3 |
67 km |
0 |
| May 26, 1976 |
EF3 |
96 km |
0 |
| Apr 8, 1961 |
EF3 |
82 km |
0 |
| Mar 26, 1961 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: PK COMPLEX (128,548 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
PK COMPLEX |
128,548 |
29 km |
| 2022 |
KIDD |
41,939 |
89 km |
| 2006 |
CARBON |
33,013 |
92 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
87 km |
| 2009 |
APRIL 9TH COMPLEX 1 |
22,099 |
20 km |
| 2009 |
TWO MILE HILL COMPLEX |
20,991 |
88 km |
| 2009 |
CEDAR MOUNTAIN |
16,589 |
80 km |
| 2008 |
ARCHER CO |
13,969 |
72 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
50 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
76 km |
| 1996 |
POOLVILLE FIRE |
12,128 |
38 km |
| 2022 |
DEMPSEY |
11,576 |
11 km |
| 2009 |
BLACK |
11,356 |
84 km |
| 2003 |
JOHNSON RANCH |
9,696 |
88 km |
| 2022 |
BIG L |
9,653 |
61 km |
| 2006 |
HUCKABAY |
9,100 |
68 km |
| 2011 |
JRM |
8,870 |
79 km |
| 2023 |
CAMPBELL |
7,888 |
72 km |
| 2011 |
CHERRY HOMES |
7,398 |
53 km |
| 2011 |
ENMIN FIRE |
6,618 |
23 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
1.5 in |
Coldest, Driest |
| February |
48°F (9°C) |
1.9 in |
|
| March |
56°F (13°C) |
2.4 in |
|
| April |
64°F (18°C) |
3.1 in |
|
| May |
72°F (22°C) |
4.5 in |
Wettest |
| June |
80°F (26°C) |
3.3 in |
|
| July |
84°F (29°C) |
2.4 in |
Warmest |
| August |
83°F (29°C) |
2.3 in |
|
| September |
76°F (25°C) |
3.5 in |
|
| October |
66°F (19°C) |
3.3 in |
|
| November |
54°F (12°C) |
2.0 in |
|
| December |
45°F (7°C) |
1.5 in |
|
Graford has a seasonal temperature swing of 38°F / from 45°F in January to 84°F in July. Total annual precipitation is 31.7 inches, with May being the wettest month (4.5") and January the driest (1.5").
Average costs for common services in Graford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Graford
What is the population of Graford?
Graford has a population of 632 residents and is located in Texas. The population density is 878 people per square mile, spread across 0.7 square miles. The median age of residents is 34.0 years, which is younger than the national median of 38.9 years. The population is 50.9% female and 49.1% male.
Is Graford expensive to live in?
Graford has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $57,917, 23% below the national average of $75,149. The median home value is $106,700 (62% below the U.S. median). Renters pay a median of $875 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Graford safe?
Graford is safer than the national average, with a violent crime rate of 262 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,948 per 100,000 (above the national average). Overall, Graford receives a safety grade of F based on combined crime data.
What is the weather like in Graford?
Graford enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 45°F in January, while summers reach an average of 84°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 31.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Graford?
The job market in Graford faces challenges, with unemployment at 8.2% / significantly above the national rate of 3.6%. The average weekly wage is $945. There are 731 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 28 minutes, and 4.8% of workers work from home.
How much does housing cost in Graford?
The median home value in Graford is $106,700. Zillow estimates the typical home value at $650,190. For renters, the median monthly rent is $875. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 84.9%. The average annual property tax is $8,808.
How are the schools in Graford?
Schools in Graford have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 16.4% of adults in Graford hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Graford?
The obesity rate in Graford is 37.9% (above the national rate of 32.1%). 14.8% of adults are smokers. 25.6% are physically inactive. 25.1% of residents report depression. 14.3% lack health insurance (above the national rate). 56.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,049.
What is transportation like in Graford?
The average commute in Graford is 28 minutes. 88.3% of workers drive alone to work, and 4.8% work from home.
What are the demographics of Graford?
The racial and ethnic makeup of Graford is 88.3% White, 1.9% Black or African American, 2.4% Hispanic or Latino. 95.8% of residents speak only English at home, while 4.2% speak Spanish. 3.8% of the population are military veterans. 19.2% of residents have a disability. 82.3% have health insurance coverage.
All Countries
