At a Glance
Median Income
$116,845
$54,840 per capita
Home Value
$430,100
Zillow: $491,079
Median Rent
$1,319/mo
34.4% of income on rent
Violent Crime
72/100K
3,007/100K property
Bachelor's Degree+
35.9%
95.8% high school+
Unemployment
1.7%
2.3% poverty rate
Obesity Rate
33.7%
12.3% smoking rate
Avg Temperature
44°F
276 sunny days/yr
How Ham Lake Compares to the U.S. Average
Each bar shows Ham Lake's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Ham Lake a Good Place to Live?
B+
3.6 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Ham Lake residents earn a median household income of $116,845 , which is 55% above the national average of $75,149.
Per capita income is $54,840. The unemployment rate stands at 1.7% (53% below the U.S. rate of 3.6%). 2.3% of residents live below the poverty line. The area is home to 8,852 business establishments, including 547 restaurants.
Housing & Cost of Living
The median home value in Ham Lake is $430,100 , 53% above the national median of $281,900.
Zillow estimates the typical home at $491,079. Median rent is $1,319/month, with 34.4% of renters spending more than 30% of income on housing. The cost of living index is 98.6 (100 = national average). The median home was built in 1994.
Safety & Crime
Ham Lake reports 72 violent crimes per 100,000 residents
, which is 81% below the national average of 380/100K.
Property crime is 3,007/100K.
Education
35.9% of adults in Ham Lake hold a bachelor's degree or higher
(7% above the national average).
95.8% have completed high school. Local schools score 6.4/10 in standardized testing.
Climate & Weather
Ham Lake has an average annual temperature of 44°F (6°C).
Winters average 12°F in January while summers reach 71°F in July. The area gets 276 sunny days per year. Annual precipitation totals 28.8 inches. Air quality is rated Good with a median AQI of 36.
Data Overview
People
Population16,575
Median Age42.8 yrs
Density482/mi²
Male / Female53% / 47%
Foreign Born13.6%
Veterans7.9%
Economy
A+
Median Income$116,845
Per Capita$54,840
Unemployment1.7%
Poverty2.3%
County GDP$20,603M
Avg Weekly Wage$1,255
Housing
A+
Home Value$430,100
Rent$1,319
Ownership95.2%
Zillow$491,079
Housing Units5,975
Rent Burden34.4%
Crime
F
Violent72/100K
Property3,007/100K
Health
Obesity33.7%
Diabetes8.1%
Smoking12.3%
Heart Disease4.7%
Premature Death6,214/100K
Climate
Avg Temp44°F
Sunny Days276/yr
Rain28.8 in/yr
AQI36 (Good)
Elevation897 ft
Education
B+
Bachelor's+35.9%
High School+95.8%
Graduate+10.6%
School Score6.4/10
Community
2024 VoteR 51% / D 47%
Commute30 min
Broadband93.3%
Internet Speed143 Mbps
EV Stations4
Libraries9
Did You Know?
The median home in Ham Lake was built in 1994.
The nearest airport is Minneapolis-St Paul International/Wold-Chamberlain (26 miles).
The Gini coefficient (income inequality) is 0.388 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
7.6% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 143 Mbps.
There are 547 restaurants in the area.
The county recorded 23 fatal vehicle crashes.
All Countries
