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Ham Lake, MN
Full City Profile · Minnesota · Anoka County County
3.6
/5.0
B+
Good
16,575
Population
482/sq mi density
$116,845
Median Income
$54,840 per capita
$430,100
Home Value
$491,079 Zillow
$1,319
Median Rent
34.4% income on rent
44°F
Avg Temperature
276 sunny days/yr
72
Violent Crime/100K
3,007 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$116,845 median income, 1.7% unemployment
A+
Affordability
4.6 / 5.0
$430,100 home value, $1,319/mo rent
F
Safety
1.0 / 5.0
72 violent crimes/100K
B+
Education
3.9 / 5.0
35.9% bachelor's degree or higher
Ham Lake has a cool climate with an average annual temperature of 44°F (7°C). Winters average 12°F in January while summers reach 71°F in July. The area gets 276 sunny days per year. Annual precipitation totals 28.8 inches. The area receives 44.1 inches of snow annually. Air quality is rated Good with a median AQI of 36.
Temperature
12°F Jan (-11°C)
71°F Jul (22°C)
| Annual Average | 43.6°F |
| 19% below US avg | |
| January Average | 12°F (-11°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 897 ft (273 m) |
| Area | 35.7 sq mi (92.5 km²) |
| Population Density | 482/sq mi |
| Coordinates | 45.2539°N, 93.1948°W |
| Timezone | America/Chicago |
| County | Anoka County County |
| Nearest Airport | Minneapolis-St Paul International/Wold-Chamberlain (MSP) 26 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0430 ppm |
| NO₂ (Nitrogen Dioxide) | 9.5 ppb |
| SO₂ (Sulfur Dioxide) | 0.24 ppb |
| CO (Carbon Monoxide) | 0.16 ppm |
| PM2.5 (Fine Particles) | 8.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 97.1 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Very High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively High |
| Ice Storm | Relatively Moderate |
| Drought | Very Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 12°F (-11°C) | 0.9 in | Coldest |
| February | 18°F (-8°C) | 0.8 in | Driest |
| March | 31°F (-1°C) | 1.6 in | |
| April | 46°F (8°C) | 2.4 in | |
| May | 59°F (15°C) | 3.3 in | |
| June | 67°F (20°C) | 4.4 in | Wettest |
| July | 71°F (22°C) | 3.8 in | Warmest |
| August | 69°F (21°C) | 4.1 in | |
| September | 60°F (15°C) | 3.3 in | |
| October | 48°F (9°C) | 2.3 in | |
| November | 31°F (-0°C) | 1.6 in | |
| December | 17°F (-8°C) | 1.0 in |
Ham Lake has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 29.5 inches, with June being the wettest month (4.4") and February the driest (0.8").