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Ham Lake, MN

Full City Profile · Minnesota · Anoka County County

3.6 /5.0
B+ Good
16,575 Population 482/sq mi density
$116,845 Median Income $54,840 per capita
$430,100 Home Value $491,079 Zillow
$1,319 Median Rent 34.4% income on rent
44°F Avg Temperature 276 sunny days/yr
72 Violent Crime/100K 3,007 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$116,845 median income, 1.7% unemployment
A+
Affordability
4.6 / 5.0
$430,100 home value, $1,319/mo rent
F
Safety
1.0 / 5.0
72 violent crimes/100K
B+
Education
3.9 / 5.0
35.9% bachelor's degree or higher

Income Overview

Median Household Income
$116,845
55% above
US avg: $75,149
Per Capita Income
$54,840
40% above
US avg: $39,052
Unemployment Rate
1.7%
53% below
US avg: 3.6%
Poverty Rate
2.3%
81% below
US avg: 12.4%

Income Comparison: Ham Lake vs. U.S. Average

Each bar shows Ham Lake’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$116,845
155%
Per Capita
US: $39,052
$54,840
140%
IRS Avg AGI
US: $72,000
$82,669
115%
Avg Weekly Wage
US: $1,432
$1,255
88%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$1,255
12% below US avg ($1,432)
Mean Commute Time
30 min
8% above US avg (28 min)
Work From Home
13.8%
9% below US avg (15.2%)
Drive Alone
80.2%
10% above US avg (73.2%)
Public Transit
0.5%
89% below US avg (5.0%)
County GDP
$20,603M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 80.2%
Public Transit 0.5%
Work From Home 13.8%
Other 5.5%
Average commute time
30 minutes
US avg: 28 min

Business Landscape

Total Establishments
8,852
Restaurants
547
Healthcare
939
Retail
932
Manufacturing
541

Tax & Financial

IRS Avg Adjusted Gross Income
$82,669
15% above US avg ($72,000)
Avg Property Tax
$4,301
23% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$116,845
Per Capita Income$54,840
IRS Avg Adjusted Gross Income$82,669
Avg Weekly Wage$1,255
County GDP$20,603M

Hardship Indicators

Unemployment Rate1.7%
Poverty Rate2.3%
Gini Coefficient0.388
Cost of Living Index98.6

Commute

Mean Commute30 minutes
Drive Alone80.2%
Public Transit0.5%
Work From Home13.8%

Businesses

Total Establishments8,852
Restaurants547
Healthcare939
Retail932
Manufacturing541

Tax

IRS Avg AGI$82,669
Avg Property Tax$4,301