Ham Lake, MN
Full City Profile · Minnesota · Anoka County County
3.6
/5.0
B+
Good
16,575
Population
482/sq mi density
$116,845
Median Income
$54,840 per capita
$430,100
Home Value
$491,079 Zillow
$1,319
Median Rent
34.4% income on rent
44°F
Avg Temperature
276 sunny days/yr
72
Violent Crime/100K
3,007 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$116,845 median income, 1.7% unemployment
A+
Affordability
4.6 / 5.0
$430,100 home value, $1,319/mo rent
F
Safety
1.0 / 5.0
72 violent crimes/100K
B+
Education
3.9 / 5.0
35.9% bachelor's degree or higher
Income Overview
Median Household Income
$116,845
55% above
US avg: $75,149
Per Capita Income
$54,840
40% above
US avg: $39,052
Unemployment Rate
1.7%
53% below
US avg: 3.6%
Poverty Rate
2.3%
81% below
US avg: 12.4%
Income Comparison: Ham Lake vs. U.S. Average
Each bar shows Ham Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$116,845
155%
Per Capita
US: $39,052
$54,840
140%
IRS Avg AGI
US: $72,000
$82,669
115%
Avg Weekly Wage
US: $1,432
$1,255
88%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,255
12% below US avg ($1,432)
Mean Commute Time
30 min
8% above US avg (28 min)
Work From Home
13.8%
9% below US avg (15.2%)
Drive Alone
80.2%
10% above US avg (73.2%)
Public Transit
0.5%
89% below US avg (5.0%)
County GDP
$20,603M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.2%
Public Transit
0.5%
Work From Home
13.8%
Other
5.5%
Average commute time
30 minutes
US avg: 28 min
Business Landscape
Total Establishments
8,852
Restaurants
547
Healthcare
939
Retail
932
Manufacturing
541
Tax & Financial
IRS Avg Adjusted Gross Income
$82,669
15% above US avg ($72,000)
Avg Property Tax
$4,301
23% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $116,845 |
| Per Capita Income | $54,840 |
| IRS Avg Adjusted Gross Income | $82,669 |
| Avg Weekly Wage | $1,255 |
| County GDP | $20,603M |
Hardship Indicators
| Unemployment Rate | 1.7% |
| Poverty Rate | 2.3% |
| Gini Coefficient | 0.388 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 30 minutes |
| Drive Alone | 80.2% |
| Public Transit | 0.5% |
| Work From Home | 13.8% |
Businesses
| Total Establishments | 8,852 |
| Restaurants | 547 |
| Healthcare | 939 |
| Retail | 932 |
| Manufacturing | 541 |
Tax
| IRS Avg AGI | $82,669 |
| Avg Property Tax | $4,301 |
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