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Harbor Springs, MI
Full City Profile · Michigan · Emmet County County
3.3
/5.0
B
Good
1,015
Population
781/sq mi density
$60,556
Median Income
$61,916 per capita
$368,100
Home Value
$543,607 Zillow
$950
Median Rent
24.0% income on rent
44°F
Avg Temperature
270 sunny days/yr
83
Violent Crime/100K
497 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$60,556 median income, 0.9% unemployment
B
Affordability
3.2 / 5.0
$368,100 home value, $950/mo rent
F
Safety
1.0 / 5.0
83 violent crimes/100K
A+
Education
4.6 / 5.0
45.2% bachelor's degree or higher
Income Overview
Median Household Income
$60,556
19% below
US avg: $75,149
Per Capita Income
$61,916
59% above
US avg: $39,052
Unemployment Rate
0.9%
75% below
US avg: 3.6%
Poverty Rate
5.0%
60% below
US avg: 12.4%
Income Comparison: Harbor Springs vs. U.S. Average
Each bar shows Harbor Springs’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$60,556
81%
Per Capita
US: $39,052
$61,916
159%
IRS Avg AGI
US: $72,000
$92,368
128%
Avg Weekly Wage
US: $1,432
$1,066
74%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,066
26% below US avg ($1,432)
Mean Commute Time
14 min
49% below US avg (28 min)
Work From Home
15.3%
1% above US avg (15.2%)
Drive Alone
72.5%
1% below US avg (73.2%)
Public Transit
1.8%
64% below US avg (5.0%)
County GDP
$2,559M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
72.5%
Public Transit
1.8%
Work From Home
15.3%
Other
10.4%
Average commute time
14 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,558
Restaurants
145
Healthcare
188
Retail
248
Manufacturing
59
Tax & Financial
IRS Avg Adjusted Gross Income
$92,368
28% above US avg ($72,000)
Avg Property Tax
$10,226
192% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $60,556 |
| Per Capita Income | $61,916 |
| IRS Avg Adjusted Gross Income | $92,368 |
| Avg Weekly Wage | $1,066 |
| County GDP | $2,559M |
Hardship Indicators
| Unemployment Rate | 0.9% |
| Poverty Rate | 5.0% |
| Gini Coefficient | 0.463 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 14 minutes |
| Drive Alone | 72.5% |
| Public Transit | 1.8% |
| Work From Home | 15.3% |
Businesses
| Total Establishments | 1,558 |
| Restaurants | 145 |
| Healthcare | 188 |
| Retail | 248 |
| Manufacturing | 59 |
Tax
| IRS Avg AGI | $92,368 |
| Avg Property Tax | $10,226 |