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Harbor Springs, MI
Full City Profile · Michigan · Emmet County County
3.3
/5.0
B
Good
1,015
Population
781/sq mi density
$60,556
Median Income
$61,916 per capita
$368,100
Home Value
$543,607 Zillow
$950
Median Rent
24.0% income on rent
44°F
Avg Temperature
270 sunny days/yr
83
Violent Crime/100K
497 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$60,556 median income, 0.9% unemployment
B
Affordability
3.2 / 5.0
$368,100 home value, $950/mo rent
F
Safety
1.0 / 5.0
83 violent crimes/100K
A+
Education
4.6 / 5.0
45.2% bachelor's degree or higher
Housing Overview
Median Home Value
$368,100
31% above
US avg: $281,900
Median Rent
$950/mo
18% below
US avg: $1,163/mo
Homeownership Rate
74.4%
14% above US avg (65.4%)
Total Housing Units
1,081
Median year built: 1964
Home Value by Source
Census Median
$368,100
Zillow (ZHVI)
$543,607
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
74.4%
Owner-Occupied
25.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$807/mo
1 Bedroom
$891/mo
2 Bedroom
$1,113/mo
3 Bedroom
$1,419/mo
4 Bedroom
$1,588/mo
Census median rent:
$950/mo
Affordability & Housing Stock
Rent Burden
24.0%
of renters spending 30%+ of income on housing
23% below US avg (31.0%)
Median Year Built
1964
Average age of housing stock: 62 years
Homeownership Rate
74.4%
Complete Housing Data
Home Values
| Census Median Value | $368,100 |
| Zillow Home Value (ZHVI) | $543,607 |
Rent
| Census Median Rent | $950 |
| FMR Studio | $807 |
| FMR 1-Bedroom | $891 |
| FMR 2-Bedroom | $1,113 |
| FMR 3-Bedroom | $1,419 |
| FMR 4-Bedroom | $1,588 |
Market
Ownership & Stock
| Owner-Occupied | 74.4% |
| Renter-Occupied | 25.6% |
| Homeownership Rate | 74.4% |
| Total Housing Units | 1,081 |
| Median Year Built | 1964 |
| Rent Burden | 24.0% |