Median Income
$58,750
22% lower than US avg
Home Value
$295,500
5% higher than US avg
Bachelor's+
23.2%
31% lower than US avg
Median Rent
$968
17% lower than US avg
Obesity Rate
33.7%
5% higher than US avg
Unemployment
0.2%
94% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Harkers Island Compares to the U.S. Average (100% = U.S. avg)
People
Population1,080
Median Age59.5 yrs
Density482/mi²
Male / Female43% / 57%
Largest GroupWhite 95%
Veterans12.0%
Economy
A
Median Income$58,750
Per Capita$31,809
Unemployment0.2%
Poverty3.3%
County GDP$3,739M
Commute31 min
Housing
B+
Home Value$295,500
Rent$968
OwnershipN/A
Zillow$395,141
Rent Burden19.0%
Health
Obesity33.7%
UninsuredN/A
Depression28.3%
Heart Disease5.6%
Climate
Avg Temp64°F
AQI40 (Good)
Rain55.7 in/yr
Elevation1 ft
Education
C+
Bachelor's+23.2%
High School+83.8%
School Score5.46
Community
2024 VoteR 71% / D 28%
Commute31 min
Broadband88.8%
Libraries5
Is Harkers Island a Good Place to Live?
Based on current data, Harkers Island receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Harkers Island offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Harkers Island is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.2%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Harkers Island is $295,500, roughly aligned with the national median of $281,900. Renters pay a median of $968 per month, below the national average — a plus for affordability. A price-to-income ratio of 5x indicates a reasonably affordable housing market.
Education
23.2% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Harkers Island enjoys a moderate climate with an average annual temperature of 64°F. Winters average 46°F in January while summers reach 81°F in July. Annual precipitation totals 55.7 inches. Air quality is rated Good with a median AQI of 40.
Harkers Island has a population of 1,080 with a density of 482 people per square mile. The median age is 59.5 years, 53% older than the national median of 38.9. The city is predominantly White (95.3%), with 3.7% Black.
Population
59.5yrs
Median Age
53% above US avg
Race & Ethnicity
Harkers Island vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Harkers Island vs U.S. Average
The median household income in Harkers Island is $58,750, which is 22% below the national average of $75,149. The unemployment rate is 0.2% (below the 3.6% US average). 3.3% of residents live below the poverty line. Workers commute an average of 31 minutes.
Income: Harkers Island vs U.S.
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $31,809 |
| Avg Weekly Wage | $879 |
| IRS Avg AGI | $87,892 |
Employment & Poverty
| Unemployment | 0.2% |
| 94% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 2,721 |
| County GDP | $3,739M |
Business (County)
| Restaurants | 264 |
| Healthcare | 197 |
| Retail | 365 |
| Manufacturing | 56 |
Tax & Cost of Living
| Property Tax (IRS) | $3,947 |
| 13% above US avg |
| Effective Tax Rate | 1.34% |
Commute & Transportation
| Commute Time | 31.0 min |
| Drive Alone | 83.0% |
| Public Transit | 11.1% |
| Work from Home | 5.4% |
The median home value in Harkers Island is $295,500, 5% above the national average. Monthly rent averages $968 (17% below US avg). Zillow estimates the typical home value at $395,141.
Home Values
| Census Median | $295,500 |
| 5% above US avg |
| Zillow ZHVI | $395,141 |
Real Estate Market (Redfin)
| $/Sq Ft | $309 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $968 |
| 17% below US avg |
| Rent Burden | 19.0% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,947 |
| 13% above US avg |
| Effective Rate | 1.34% |
In Harkers Island, 33.7% of adults are obese (above the 32.1% national rate). 28.3% report depression. 21.3% are physically inactive.
Health Metrics: Harkers Island vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.7% |
| 5% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.1% |
| Asthma | 11.2% |
| COPD | 6.8% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.3% |
| Physical Inactivity | 21.3% |
| Depression | 28.3% |
| Mental Distress | 18.8% |
| Physical Distress | 12.6% |
Healthcare Access
| Insurance Rate | 93.2% |
| |
| Checkup Rate | 76.7% |
| Premature Death | 10,599/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 84.9% |
| Healthcare Facilities | 197 |
Crime Rates: Harkers Island vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
Safety Score
Harkers Island has an average annual temperature of 64°F (18°C). Winters average 46°F in January while summers reach 81°F in July. Annual precipitation is 55.7 inches. Air quality is rated Good with a median AQI of 40.
Temperature
46°F Jan (8°C)
81°F Jul (27°C)
| Annual Average | 63.8°F |
| 18% above US avg |
| January Average | 46°F (8°C) |
| July Average | 81°F (27°C) |
Precipitation & Snow
| Annual Rainfall | 55.7 inches |
| 47% above US avg |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 1 ft (0 m) |
| Area | 2.2 sq mi (5.8 km²) |
| Population Density | 482/sq mi |
| Coordinates | 34.6980°N, 76.5555°W |
| County FIPS | 37031 |