Havelock, IA

Iowa

Havelock is a small town in Iowa with a population of 175. Residents earn $61,875 per year, which is 18% below the national average.

3.5 /5.0
B+ Good
175 Population 313/sq mi density
$61,875 Median Income $39,475 per capita
$23,800 Home Value $138,858 Zillow
$563 Median Rent 18.5% income on rent
47°F Avg Temperature 260 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$61,875 median income, 2.9% unemployment
A+
Affordability
5.0 / 5.0
$23,800 home value, $563/mo rent
C
Education
2.1 / 5.0
13.4% bachelor's degree or higher
Median Income $61,875
18% lower than US avg
Home Value $23,800
92% lower than US avg
Bachelor's+ 13.4%
60% lower than US avg
Median Rent $563
52% lower than US avg
Obesity Rate 36.6%
14% higher than US avg
Unemployment 2.9%
19% lower than US avg
Poverty Rate 21.2%
71% higher than US avg

How Havelock Compares to the U.S. Average (100% = U.S. avg)

People

Population175
Median Age35.5 yrs
Density313/mi²
Male / Female63% / 37%
Largest GroupWhite 93%
Veterans9.2%

Economy

B
Median Income$61,875
Per Capita$39,475
Unemployment2.9%
Poverty21.2%
County GDP$642M
Commute45 min

Housing

A+
Home Value$23,800
Rent$563
OwnershipN/A
Zillow$138,858
Housing Units117
Rent Burden18.5%

Health

Obesity36.6%
Uninsured9.2%
Smoking18.4%
Depression21.5%
Heart Disease5.4%

Climate

Avg Temp47°F (8°C)
AQI43 (Good)
Rain32.8 in/yr
Sunny Days260/yr
Elevation1,226 ft (374 m)

Education

C
Bachelor's+13.4%
High School+96.4%
Graduate+2.5%
School Score5.73

Community

2024 VoteR 76% / D 22%
Commute45 min
Broadband76.0%
Libraries9

Is Havelock a Good Place to Live?

Based on current data, Havelock receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, long commute times. Havelock offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Havelock is $61,875, 18% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. The poverty rate of 21.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 45 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Havelock is $23,800, 92% below the national median — offering relatively affordable homeownership. Renters pay a median of $563 per month, below the national average — a plus for affordability. At just 0.4x median income, home prices are very affordable relative to local earnings.

Education

13.4% of residents hold a bachelor's degree, below the national average of 33.7%. 96.4% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Havelock experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.8 inches, including 38.8 inches of snow. Air quality is rated Good with a median AQI of 43.

Havelock has a population of 175 with a density of 313 people per square mile. The median age is 35.5 years, 9% younger than the national median of 38.9. The city is predominantly White (93.1%).

Population

175
Total Population
313
People / sq mi
35.5yrs
Median Age
9% below US avg
0.6mi²
Land Area

Gender Distribution

Male 62.9%
Female 37.1%

Race & Ethnicity

Havelock vs U.S. Average

Language Spoken at Home

English Only93.2%
19% above US avg
Spanish6.8%
49% below US avg

Social Characteristics

Havelock vs U.S. Average

The median household income in Havelock is $61,875, which is 18% below the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 21.2% of residents live below the poverty line. Workers commute an average of 45 minutes.

Income: Havelock vs U.S.

Commute Mode

Income

Median HH Income$61,875
18% below US avg
Per Capita Income$39,475
Avg Weekly Wage$1,015
IRS Avg AGI$71,570

Employment & Poverty

Unemployment2.9%
19% below US avg
Poverty Rate21.2%
71% above US avg
Establishments (County)265
County GDP$642M

Business (County)

Restaurants12
Healthcare17
Retail26
Manufacturing11

Tax & Cost of Living

Property Tax (IRS)$2,850
19% below US avg
Effective Tax Rate11.97%

Commute & Transportation

Commute Time44.5 min
Drive Alone62.4%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Havelock is $23,800, 92% below the national average. Monthly rent averages $563 (52% below US avg). Zillow estimates the typical home value at $138,858.

Home Value Sources

Ownership Split

Home Values

Census Median$23,800
92% below US avg
Zillow ZHVI$138,858

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$563
52% below US avg
Rent Burden18.5%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied68.4%
Housing Units117
Median Year Built1962

Property Tax

Avg Tax (IRS)$2,850
19% below US avg
Effective Rate11.97%
In Havelock, 36.6% of adults are obese (above the 32.1% national rate). 9.2% of residents lack health insurance. 18.4% are current smokers. 21.5% report depression. 25.7% are physically inactive.

Health Metrics: Havelock vs U.S. Average (%)

Chronic Conditions

Obesity36.6%
14% above US avg
Diabetes9.5%
Heart Disease5.4%
High Blood Pressure29.5%
Asthma10.1%
COPD6.9%
Cancer6.5%
Stroke2.9%

Behaviors & Mental Health

Smoking18.4%
31% above US avg
Binge Drinking22.7%
Physical Inactivity25.7%
Depression21.5%
Mental Distress18.5%
Physical Distress13.1%
Short Sleep35.1%

Healthcare Access

Insurance Rate88.3%
Uninsured9.2%
7% above US avg
Checkup Rate70.9%
Dental Visits60.1%
Premature Death9,324/100K

Food & Exercise

Food Environment8.4/10
Exercise Access73.0%
Healthcare Facilities17
Havelock has an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. Annual precipitation is 32.8 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

17°F Jan (-9°C) 73°F Jul (23°C)
Annual Average46.9°F
13% below US avg
January Average17°F (-9°C)
July Average73°F (23°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall32.8 inches
14% below US avg
Snowfall38.8 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,226 ft (374 m)
Area0.6 sq mi (1.5 km²)
Population Density313/sq mi
Coordinates42.8330°N, 94.7010°W
TimezoneAmerica/Chicago
County FIPS19151
It is classified as Nonmetro — Rural. 13.4% of residents hold a bachelor's degree or higher (60% below US avg). In the 2024 election, the county voted Republican by a 54-point margin. 76.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.3%
D 22.3%

Winner: Republican by 54 points

Education

Bachelor's Degree+13.4%
60% below US avg
High School+96.4%
Graduate Degree+2.5%
School Test Score5.73
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density313/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access76.0%
Public Libraries9
Healthcare Facilities17
Restaurants12
Retail Stores26

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute44.5 min
Drive Alone62.4%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Pocahontas, IA 1,536 pop · 6.9 mi Laurens, IA 1,234 pop · 7.5 mi Emmetsburg, IA 3,651 pop · 19.5 mi Manson, IA 1,653 pop · 22.6 mi St. Joseph, MO 71,542 pop · 24.6 mi Humboldt, IA 4,761 pop · 25.3 mi Graettinger, IA 1,038 pop · 28.0 mi Storm Lake, IA 11,275 pop · 28.4 mi Algona, IA 5,414 pop · 29.1 mi Rockwell City, IA 2,449 pop · 30.3 mi Spencer, IA 11,393 pop · 31.5 mi Sac City, IA 1,782 pop · 32.1 mi Alta, IA 2,344 pop · 32.6 mi Fort Dodge, IA 24,788 pop · 34.8 mi
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