Median Income
$117,422
56% higher than US avg
Home Value
$210,600
25% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
37.5%
11% higher than US avg
Obesity Rate
35.0%
9% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
15.0%
21% higher than US avg
How Heritage Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population1,708
Median Age40.3 yrs
Density1,512/mi²
Male / Female56% / 44%
Largest GroupWhite 98%
Veterans7.1%
Economy
A+
Median Income$117,422
Per Capita$42,474
Unemployment0.0%
Poverty15.0%
County GDP$7,835M
Commute31 min
Housing
A+
Home Value$210,600
Ownership97.4%
Zillow$245,762
Housing Units557
Rent Burden27.0%
Crime
C+
Violent0/100K
Property1,847/100K
Health
Obesity35.0%
Uninsured6.2%
Smoking12.4%
Depression23.8%
Heart Disease5.0%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain37.5 in/yr
Sunny Days275/yr
Elevation705 ft (215 m)
Education
A
Bachelor's+37.5%
High School+100.0%
Graduate+10.0%
School Score5.86
Community
2024 VoteR 62% / D 36%
Commute31 min
Broadband96.9%
EV Stations3
Libraries12
Is Heritage Lake a Good Place to Live?
Based on current data, Heritage Lake receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Heritage Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Heritage Lake is $117,422, which is significantly higher than the national average / 56% above $75,149. This places Heritage Lake among higher-income communities. The job market is very strong with unemployment at just 0.0%. The poverty rate of 15.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Heritage Lake is $210,600, 25% below the national median / offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Heritage Lake is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,847 per 100,000, near the national average.
Education
Educational attainment is solid, with 37.5% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Heritage Lake experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.5 inches, including 22.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Heritage Lake has a population of 1,708 with a density of 1,512 people per square mile, spread across 1.3 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (97.5%). English is the primary language spoken at home by 98.5% of residents. 7.1% of the population are veterans. 8.6% of residents have a disability (below the 13.0% national average). 96.8% have health insurance coverage.
Population
40.3yrs
Median Age
4% above US avg
Race & Ethnicity
Heritage Lake vs U.S. Average
Language Spoken at Home
English Only
98.5%
25% above US avg
Spanish
1.5%
89% below US avg
Social Characteristics
Heritage Lake vs U.S. Average
The median household income in Heritage Lake is $117,422, which is 56% above the national average of $75,149. Per capita income is $42,474. The average weekly wage is $1,079, 25% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 15.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 2,560 business establishments, including 304 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 31 minutes. 7.8% of workers work from home (below the 15.2% national rate).
Income: Heritage Lake vs U.S.
Income
| Median HH Income | $117,422 |
| 56% above US avg |
| Per Capita Income | $42,474 |
| Avg Weekly Wage | $1,079 |
| IRS Avg AGI | $79,430 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 15.0% |
| 21% above US avg |
| Establishments (County) | 2,560 |
| County GDP | $7,835M |
Business (County)
| Restaurants | 304 |
| Healthcare | 285 |
| Retail | 380 |
| Manufacturing | 118 |
Tax & Cost of Living
| Property Tax (IRS) | $6,627 |
| 89% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.15% |
Commute & Transportation
| Commute Time | 30.5 min |
| Drive Alone | 75.4% |
| Public Transit | 0.0% |
| Work from Home | 7.8% |
The median home value in Heritage Lake is $210,600, 25% below the national median of $281,900. Zillow estimates the typical home value at $245,762, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 97.4% of housing units are owner-occupied (above the 65.4% national rate). There are 557 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $6,627 (higher than the $3,500 national average). 27.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $210,600 |
| 25% below US avg |
| Zillow ZHVI | $245,762 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 97.4% |
| Owner-Occupied | 97.4% |
| Renter-Occupied | 2.6% |
| Housing Units | 557 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $6,627 |
| 89% above US avg |
| Effective Rate | 3.15% |
In Heritage Lake, 35.0% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.3% have high blood pressure. 12.4% are current smokers. 20.8% report binge drinking. 18.9% are physically inactive, below the national average. 23.8% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 6.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,329. The dentist ratio is 1:1,709. 83.2% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Heritage Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.0% |
| 9% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.3% |
| Asthma | 10.3% |
| COPD | 5.4% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.4% |
| 11% below US avg |
| Binge Drinking | 20.8% |
| Physical Inactivity | 18.9% |
| Depression | 23.8% |
| Mental Distress | 17.2% |
| Physical Distress | 11.2% |
| Short Sleep | 36.7% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 6.2% |
| 28% below US avg |
| Primary Care | 1:2,329 |
| Dentists | 1:1,709 |
| Mental Health | 1:430 |
| Checkup Rate | 76.2% |
| Dental Visits | 67.6% |
| Premature Death | 7,936/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 83.2% |
| Healthcare Facilities | 285 |
Heritage Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,847 per 100,000, 6% below the U.S. average. The county recorded 14 fatal traffic crashes. Overall, Heritage Lake receives a safety grade of C+.
Crime Rates: Heritage Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,846.6/100K |
| 6% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Heritage Lake experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.5 inches. The area receives 22.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 705 feet.
Temperature
25°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 52.1°F |
| 4% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 705 ft (215 m) |
| Area | 1.3 sq mi (3.2 km²) |
| Population Density | 1,512/sq mi |
| Coordinates | 40.5466°N, 89.3296°W |
| Timezone | America/Chicago |
| County | Tazewell County County |
| Nearest Airport | General Downing - Peoria International (PIA)
21 miles away |
Precipitation & Snow
Annual Rainfall
37.5"
1% below US avg
Wettest Month (May)
4.17"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 84.2 / 100 |
| Social Vulnerability | 23.2 / 100 |
| Community Resilience | 94.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
108 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
131 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
133 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
92 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
751 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 29 fatalities, 810 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
22 km |
3 |
| Jul 13, 2004 |
EF4 |
28 km |
0 |
| May 13, 1995 |
EF4 |
84 km |
0 |
| May 5, 1977 |
EF4 |
34 km |
0 |
| Jun 29, 1976 |
EF4 |
45 km |
0 |
| Mar 20, 1976 |
EF4 |
94 km |
0 |
| Jun 14, 1957 |
EF4 |
94 km |
2 |
| Apr 4, 2023 |
EF3 |
88 km |
0 |
| Feb 28, 2017 |
EF3 |
41 km |
0 |
| Feb 28, 2017 |
EF3 |
92 km |
2 |
| Dec 31, 2010 |
EF3 |
77 km |
0 |
| Jun 5, 2010 |
EF3 |
80 km |
0 |
| Aug 19, 2009 |
EF3 |
69 km |
0 |
| Apr 20, 2004 |
EF3 |
78 km |
8 |
| May 10, 2003 |
EF3 |
31 km |
0 |
| Apr 19, 1996 |
EF3 |
25 km |
0 |
| Apr 19, 1996 |
EF3 |
82 km |
0 |
| May 13, 1995 |
EF3 |
53 km |
0 |
| May 9, 1995 |
EF3 |
93 km |
0 |
| May 9, 1995 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.7 in |
Coldest |
| February |
28°F (-2°C) |
1.6 in |
Driest |
| March |
39°F (4°C) |
3.1 in |
|
| April |
51°F (10°C) |
3.8 in |
|
| May |
62°F (16°C) |
4.2 in |
Wettest |
| June |
71°F (22°C) |
4.0 in |
|
| July |
75°F (24°C) |
3.9 in |
Warmest |
| August |
73°F (23°C) |
3.4 in |
|
| September |
65°F (19°C) |
3.9 in |
|
| October |
54°F (12°C) |
2.8 in |
|
| November |
40°F (5°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Heritage Lake has a seasonal temperature swing of 50°F / from 25°F in January to 75°F in July. Total annual precipitation is 37.8 inches, with May being the wettest month (4.2") and February the driest (1.6").
Average costs for common services in Heritage Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,214 |
| Toddler | $931 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $783 |
| Toddler | $770 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Heritage Lake
What is the population of Heritage Lake?
Heritage Lake has a population of 1,708 residents and is located in Illinois. The population density is 1,512 people per square mile, spread across 1.3 square miles. The median age of residents is 40.3 years. The population is 44.4% female and 55.6% male.
Is Heritage Lake expensive to live in?
Heritage Lake has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $117,422, 56% above the national average of $75,149. The median home value is $210,600 (25% below the U.S. median). The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Heritage Lake safe?
Heritage Lake is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,847 per 100,000 (below the national average). Overall, Heritage Lake receives a safety grade of C+ based on combined crime data.
What is the weather like in Heritage Lake?
Heritage Lake has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.5 inches, with 22.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Heritage Lake?
The job market in Heritage Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,079. There are 2,560 business establishments in the area, including 304 restaurants and food service locations. The average commute time is 31 minutes, and 7.8% of workers work from home.
How much does housing cost in Heritage Lake?
The median home value in Heritage Lake is $210,600. Zillow estimates the typical home value at $245,762. The homeownership rate is 97.4%. The average annual property tax is $6,627.
How are the schools in Heritage Lake?
Schools in Heritage Lake score 5.9 out of 10 on standardized testing, near the national average. 37.5% of adults in Heritage Lake hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 10.0% hold a graduate or professional degree.
How healthy is Heritage Lake?
The obesity rate in Heritage Lake is 35.0% (above the national rate of 32.1%). 12.4% of adults are smokers. 18.9% are physically inactive. 23.8% of residents report depression. 6.2% lack health insurance (below the national rate). 83.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,329.
What is transportation like in Heritage Lake?
The average commute in Heritage Lake is 31 minutes, longer than the national average of 28 minutes. 75.4% of workers drive alone to work, and 7.8% work from home.
What are the demographics of Heritage Lake?
The racial and ethnic makeup of Heritage Lake is 97.5% White. 98.5% of residents speak only English at home. 7.1% of the population are military veterans. 8.6% of residents have a disability. 96.8% have health insurance coverage.
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