Hernando Beach, FL

Florida · Metropolitan Area

Hernando Beach is a small town in Florida with a population of 2,518. Residents earn $86,585 per year, which is 15% above the national average.

3.9 /5.0
B+ Good
2,518 Population 709/sq mi density
$86,585 Median Income $52,806 per capita
$458,300 Home Value $468,391 Zillow
$1,206 Median Rent
73°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$86,585 median income, 3.0% unemployment
B+
Affordability
3.7 / 5.0
$458,300 home value, $1,206/mo rent
B+
Education
3.5 / 5.0
31.5% bachelor's degree or higher
Median Income $86,585
15% higher than US avg
Home Value $458,300
63% higher than US avg
Bachelor's+ 31.5%
7% lower than US avg
Median Rent $1,206
4% higher than US avg
Obesity Rate 34.0%
6% higher than US avg
Unemployment 3.0%
17% lower than US avg
Poverty Rate 1.8%
85% lower than US avg

How Hernando Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population2,518
Median Age57.6 yrs
Density709/mi²
Male / Female47% / 53%
Largest GroupWhite 92%

Economy

A+
Median Income$86,585
Per Capita$52,806
Unemployment3.0%
Poverty1.8%
County GDP$7,294M
Commute37 min

Housing

B+
Home Value$458,300
Rent$1,206
OwnershipN/A
Zillow$468,391

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.0%
UninsuredN/A
Depression22.1%
Heart Disease5.5%

Climate

Avg Temp73°F
AQI41 (Good)
Rain54.3 in/yr
Elevation1 ft

Education

B+
Bachelor's+31.5%
High School+98.1%
School Score5.60

Community

2024 VoteR 68% / D 31%
Commute37 min
Libraries4

Is Hernando Beach a Good Place to Live?

Based on current data, Hernando Beach receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Hernando Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Hernando Beach is $86,585, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.0%, indicating a healthy job market. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Hernando Beach is $458,300, making it a premium housing market at 63% above the U.S. median of $281,900. Renters pay a median of $1,206 per month. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.

Education

31.5% of residents hold a bachelor's degree, below the national average of 33.7%. 98.1% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Hernando Beach has a warm climate with an average annual temperature of 73°F. Winters average 60°F in January while summers reach 83°F in July. Annual precipitation totals 54.3 inches. Air quality is rated Good with a median AQI of 41.

Hernando Beach has a population of 2,518 with a density of 709 people per square mile. The median age is 57.6 years, 48% older than the national median of 38.9. The city is predominantly White (92.4%), with 1.9% Hispanic.

Population

2,518
Total Population
709
People / sq mi
57.6yrs
Median Age
48% above US avg
3.6mi²
Land Area

Gender Distribution

Male 46.7%
Female 53.3%

Race & Ethnicity

Hernando Beach vs U.S. Average

Language Spoken at Home

English Only93.0%
18% above US avg
Spanish7.0%
48% below US avg

Social Characteristics

Hernando Beach vs U.S. Average

The median household income in Hernando Beach is $86,585, which is 15% above the national average of $75,149. The unemployment rate is 3.0% (below the 3.6% US average). 1.8% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Hernando Beach vs U.S.

Commute Mode

Income

Median HH Income$86,585
15% above US avg
Per Capita Income$52,806
Avg Weekly Wage$971
IRS Avg AGI$59,641

Employment & Poverty

Unemployment3.0%
17% below US avg
Poverty Rate1.8%
85% below US avg
Establishments (County)4,658
County GDP$7,294M

Business (County)

Restaurants292
Healthcare581
Retail526
Manufacturing90

Tax & Cost of Living

Property Tax (IRS)$4,970
42% above US avg
Effective Tax Rate1.08%

Commute & Transportation

Commute Time37.1 min
Work from Home21.7%

Walkability

The median home value in Hernando Beach is $458,300, 63% above the national average. Monthly rent averages $1,206 (4% above US avg). Zillow estimates the typical home value at $468,391.

Home Value Sources

Ownership Split

Home Values

Census Median$458,300
63% above US avg
Zillow ZHVI$468,391
Median List Price$581,950

Real Estate Market (Redfin)

Median List Price$581,950
$/Sq Ft$369
Homes Sold7
Sale-to-List Ratio97.7%
Price Drops21.6%
Inventory74

Rental Costs

Census Median Rent$1,206
4% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied92.5%

Property Tax

Avg Tax (IRS)$4,970
42% above US avg
Effective Rate1.08%
In Hernando Beach, 34.0% of adults are obese (above the 32.1% national rate). 22.1% report depression. 20.6% are physically inactive.

Health Metrics: Hernando Beach vs U.S. Average (%)

Chronic Conditions

Obesity34.0%
6% above US avg
Diabetes9.3%
Heart Disease5.5%
High Blood Pressure28.6%
Asthma9.9%
COPD6.0%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity20.6%
Depression22.1%
Mental Distress18.6%
Physical Distress12.8%

Healthcare Access

Insurance Rate91.0%
Checkup Rate74.8%
Premature Death11,322/100K

Food & Exercise

Food Environment7.1/10
Exercise Access80.5%
Healthcare Facilities581

Crime Rates: Hernando Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)42

Safety Score

Hernando Beach has an average annual temperature of 73°F (23°C). Winters average 60°F in January while summers reach 83°F in July. Annual precipitation is 54.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

60°F Jan (16°C) 83°F Jul (28°C)
Annual Average72.9°F
35% above US avg
January Average60°F (16°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall54.3 inches
43% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1 ft (0 m)
Area3.6 sq mi (9.2 km²)
Population Density709/sq mi
Coordinates28.4681°N, 82.6673°W
County FIPS12053
It is classified as Metro — 1 million+. 31.5% of residents hold a bachelor's degree or higher (7% below US avg). In the 2024 election, the county voted Republican by a 37.1-point margin.

2024 Presidential Election (County)

R 68.2%
D 31.1%

Winner: Republican by 37.1 points

Education

Bachelor's Degree+31.5%
7% below US avg
High School+98.1%
School Test Score5.60
B+ Education Grade (3.5/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density709/sq mi
Total Area3.6 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities581
Restaurants292
Retail Stores526

Safety & Disasters

Fatal Crashes (County/yr)42

Commute & Transportation

Avg Commute37.1 min
Work from Home21.7%

Nearby Cities

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