Median Income
$100,775
34% higher than US avg
Home Value
$265,800
6% lower than US avg
Violent Crime
372/100K
2% lower than US avg
Bachelor's+
55.8%
66% higher than US avg
Obesity Rate
34.8%
8% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
4.5%
64% lower than US avg
How Hilltop Lakes Compares to the U.S. Average (100% = U.S. avg)
People
Population803
Median Age48.0 yrs
Density94/mi²
Male / Female53% / 47%
Largest GroupWhite 81%
Veterans9.5%
Economy
A+
Median Income$100,775
Per Capita$37,905
Unemployment1.2%
Poverty4.5%
County GDP$3,271M
Commute34 min
Housing
A+
Home Value$265,800
Ownership88.3%
Zillow$305,147
Housing Units364
Rent Burden27.3%
Crime
F
Violent372/100K
Property2,914/100K
Health
Obesity34.8%
Uninsured13.0%
Smoking16.6%
Depression26.4%
Heart Disease5.9%
Climate
Avg Temp68°F (20°C)
AQI42 (Good)
Rain40.6 in/yr
Sunny Days301/yr
Elevation400 ft (122 m)
Education
A+
Bachelor's+55.8%
High School+97.6%
Graduate+25.4%
School Score5.22
Community
2024 VoteR 76% / D 24%
Commute34 min
Broadband87.6%
EV Stations2
Libraries3
Is Hilltop Lakes a Good Place to Live?
Based on current data, Hilltop Lakes receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include a high uninsured rate. Hilltop Lakes stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Hilltop Lakes is $100,775, which is significantly higher than the national average / 34% above $75,149. This places Hilltop Lakes among higher-income communities. The job market is very strong with unemployment at just 1.2%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Hilltop Lakes is $265,800, roughly aligned with the national median of $281,900. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Hilltop Lakes is below the national average at 372 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,914 per 100,000, 49% above the national average.
Education
Hilltop Lakes is a highly educated community / 55.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Hilltop Lakes enjoys a moderate climate with an average annual temperature of 68°F. Winters average 50°F in January while summers reach 84°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.6 inches. Air quality is rated Good with a median AQI of 42.
Hilltop Lakes has a population of 803 with a density of 94 people per square mile, spread across 8.7 square miles. The median age is 48.0 years, 23% older than the national median of 38.9. The gender split is 46.9% female and 53.1% male. The city is predominantly White (80.6%). English is the primary language spoken at home by 98.1% of residents. 9.5% of the population are veterans, above the national rate of 6.0%. 23.7% of residents have a disability (above the 13.0% national average). 90.1% have health insurance coverage.
Population
48.0yrs
Median Age
23% above US avg
Race & Ethnicity
Hilltop Lakes vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Hilltop Lakes vs U.S. Average
The median household income in Hilltop Lakes is $100,775, which is 34% above the national average of $75,149. Per capita income is $37,905. The average weekly wage is $1,475. The unemployment rate is 1.2% (below the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 393 business establishments, including 36 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Hilltop Lakes vs U.S.
Income
| Median HH Income | $100,775 |
| 34% above US avg |
| Per Capita Income | $37,905 |
| Avg Weekly Wage | $1,475 |
| IRS Avg AGI | $65,562 |
| Gini Index | 0.462 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 393 |
| County GDP | $3,271M |
Business (County)
| Restaurants | 36 |
| Healthcare | 18 |
| Retail | 55 |
| Manufacturing | 5 |
Tax & Cost of Living
| Property Tax (IRS) | $5,232 |
| 49% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 1.97% |
Commute & Transportation
| Commute Time | 34.3 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Hilltop Lakes is $265,800, 6% below the national median of $281,900. Zillow estimates the typical home value at $305,147, higher than the Census estimate. Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 88.3% of housing units are owner-occupied (above the 65.4% national rate). There are 364 total housing units in the city. The median year a home was built is 1986. The average annual property tax is $5,232 (higher than the $3,500 national average). 27.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $265,800 |
| 6% below US avg |
| Zillow ZHVI | $305,147 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 88.3% |
| Owner-Occupied | 88.3% |
| Renter-Occupied | 11.7% |
| Housing Units | 364 |
| Median Year Built | 1986 |
Property Tax
| Avg Tax (IRS) | $5,232 |
| 49% above US avg |
| Effective Rate | 1.97% |
In Hilltop Lakes, 34.8% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.9% of residents. 32.5% have high blood pressure. 16.6% are current smokers. 19.7% report binge drinking. 25.7% are physically inactive. 26.4% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 13.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:8,479. The dentist ratio is 1:17,153. 58.0% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Hilltop Lakes vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.8% |
| 8% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.5% |
| Asthma | 10.7% |
| COPD | 7.2% |
| Cancer | 7.1% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 25.7% |
| Depression | 26.4% |
| Mental Distress | 20.1% |
| Physical Distress | 13.8% |
| Short Sleep | 36.7% |
Healthcare Access
| Insurance Rate | 90.1% |
| Uninsured | 13.0% |
| 51% above US avg |
| Primary Care | 1:8,479 |
| Dentists | 1:17,153 |
| Mental Health | 1:4,317 |
| Checkup Rate | 71.9% |
| Dental Visits | 55.1% |
| Premature Death | 10,658/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 58.0% |
| Healthcare Facilities | 18 |
Hilltop Lakes has a violent crime rate of 372 per 100,000 residents, 2% below the national average of 380. Property crime stands at 2,914 per 100,000, 49% above the U.S. average. The county recorded 8 fatal traffic crashes. The area has experienced 182 federally declared disasters. Overall, Hilltop Lakes receives a safety grade of F.
Crime Rates: Hilltop Lakes vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 372.5/100K |
| 2% below US avg |
| |
Property Crime
| Total Property | 2,914.1/100K |
| 49% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 182 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hilltop Lakes enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 50°F in January while summers reach 84°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.6 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 400 feet.
Temperature
50°F Jan (10°C)
84°F Jul (29°C)
| Annual Average | 67.9°F |
| 26% above US avg |
| January Average | 50°F (10°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 400 ft (122 m) |
| Area | 8.7 sq mi (22.6 km²) |
| Population Density | 94/sq mi |
| Coordinates | 31.0636°N, 96.1905°W |
| Timezone | America/Chicago |
| County | Robertson County County |
| Nearest Airport | H H Coffield Regional (RCK)
56 miles away |
Precipitation & Snow
Annual Rainfall
40.6"
7% above US avg
Wettest Month (May)
4.61"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.6 / 100 |
| Social Vulnerability | 75.8 / 100 |
| Community Resilience | 36.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Mar 29, 2025.
| Mar 29, 2025 |
13 km NNE of Wells, Texas |
M3.5 |
139 km |
| Apr 2, 2024 |
4 km SSW of Round Top, Texas |
M2.5 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
12 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
197 km |
| 2021 |
Nicholas |
Category 1 |
256 km |
| 2020 |
Laura |
Category 4 |
274 km |
| 2017 |
Harvey |
Category 2 |
284 km |
| 2008 |
Ike |
Category 2 |
85 km |
| 2007 |
Humberto |
Category 1 |
244 km |
| 2005 |
Rita |
Category 3 |
209 km |
| 2003 |
Claudette |
Category 1 |
282 km |
| 1989 |
Chantal |
Category 1 |
237 km |
| 1989 |
Jerry |
Category 1 |
237 km |
| 1986 |
Bonnie |
Category 1 |
223 km |
| 1983 |
Alicia |
Category 3 |
166 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
323 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 27 fatalities, 361 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 10, 1973 |
EF4 |
80 km |
6 |
| Apr 22, 2020 |
EF3 |
99 km |
3 |
| Apr 13, 2019 |
EF3 |
53 km |
0 |
| Apr 13, 2019 |
EF3 |
96 km |
2 |
| Dec 25, 2012 |
EF3 |
84 km |
0 |
| Mar 10, 2000 |
EF3 |
86 km |
0 |
| Apr 27, 1990 |
EF3 |
67 km |
0 |
| Nov 15, 1987 |
EF3 |
76 km |
1 |
| Oct 13, 1981 |
EF3 |
99 km |
0 |
| Oct 31, 1974 |
EF3 |
85 km |
0 |
| May 10, 1959 |
EF3 |
51 km |
0 |
| Apr 5, 1956 |
EF3 |
46 km |
0 |
| Dec 2, 1953 |
EF3 |
97 km |
0 |
| May 16, 1953 |
EF3 |
62 km |
1 |
| Mar 21, 2022 |
EF2 |
50 km |
1 |
| Apr 24, 2019 |
EF2 |
43 km |
0 |
| Apr 13, 2019 |
EF2 |
58 km |
0 |
| May 26, 2016 |
EF2 |
85 km |
0 |
| Dec 12, 2015 |
EF2 |
95 km |
0 |
| May 25, 2015 |
EF2 |
93 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: RILEY ROAD (18,999 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
RILEY ROAD |
18,999 |
98 km |
| 2021 |
UNNAMED |
7,272 |
93 km |
| 2019 |
UNNAMED |
6,349 |
74 km |
| 2017 |
UNNAMED |
5,187 |
94 km |
| 2011 |
DYER MILL |
5,170 |
89 km |
| 2013 |
UNNAMED |
5,033 |
82 km |
| 2011 |
841 ARBOR |
4,966 |
83 km |
| 2019 |
UNNAMED |
4,767 |
92 km |
| 2020 |
C-38/39/40 |
4,708 |
84 km |
| 2011 |
S839 CONCORD ROBBINS |
4,388 |
19 km |
| 2013 |
UNNAMED |
4,218 |
72 km |
| 2017 |
UNNAMED |
4,195 |
82 km |
| 2010 |
COMPARTMENT 6 RX |
4,123 |
98 km |
| 2016 |
UNNAMED |
4,014 |
85 km |
| 2022 |
UNNAMED |
3,972 |
85 km |
| 2010 |
RX BURN C 36 39 |
3,832 |
85 km |
| 2022 |
UNNAMED |
3,796 |
88 km |
| 2011 |
C#491 |
3,616 |
80 km |
| 2022 |
UNNAMED |
3,503 |
99 km |
| 2013 |
UNNAMED |
3,489 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
50°F (10°C) |
2.9 in |
Coldest |
| February |
52°F (11°C) |
2.8 in |
|
| March |
60°F (15°C) |
2.9 in |
|
| April |
66°F (19°C) |
3.6 in |
|
| May |
73°F (23°C) |
4.6 in |
Wettest |
| June |
80°F (27°C) |
3.2 in |
|
| July |
84°F (29°C) |
2.1 in |
Warmest, Driest |
| August |
83°F (28°C) |
2.3 in |
|
| September |
78°F (25°C) |
4.3 in |
|
| October |
68°F (20°C) |
4.1 in |
|
| November |
58°F (14°C) |
3.2 in |
|
| December |
50°F (10°C) |
3.0 in |
|
Hilltop Lakes has a seasonal temperature swing of 34°F / from 50°F in January to 84°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (4.6") and July the driest (2.1").
Average costs for common services in Hilltop Lakes. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $667 |
| Toddler | $628 |
| Preschool | $611 |
| Family Childcare (monthly) |
| Infant | $602 |
| Toddler | $580 |
| Preschool | $572 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hilltop Lakes
What is the population of Hilltop Lakes?
Hilltop Lakes has a population of 803 residents and is located in Texas. The population density is 94 people per square mile, spread across 8.7 square miles. The median age of residents is 48.0 years, which is older than the national median of 38.9 years. The population is 46.9% female and 53.1% male.
Is Hilltop Lakes expensive to live in?
Hilltop Lakes has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $100,775, 34% above the national average of $75,149. The median home value is $265,800 (6% below the U.S. median). The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Hilltop Lakes safe?
Hilltop Lakes is safer than the national average, with a violent crime rate of 372 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,914 per 100,000 (above the national average). Overall, Hilltop Lakes receives a safety grade of F based on combined crime data.
What is the weather like in Hilltop Lakes?
Hilltop Lakes enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winter temperatures average 50°F in January, while summers reach an average of 84°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 40.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Hilltop Lakes?
The job market in Hilltop Lakes is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,475. There are 393 business establishments in the area, including 36 restaurants and food service locations. The average commute time is 34 minutes, and 0.0% of workers work from home.
How much does housing cost in Hilltop Lakes?
The median home value in Hilltop Lakes is $265,800. Zillow estimates the typical home value at $305,147. The homeownership rate is 88.3%. The average annual property tax is $5,232.
How are the schools in Hilltop Lakes?
Schools in Hilltop Lakes score 5.2 out of 10 on standardized testing, near the national average. 55.8% of adults in Hilltop Lakes hold a bachelor's degree or higher, above the national average of 33.7%. 97.6% have completed high school. 25.4% hold a graduate or professional degree.
How healthy is Hilltop Lakes?
The obesity rate in Hilltop Lakes is 34.8% (above the national rate of 32.1%). 16.6% of adults are smokers. 25.7% are physically inactive. 26.4% of residents report depression. 13.0% lack health insurance (above the national rate). 58.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:8,479.
What is transportation like in Hilltop Lakes?
The average commute in Hilltop Lakes is 34 minutes, longer than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Hilltop Lakes?
The racial and ethnic makeup of Hilltop Lakes is 80.6% White. 98.1% of residents speak only English at home. 9.5% of the population are military veterans. 23.7% of residents have a disability. 90.1% have health insurance coverage.
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