Median Income
$58,375
22% lower than US avg
Home Value
$75,000
73% lower than US avg
Violent Crime
371/100K
2% lower than US avg
Bachelor's+
14.1%
58% lower than US avg
Median Rent
$879
24% lower than US avg
Obesity Rate
38.7%
21% higher than US avg
Unemployment
5.2%
44% higher than US avg
Poverty Rate
10.5%
15% lower than US avg
How Humboldt Compares to the U.S. Average (100% = U.S. avg)
People
Population360
Median Age41.6 yrs
Density1,059/mi²
Male / Female52% / 48%
Largest GroupWhite 96%
Veterans4.5%
Economy
B
Median Income$58,375
Per Capita$28,433
Unemployment5.2%
Poverty10.5%
County GDP$3,509M
Commute25 min
Housing
A+
Home Value$75,000
Rent$879
Ownership74.5%
Zillow$136,619
Housing Units176
Rent Burden16.9%
Crime
F
Violent371/100K
Property1,687/100K
Health
Obesity38.7%
Uninsured9.6%
Smoking15.2%
Depression23.7%
Heart Disease5.5%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain40.6 in/yr
Sunny Days293/yr
Elevation660 ft (201 m)
Education
C
Bachelor's+14.1%
High School+89.7%
Graduate+3.8%
School Score5.34
Community
2024 VoteR 63% / D 35%
Commute25 min
Broadband90.9%
EV Stations3
Libraries2
Is Humboldt a Good Place to Live?
Based on current data, Humboldt receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Humboldt has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Humboldt is $58,375, 22% below the national average of $75,149. The unemployment rate of 5.2% is somewhat elevated compared to the national rate of 3.6%. 10.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Humboldt is $75,000, 73% below the national median / offering relatively affordable homeownership. Renters pay a median of $879 per month, below the national average / a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Humboldt is below the national average at 371 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,687 per 100,000, near the national average.
Education
14.1% of residents hold a bachelor's degree, below the national average of 33.7%. 89.7% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Humboldt experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.6 inches, including 16.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Humboldt has a population of 360 with a density of 1,059 people per square mile, spread across 0.1 square miles. The median age is 41.6 years, 7% older than the national median of 38.9. The gender split is 48.1% female and 51.9% male. The city is predominantly White (95.6%). English is the primary language spoken at home by 96.2% of residents. 4.5% of the population are veterans, below the national rate of 6.0%. 11.5% of residents have a disability. 89.0% have health insurance coverage.
Population
41.6yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
96.2%
23% above US avg
Spanish
3.8%
72% below US avg
The median household income in Humboldt is $58,375, which is 22% below the national average of $75,149. Per capita income is $28,433 (below the $39,052 national figure). The average weekly wage is $1,019, 29% lower than the U.S. average. The unemployment rate is 5.2% (above the 3.6% US average). 10.5% of residents live below the poverty line. The area has 1,032 business establishments, including 124 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 6.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,375 |
| 22% below US avg |
| Per Capita Income | $28,433 |
| Avg Weekly Wage | $1,019 |
| IRS Avg AGI | $73,668 |
| Gini Index | 0.475 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.2% |
| 44% above US avg |
| Poverty Rate | 10.5% |
| 15% below US avg |
| Establishments (County) | 1,032 |
| County GDP | $3,509M |
Business (County)
| Restaurants | 124 |
| Healthcare | 157 |
| Retail | 177 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $5,336 |
| 52% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 7.11% |
Commute & Transportation
| Commute Time | 24.5 min |
| Drive Alone | 72.6% |
| Public Transit | 0.0% |
| Work from Home | 6.0% |
The median home value in Humboldt is $75,000, 73% below the national median of $281,900. Zillow estimates the typical home value at $136,619, higher than the Census estimate. Monthly rent averages $879 (24% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 74.5% of housing units are owner-occupied (above the 65.4% national rate). There are 176 total housing units in the city. The median year a home was built is 1967. The average annual property tax is $5,336 (higher than the $3,500 national average). 16.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $75,000 |
| 73% below US avg |
| Zillow ZHVI | $136,619 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $879 |
| 24% below US avg |
| Rent Burden | 16.9% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 74.5% |
| Owner-Occupied | 74.5% |
| Renter-Occupied | 25.5% |
| Housing Units | 176 |
| Median Year Built | 1967 |
Property Tax
| Avg Tax (IRS) | $5,336 |
| 52% above US avg |
| Effective Rate | 7.11% |
In Humboldt, 38.7% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.5% of residents. 31.0% have high blood pressure. 15.2% are current smokers. 20.0% report binge drinking. 23.7% are physically inactive. 23.7% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 9.6% of residents lack health insurance. The primary care physician ratio is 1:1,264. The dentist ratio is 1:1,853. 83.5% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Humboldt vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.7% |
| 21% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.0% |
| Asthma | 10.5% |
| COPD | 6.8% |
| Cancer | 7.2% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 23.7% |
| Depression | 23.7% |
| Mental Distress | 18.7% |
| Physical Distress | 13.0% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 89.0% |
| Uninsured | 9.6% |
| 12% above US avg |
| Primary Care | 1:1,264 |
| Dentists | 1:1,853 |
| Mental Health | 1:166 |
| Checkup Rate | 75.3% |
| Dental Visits | 57.8% |
| Premature Death | 9,241/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 83.5% |
| Healthcare Facilities | 157 |
Humboldt has a violent crime rate of 371 per 100,000 residents, 2% below the national average of 380. Property crime stands at 1,687 per 100,000, 14% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Humboldt receives a safety grade of F.
Crime Rates: Humboldt vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 371.2/100K |
| 2% below US avg |
| |
Property Crime
| Total Property | 1,686.9/100K |
| 14% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 5 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Humboldt experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.6 inches. The area receives 16.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 660 feet.
Temperature
26°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 660 ft (201 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 1,059/sq mi |
| Coordinates | 39.6047°N, 88.3201°W |
| Timezone | America/Chicago |
| County | Coles County County |
| Nearest Airport | Terre Haute Regional (HUF) 55 miles away |
Precipitation & Snow
Annual Rainfall
40.6"
7% above US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 70.4 / 100 |
| Social Vulnerability | 30.6 / 100 |
| Community Resilience | 74.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
39 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
134 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
133 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
134 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
92 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
94 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
136 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
134 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
145 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
136 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
133 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
111 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
127 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
134 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
134 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
27 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
121 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
88 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
115 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
116 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
80 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
608 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 503 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
73 km |
0 |
| Mar 20, 1976 |
EF4 |
46 km |
0 |
| Mar 31, 2023 |
EF3 |
81 km |
6 |
| Dec 1, 2018 |
EF3 |
95 km |
0 |
| Nov 17, 2013 |
EF3 |
26 km |
0 |
| Nov 17, 2013 |
EF3 |
71 km |
0 |
| Apr 19, 1996 |
EF3 |
65 km |
1 |
| Apr 19, 1996 |
EF3 |
52 km |
0 |
| Apr 19, 1996 |
EF3 |
77 km |
0 |
| Aug 21, 1977 |
EF3 |
34 km |
6 |
| Aug 10, 1974 |
EF3 |
56 km |
0 |
| Aug 10, 1974 |
EF3 |
14 km |
0 |
| Apr 3, 1974 |
EF3 |
71 km |
1 |
| Apr 3, 1974 |
EF3 |
42 km |
1 |
| Apr 3, 1974 |
EF3 |
44 km |
0 |
| Apr 29, 1963 |
EF3 |
97 km |
0 |
| Apr 29, 1963 |
EF3 |
90 km |
0 |
| Apr 22, 1963 |
EF3 |
53 km |
0 |
| Apr 22, 1963 |
EF3 |
22 km |
0 |
| Jul 21, 1961 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.1 in |
Coldest, Driest |
| February |
30°F (-1°C) |
2.1 in |
|
| March |
41°F (5°C) |
3.3 in |
|
| April |
53°F (12°C) |
3.9 in |
|
| May |
64°F (18°C) |
4.1 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
75°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.6 in |
|
| September |
67°F (20°C) |
3.2 in |
|
| October |
55°F (13°C) |
3.0 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
31°F (-0°C) |
3.2 in |
|
Humboldt has a seasonal temperature swing of 49°F / from 26°F in January to 75°F in July. Total annual precipitation is 40.6 inches, with July being the wettest month (4.5") and January the driest (2.1").
Average costs for common services in Humboldt. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $749 |
| Toddler | $686 |
| Preschool | $642 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
| Preschool | $628 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Humboldt
What is the population of Humboldt?
Humboldt has a population of 360 residents and is located in Illinois. The population density is 1,059 people per square mile, spread across 0.1 square miles. The median age of residents is 41.6 years, which is older than the national median of 38.9 years. The population is 48.1% female and 51.9% male.
Is Humboldt expensive to live in?
Humboldt has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $58,375, 22% below the national average of $75,149. The median home value is $75,000 (73% below the U.S. median). Renters pay a median of $879 per month, below the national average of $1,163. The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Humboldt safe?
Humboldt is safer than the national average, with a violent crime rate of 371 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,687 per 100,000 (below the national average). Overall, Humboldt receives a safety grade of F based on combined crime data.
What is the weather like in Humboldt?
Humboldt has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 40.6 inches, with 16.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Humboldt?
The unemployment rate in Humboldt is 5.2%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,019. There are 1,032 business establishments in the area, including 124 restaurants and food service locations. The average commute time is 25 minutes, and 6.0% of workers work from home.
How much does housing cost in Humboldt?
The median home value in Humboldt is $75,000. Zillow estimates the typical home value at $136,619. For renters, the median monthly rent is $879. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 74.5%. The average annual property tax is $5,336.
How are the schools in Humboldt?
Schools in Humboldt score 5.3 out of 10 on standardized testing, near the national average. 14.1% of adults in Humboldt hold a bachelor's degree or higher, below the national average of 33.7%. 89.7% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Humboldt?
The obesity rate in Humboldt is 38.7% (above the national rate of 32.1%). 15.2% of adults are smokers. 23.7% are physically inactive. 23.7% of residents report depression. 9.6% lack health insurance. 83.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,264.
What is transportation like in Humboldt?
The average commute in Humboldt is 25 minutes, shorter than the national average of 28 minutes. 72.6% of workers drive alone to work, and 6.0% work from home.
What are the demographics of Humboldt?
The racial and ethnic makeup of Humboldt is 95.6% White, 0.6% Black or African American, 0.6% Hispanic or Latino. 96.2% of residents speak only English at home, while 3.8% speak Spanish. 4.5% of the population are military veterans. 11.5% of residents have a disability. 89.0% have health insurance coverage.