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Lake Monticello, VA
Full City Profile · Virginia · Fluvanna County County
4.0
/5.0
A
Great
10,820
Population
1,223/sq mi density
$101,363
Median Income
$50,987 per capita
$288,300
Home Value
$367,007 Zillow
$2,167
Median Rent
23.4% income on rent
55°F
Avg Temperature
305 sunny days/yr
429
Violent Crime/100K
3,042 property/100K
A
Overall
4.0 / 5.0
Strong
A+
Economy
5.0 / 5.0
$101,363 median income, 1.3% unemployment
A+
Affordability
5.0 / 5.0
$288,300 home value, $2,167/mo rent
F
Safety
1.0 / 5.0
429 violent crimes/100K (13% above avg)
A+
Education
5.0 / 5.0
49.8% bachelor's degree or higher
Income Overview
Median Household Income
$101,363
35% above
US avg: $75,149
Per Capita Income
$50,987
31% above
US avg: $39,052
Unemployment Rate
1.3%
64% below
US avg: 3.6%
Poverty Rate
3.3%
73% below
US avg: 12.4%
Income Comparison: Lake Monticello vs. U.S. Average
Each bar shows Lake Monticello’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$101,363
135%
Per Capita
US: $39,052
$50,987
131%
IRS Avg AGI
US: $72,000
$77,024
107%
Avg Weekly Wage
US: $1,432
$1,100
77%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,100
23% below US avg ($1,432)
Mean Commute Time
30 min
7% above US avg (28 min)
Work From Home
18.0%
18% above US avg (15.2%)
Drive Alone
68.4%
7% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,259M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
68.4%
Public Transit
0%
Work From Home
18%
Other
13.6%
Average commute time
30 minutes
US avg: 28 min
Business Landscape
Total Establishments
668
Restaurants
21
Healthcare
30
Retail
38
Manufacturing
17
Tax & Financial
IRS Avg Adjusted Gross Income
$77,024
7% above US avg ($72,000)
Avg Property Tax
$3,427
2% below US avg ($3,500)
Cost of Living Index
101.1
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $101,363 |
| Per Capita Income | $50,987 |
| IRS Avg Adjusted Gross Income | $77,024 |
| Avg Weekly Wage | $1,100 |
| County GDP | $1,259M |
Hardship Indicators
| Unemployment Rate | 1.3% |
| Poverty Rate | 3.3% |
| Gini Coefficient | 0.484 |
| Cost of Living Index | 101.1 |
Commute
| Mean Commute | 30 minutes |
| Drive Alone | 68.4% |
| Public Transit | 0.0% |
| Work From Home | 18.0% |
Businesses
| Total Establishments | 668 |
| Restaurants | 21 |
| Healthcare | 30 |
| Retail | 38 |
| Manufacturing | 17 |
Tax
| IRS Avg AGI | $77,024 |
| Avg Property Tax | $3,427 |