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Lake Monticello, VA
Full City Profile · Virginia · Fluvanna County County
4.0
/5.0
A
Great
10,820
Population
1,223/sq mi density
$101,363
Median Income
$50,987 per capita
$288,300
Home Value
$367,007 Zillow
$2,167
Median Rent
23.4% income on rent
55°F
Avg Temperature
305 sunny days/yr
429
Violent Crime/100K
3,042 property/100K
A
Overall
4.0 / 5.0
Strong
A+
Economy
5.0 / 5.0
$101,363 median income, 1.3% unemployment
A+
Affordability
5.0 / 5.0
$288,300 home value, $2,167/mo rent
F
Safety
1.0 / 5.0
429 violent crimes/100K (13% above avg)
A+
Education
5.0 / 5.0
49.8% bachelor's degree or higher
Housing Overview
Median Home Value
$288,300
2% above
US avg: $281,900
Median Rent
$2,167/mo
86% above
US avg: $1,163/mo
Homeownership Rate
96.6%
48% above US avg (65.4%)
Total Housing Units
4,551
Median year built: 1995
Home Value by Source
Census Median
$288,300
Zillow (ZHVI)
$367,007
Median Sale Price
$349,000
Median List Price
$349,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
96.6%
Owner-Occupied
3.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,137/mo
1 Bedroom
$1,181/mo
2 Bedroom
$1,369/mo
3 Bedroom
$1,787/mo
4 Bedroom
$2,126/mo
Census median rent:
$2,167/mo
Market Indicators (Redfin)
Median Days on Market
84 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
22
Price Drops
39.5%
of listings with price reduction
Price Per Sq Ft
$234
Active Inventory
38
homes for sale
Affordability & Housing Stock
Rent Burden
23.4%
of renters spending 30%+ of income on housing
25% below US avg (31.0%)
Median Year Built
1995
Average age of housing stock: 31 years
Homeownership Rate
96.6%
Complete Housing Data
Home Values
| Census Median Value | $288,300 |
| Zillow Home Value (ZHVI) | $367,007 |
| Median Sale Price | $349,000 |
| Median List Price | $349,900 |
| Price Per Sq Ft | $234 |
Rent
| Census Median Rent | $2,167 |
| FMR Studio | $1,137 |
| FMR 1-Bedroom | $1,181 |
| FMR 2-Bedroom | $1,369 |
| FMR 3-Bedroom | $1,787 |
| FMR 4-Bedroom | $2,126 |
Market
| Days on Market | 84 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 39.5% |
| Homes Sold | 22 |
| Active Inventory | 38 |
| Price Per Sq Ft | $234 |
Ownership & Stock
| Owner-Occupied | 96.6% |
| Renter-Occupied | 3.4% |
| Homeownership Rate | 96.6% |
| Total Housing Units | 4,551 |
| Median Year Built | 1995 |
| Rent Burden | 23.4% |