Median Income
$95,893
28% higher than US avg
Bachelor's+
48.4%
44% higher than US avg
Obesity Rate
29.5%
8% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lockwood CDP (Monterey County) Compares to the U.S. Average (100% = U.S. avg)
People
Population142
Median Age62.5 yrs
Density13/mi²
Male / Female45% / 55%
Largest GroupWhite 100%
Veterans16.1%
Economy
A+
Median Income$95,893
Per Capita$45,144
Unemployment0.0%
Poverty0.0%
County GDP$38,345M
Housing
Ownership72.3%
Zillow$516,924
Housing Units172
Rent Burden23.9%
Health
Obesity29.5%
Uninsured14.8%
Smoking12.4%
Depression19.8%
Climate
Avg Temp60°F (16°C)
AQI39 (Good)
Rain16.3 in/yr
Elevation967 ft (295 m)
Education
A+
Bachelor's+48.4%
High School+100.0%
Graduate+8.5%
School Score3.81
Community
2024 VoteR 34% / D 63%
Broadband100.0%
EV Stations1
Libraries28
Is Lockwood CDP (Monterey County) a Good Place to Live?
Based on current data, Lockwood CDP (Monterey County) receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include a high uninsured rate. Lockwood CDP (Monterey County) stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Lockwood CDP (Monterey County) is $95,893, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
Educational attainment is solid, with 48.4% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. School test scores average 3.8/10, below typical benchmarks.
Climate & Weather
Lockwood CDP (Monterey County) enjoys a moderate climate with an average annual temperature of 60°F. Winters average 53°F in January while summers reach 66°F in July. Annual precipitation totals 16.3 inches. Air quality is rated Good with a median AQI of 39.
Lockwood CDP (Monterey County) has a population of 142 with a density of 13 people per square mile, spread across 10.9 square miles. The median age is 62.5 years, 61% older than the national median of 38.9. The gender split is 54.9% female and 45.1% male. The city is predominantly White (100%), with 23.9% Hispanic. English is the primary language spoken at home by 85.9% of residents, while 14.5% speak Spanish. 16.1% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 85.2% have health insurance coverage.
Population
142
Total Population
2023 Census
62.5yrs
Median Age
61% above US avg
Race & Ethnicity
Lockwood CDP (Monterey County) vs U.S. Average
Language Spoken at Home
English Only
85.9%
9% above US avg
Spanish
14.5%
8% above US avg
Social Characteristics
Lockwood CDP (Monterey County) vs U.S. Average
The median household income in Lockwood CDP (Monterey County) is $95,893, which is 28% above the national average of $75,149. Per capita income is $45,144 (above the $39,052 national figure). The average weekly wage is $1,180, 18% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 15,844 business establishments, including 1,118 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. 0.0% of workers work from home (below the 15.2% national rate).
Income: Lockwood CDP (Monterey County) vs U.S.
Income
| Median HH Income | $95,893 |
| 28% above US avg |
| Per Capita Income | $45,144 |
| Avg Weekly Wage | $1,180 |
| IRS Avg AGI | $86,133 |
| Gini Index | 0.460 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 15,844 |
| County GDP | $38,345M |
Business (County)
| Restaurants | 1,118 |
| Healthcare | 1,013 |
| Retail | 1,276 |
| Manufacturing | 284 |
Tax & Cost of Living
| Property Tax (IRS) | $9,044 |
| 158% above US avg |
| Cost of Living | 110.70 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $516,924. Fair market rent ranges from $1,647 for a one-bedroom to $2,053 for a two-bedroom apartment. 72.3% of housing units are owner-occupied (above the 65.4% national rate). There are 172 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $9,044 (higher than the $3,500 national average). 23.9% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Homeownership | 72.3% |
| Owner-Occupied | 72.3% |
| Renter-Occupied | 27.7% |
| Housing Units | 172 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $9,044 |
| 158% above US avg |
In Lockwood CDP (Monterey County), 29.5% of adults are obese, below the national rate of 32.1%. 9.6% have diabetes. 28.6% have high blood pressure. 12.4% are current smokers. 17.8% report binge drinking. 21.7% are physically inactive. 19.8% report depression. 17.7% experience frequent mental distress. 14.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,545. The dentist ratio is 1:1,357. 89.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Lockwood CDP (Monterey County) vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.5% |
| 8% below US avg |
| Diabetes | 9.6% |
| High Blood Pressure | 28.6% |
| Asthma | 9.9% |
| COPD | 4.8% |
| Cancer | 5.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 12.4% |
| 11% below US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 21.7% |
| Depression | 19.8% |
| Mental Distress | 17.7% |
| Physical Distress | 12.4% |
| Short Sleep | 34.7% |
Healthcare Access
| Insurance Rate | 85.2% |
| Uninsured | 14.8% |
| 72% above US avg |
| Primary Care | 1:1,545 |
| Dentists | 1:1,357 |
| Mental Health | 1:217 |
| Checkup Rate | 68.3% |
| Dental Visits | 58.4% |
| Premature Death | 6,114/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 89.5% |
| Healthcare Facilities | 1,013 |
Lockwood CDP (Monterey County) enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winters average 53°F in January while summers reach 66°F in July / relatively mild seasonal variation. Annual precipitation totals 16.3 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 39. 80% of days have good air quality. The city sits at an elevation of 967 feet.
Temperature
53°F Jan (12°C)
66°F Jul (19°C)
| Annual Average | 59.9°F |
| 11% above US avg |
| January Average | 53°F (12°C) |
| July Average | 66°F (19°C) |
Geography
| Elevation | 967 ft (295 m) |
| Area | 10.9 sq mi (28.3 km²) |
| Population Density | 13/sq mi |
| Coordinates | 35.9401°N, 121.0783°W |
| Timezone | America/Los_Angeles |
| County | Monterey County County |
| Nearest Airport | San Luis Obispo County Regional (SBP)
58 miles away |
Precipitation & Snow
Annual Rainfall
16.3"
57% below US avg
Wettest Month (Feb)
3.90"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
| Good Days % | 79.8% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0363 ppm |
| NO₂ (Nitrogen Dioxide) | 5.8 ppb |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 5.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.7 / 100 |
| Social Vulnerability | 54.8 / 100 |
| Community Resilience | 24.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Relatively High |
| Wildfire |
Relatively High |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Drought |
Very High |
| Cold Wave |
No Rating |
| Landslide |
Relatively High |
| Coastal Flood |
Relatively Low |
| Tsunami |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4,723 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.0. Most recent: M2.6 on Aug 24, 2025.
| Sep 28, 2004 |
2004 Parkfield, California Earthquake |
M6.0 |
66 km |
| Apr 18, 1990 |
5 km NNW of Aromas, California |
M5.4 |
122 km |
| Oct 21, 2012 |
24 km NE of San Lucas, California |
M5.3 |
46 km |
| Sep 17, 1991 |
22 km NW of San Simeon, California |
M5.2 |
27 km |
| Apr 18, 1990 |
4 km E of Interlaken, California |
M5.1 |
126 km |
| Aug 12, 1998 |
10 km SW of Ridgemark, California |
M5.1 |
97 km |
| Sep 29, 2004 |
8 km NW of Parkfield, California |
M5.0 |
52 km |
| Jan 16, 1993 |
9 km E of Gilroy, California |
M4.9 |
125 km |
| Apr 19, 1996 |
2 km E of Aromas, California |
M4.9 |
116 km |
| Dec 20, 1994 |
3 km NW of Parkfield, California |
M4.9 |
55 km |
| May 14, 2002 |
5 km SSW of Gilroy, California |
M4.9 |
123 km |
| Apr 23, 1995 |
22 km NNE of Soledad, California |
M4.9 |
74 km |
| Apr 18, 1990 |
4 km NNW of Aromas, California |
M4.9 |
122 km |
| Sep 30, 2004 |
13 km NW of Parkfield, California |
M4.9 |
49 km |
| Nov 14, 1993 |
8 km NW of Parkfield, California |
M4.8 |
52 km |
| Sep 28, 2004 |
12 km SE of Parkfield, California |
M4.7 |
67 km |
| Apr 18, 1990 |
4 km N of Aromas, California |
M4.7 |
121 km |
| Feb 4, 1991 |
33 km SE of Big Sur, California |
M4.7 |
45 km |
| Aug 27, 2011 |
21 km NE of Soledad, California |
M4.6 |
72 km |
| Mar 24, 1991 |
1 km NNE of Interlaken, California |
M4.6 |
128 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
4 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| Feb 7, 2024 |
EF1 |
100 km |
0 |
| Feb 7, 2024 |
EF1 |
75 km |
0 |
| Apr 22, 1967 |
EF1 |
92 km |
0 |
| Apr 22, 2016 |
EF0 |
45 km |
0 |
| May 5, 1998 |
EF0 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
4 tsunamis recorded within 500 km.
Highest wave on record: 1.8 m (6 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1927 |
S. CALIFORNIA |
Earthquake |
1.8 m |
- |
128 km |
| 1989 |
N. CALIFORNIA |
Earthquake |
1.0 m |
62 |
142 km |
| 1878 |
S. CALIFORNIA |
Meteorological |
1.0 m |
1 |
90 km |
| 1901 |
MONTEREY BAY, N. CALIFORNIA |
Eruption + Earthquake |
- |
- |
53 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BASIN COMPLEX (164,537 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BASIN COMPLEX |
164,537 |
54 km |
| 2016 |
SOBERANES |
131,921 |
70 km |
| 2020 |
DOLAN |
124,382 |
38 km |
| 1996 |
FIFTY-EIGHT |
94,704 |
98 km |
| 1985 |
LAS PILITAS |
75,841 |
89 km |
| 2008 |
BASIN COMPLEX (INDIANS) |
59,095 |
35 km |
| 1985 |
GORDA-RAT |
52,474 |
37 km |
| 2020 |
RIVER |
51,582 |
75 km |
| 1994 |
41 |
48,441 |
71 km |
| 2017 |
GARZA |
48,404 |
70 km |
| 2016 |
CHIMNEY |
46,950 |
23 km |
| 1999 |
KIRK COMPLEX (HARE) |
43,054 |
37 km |
| 1985 |
CHERRY |
41,654 |
16 km |
| 2005 |
UNNAMED |
39,070 |
13 km |
| 1999 |
KIRK COMPLEX (FIVE) |
36,162 |
62 km |
| 2020 |
MINERAL |
29,901 |
53 km |
| 1996 |
WILD |
24,439 |
28 km |
| 1984 |
UNNAMED |
23,122 |
14 km |
| 1993 |
ORCHARD |
22,309 |
93 km |
| 1996 |
SKYLINE |
21,694 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
53°F (12°C) |
3.6 in |
|
| February |
52°F (11°C) |
3.9 in |
Coldest, Wettest |
| March |
55°F (13°C) |
2.7 in |
|
| April |
56°F (13°C) |
0.8 in |
|
| May |
61°F (16°C) |
0.4 in |
|
| June |
64°F (18°C) |
0.1 in |
|
| July |
66°F (19°C) |
0.1 in |
|
| August |
68°F (20°C) |
0.0 in |
Driest |
| September |
69°F (21°C) |
0.1 in |
Warmest |
| October |
65°F (18°C) |
0.7 in |
|
| November |
58°F (14°C) |
1.2 in |
|
| December |
52°F (11°C) |
2.7 in |
|
Lockwood CDP (Monterey County) has a seasonal temperature swing of 17°F / from 52°F in February to 69°F in September. Total annual precipitation is 16.3 inches, with February being the wettest month (3.9") and August the driest (0.0").
Average costs for common services in Lockwood CDP (Monterey County). Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166-$443) |
| Specialist Visit |
$387 ($221-$609) |
| Urgent Care Visit |
$221 ($111-$387) |
| Emergency Room Visit |
$2,435 ($886-$5,535) |
| Dental Cleaning |
$144 ($83-$221) |
| Dental Filling |
$277 ($166-$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28-$83) |
| Oil Change (Synthetic) |
$83 ($55-$133) |
| Brake Pad Replacement |
$332 ($166-$554) |
| Tire Rotation |
$44 ($22-$83) |
| New Tires (Set of 4) |
$664 ($443-$1,107) |
| Battery Replacement |
$221 ($111-$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66-$166) |
| Electrician (Per Hour) |
$100 ($55-$155) |
| HVAC Repair |
$443 ($166-$886) |
| HVAC System Install |
$7,749 ($4,428-$13,284) |
| Roof Repair |
$1,107 ($443-$2,214) |
| Roof Replacement |
$9,963 ($6,089-$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554-$3,875) |
| Divorce (Contested) |
$16,605 ($5,535-$33,210) |
| DUI Defense |
$5,535 ($2,214-$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886-$3,321) |
| Will Preparation |
$554 ($221-$1,107) |
| Trust Preparation |
$2,768 ($1,107-$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17-$50) |
| Women's Haircut |
$61 ($33-$111) |
| Hair Coloring (Full) |
$166 ($83-$277) |
| Manicure |
$28 ($17-$50) |
| Pedicure |
$44 ($28-$72) |
| Massage (1 Hour) |
$89 ($55-$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32-$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77-$5.54) |
| Loaf of Bread |
$4.21 ($2.77-$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32-$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43-$8.30) |
| Rice (per lb) |
$1.11 ($0.66-$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89-$277) |
| Natural Gas (Monthly) |
$77 ($33-$166) |
| Water/Sewer (Monthly) |
$77 ($44-$133) |
| Internet (Monthly) |
$77 ($44-$111) |
| Cell Phone Plan (Monthly) |
$72 ($33-$111) |
| Cable TV (Monthly) |
$94 ($55-$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83-$554) |
| Car Insurance (Annual) |
$2,214 ($1,328-$3,875) |
| Bus Pass (Monthly) |
$77 ($33-$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86-$28) |
| Car Registration (Annual) |
$111 ($33-$277) |
| Driver's License Renewal |
$33 ($17-$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664-$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554-$2,214) |
| After-School Care (Monthly) |
$443 ($221-$775) |
| Tutoring (Per Hour) |
$55 ($28-$111) |
| SAT/ACT Prep Course |
$1,107 ($443-$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535-$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33-$111) |
| Dog Vaccination (Annual) |
$111 ($55-$221) |
| Dog Grooming |
$66 ($33-$111) |
| Pet Boarding (Per Night) |
$44 ($22-$83) |
| Dog Spay/Neuter |
$332 ($166-$554) |
| Cat Spay/Neuter |
$221 ($111-$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,745 |
| Toddler | $1,092 |
| Preschool | $856 |
| Family Childcare (monthly) |
| Infant | $1,380 |
| Toddler | $1,172 |
| Preschool | $1,099 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lockwood CDP (Monterey County)
What is the population of Lockwood CDP (Monterey County)?
Lockwood CDP (Monterey County) has a population of 142 residents and is located in California. The population density is 13 people per square mile, spread across 10.9 square miles. The median age of residents is 62.5 years, which is older than the national median of 38.9 years. The population is 54.9% female and 45.1% male.
Is Lockwood CDP (Monterey County) expensive to live in?
Lockwood CDP (Monterey County) is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $95,893, 28% above the national average of $75,149.
What is the weather like in Lockwood CDP (Monterey County)?
Lockwood CDP (Monterey County) enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winter temperatures average 53°F in January, while summers reach an average of 66°F in July. Annual rainfall totals 16.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Lockwood CDP (Monterey County)?
The job market in Lockwood CDP (Monterey County) is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,180. There are 15,844 business establishments in the area, including 1,118 restaurants and food service locations.
How are the schools in Lockwood CDP (Monterey County)?
Schools in Lockwood CDP (Monterey County) have an average test score of 3.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 48.4% of adults in Lockwood CDP (Monterey County) hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 8.5% hold a graduate or professional degree.
How healthy is Lockwood CDP (Monterey County)?
The obesity rate in Lockwood CDP (Monterey County) is 29.5% (below the national rate of 32.1%). 12.4% of adults are smokers. 21.7% are physically inactive. 19.8% of residents report depression. 14.8% lack health insurance (above the national rate). 89.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,545.
What are the demographics of Lockwood CDP (Monterey County)?
The racial and ethnic makeup of Lockwood CDP (Monterey County) is 100% White, 23.9% Hispanic or Latino. 85.9% of residents speak only English at home, while 14.5% speak Spanish. 16.1% of the population are military veterans. 0.0% of residents have a disability. 85.2% have health insurance coverage.