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Lone Oak, TX

Texas

Lone Oak is a small town in Texas with a population of 541. Residents earn $65,972 per year, which is 12% below the national average.

3.9 /5.0
B+ Good
541 Population 487/sq mi density
$65,972 Median Income $27,343 per capita
$144,100 Home Value $283,981 Zillow
$1,017 Median Rent 24.5% income on rent
64°F Avg Temperature 308 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$65,972 median income, 3.9% unemployment
A+
Affordability
5.0 / 5.0
$144,100 home value, $1,017/mo rent
C+
Education
2.7 / 5.0
21.0% bachelor's degree or higher
Median Income $65,972
12% lower than US avg
Home Value $144,100
49% lower than US avg
Bachelor's+ 21.0%
38% lower than US avg
Median Rent $1,017
13% lower than US avg
Obesity Rate 35.1%
9% higher than US avg
Unemployment 3.9%
8% higher than US avg
Poverty Rate 1.3%
90% lower than US avg

How Lone Oak Compares to the U.S. Average (100% = U.S. avg)

People

Population541
Median Age39.4 yrs
Density487/mi²
Male / Female45% / 55%
Largest GroupWhite 79%
Veterans11.9%

Economy

A
Median Income$65,972
Per Capita$27,343
Unemployment3.9%
Poverty1.3%
County GDP$345M
Commute40 min

Housing

A+
Home Value$144,100
Rent$1,017
OwnershipN/A
Zillow$283,981
Housing Units246
Rent Burden24.5%

Health

Obesity35.1%
Uninsured13.2%
Smoking15.8%
Depression25.7%
Heart Disease5.4%

Climate

Avg Temp64°F (18°C)
AQI42 (Good)
Rain44.3 in/yr
Sunny Days308/yr
Elevation556 ft (169 m)

Education

C+
Bachelor's+21.0%
High School+79.6%
Graduate+8.7%
School Score5.10

Community

2024 VoteR 86% / D 13%
Commute40 min
Broadband86.4%
Libraries1

Is Lone Oak a Good Place to Live?

Based on current data, Lone Oak receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate, long commute times. Lone Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lone Oak is $65,972, 12% below the national average of $75,149. Unemployment stands at 3.9%, indicating a healthy job market. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Lone Oak is $144,100, 49% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,017 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

21.0% of residents hold a bachelor's degree, below the national average of 33.7%. 79.6% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Lone Oak enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 83°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.3 inches. Air quality is rated Good with a median AQI of 42.

Lone Oak has a population of 541 with a density of 487 people per square mile. The median age is 39.4 years, 1% older than the national median of 38.9. The city is predominantly White (78.6%), with 3.7% Hispanic, 7.8% Black.

Population

541
Total Population
487
People / sq mi
39.4yrs
Median Age
1% above US avg
1.1mi²
Land Area

Gender Distribution

Male 45.1%
Female 54.9%

Race & Ethnicity

Lone Oak vs U.S. Average

Language Spoken at Home

English Only97.3%
24% above US avg
Spanish2.7%
80% below US avg

Social Characteristics

Lone Oak vs U.S. Average

The median household income in Lone Oak is $65,972, which is 12% below the national average of $75,149. The unemployment rate is 3.9% (above the 3.6% US average). 1.3% of residents live below the poverty line. Workers commute an average of 40 minutes.

Income: Lone Oak vs U.S.

Commute Mode

Income

Median HH Income$65,972
12% below US avg
Per Capita Income$27,343
Avg Weekly Wage$845
IRS Avg AGI$68,918

Employment & Poverty

Unemployment3.9%
8% above US avg
Poverty Rate1.3%
90% below US avg
Establishments (County)271
County GDP$345M

Business (County)

Restaurants26
Healthcare12
Retail31
Manufacturing9

Tax & Cost of Living

Property Tax (IRS)$6,472
85% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate4.49%

Commute & Transportation

Commute Time40.2 min
Drive Alone85.5%
Public Transit0.0%
Work from Home7.5%

Walkability

The median home value in Lone Oak is $144,100, 49% below the national average. Monthly rent averages $1,017 (13% below US avg). Zillow estimates the typical home value at $283,981.

Home Value Sources

Ownership Split

Home Values

Census Median$144,100
49% below US avg
Zillow ZHVI$283,981

Real Estate Market (Redfin)

$/Sq Ft$99
Homes Sold1
Sale-to-List Ratio68.2%
Price Drops0.0%
Inventory4

Rental Costs

Census Median Rent$1,017
13% below US avg
Rent Burden24.5%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied77.9%
Housing Units246
Median Year Built1999

Property Tax

Avg Tax (IRS)$6,472
85% above US avg
Effective Rate4.49%
In Lone Oak, 35.1% of adults are obese (above the 32.1% national rate). 13.2% of residents lack health insurance. 15.8% are current smokers. 25.7% report depression. 25.5% are physically inactive.

Health Metrics: Lone Oak vs U.S. Average (%)

Chronic Conditions

Obesity35.1%
9% above US avg
Diabetes9.9%
Heart Disease5.4%
High Blood Pressure31.9%
Asthma10.9%
COPD6.8%
Cancer7.0%
Stroke3.0%

Behaviors & Mental Health

Smoking15.8%
13% above US avg
Binge Drinking19.1%
Physical Inactivity25.5%
Depression25.7%
Mental Distress20.1%
Physical Distress13.7%
Short Sleep36.4%

Healthcare Access

Insurance Rate84.5%
Uninsured13.2%
53% above US avg
Checkup Rate72.1%
Dental Visits59.7%
Premature Death9,817/100K

Food & Exercise

Exercise Access48.8%
Healthcare Facilities12
Lone Oak has an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 83°F in July. Annual precipitation is 44.3 inches. The area enjoys 308 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

44°F Jan (7°C) 83°F Jul (29°C)
Annual Average64.3°F
19% above US avg
January Average44°F (7°C)
July Average83°F (29°C)
Sunny Days308 days/yr

Precipitation & Snow

Annual Rainfall44.3 inches
16% above US avg

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation556 ft (169 m)
Area1.1 sq mi (2.9 km²)
Population Density487/sq mi
Coordinates32.9961°N, 95.9407°W
TimezoneAmerica/Chicago
County FIPS48379
It is classified as Nonmetro — Rural, adjacent. 21.0% of residents hold a bachelor's degree or higher (38% below US avg). In the 2024 election, the county voted Republican by a 72.9-point margin. 86.4% of households have broadband internet.

2024 Presidential Election (County)

R 86.2%
D 13.3%

Winner: Republican by 72.9 points

Education

Bachelor's Degree+21.0%
38% below US avg
High School+79.6%
Graduate Degree+8.7%
School Test Score5.10
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density487/sq mi
Total Area1.1 sq mi

Infrastructure & Services

Broadband Access86.4%
Public Libraries1
Healthcare Facilities12
Restaurants26
Retail Stores31

Safety & Disasters

Fatal Crashes (County/yr)1
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute40.2 min
Drive Alone85.5%
Public Transit0.0%
Work from Home7.5%

Nearby Cities

West Tawakoni, TX 2,057 pop · 8.7 mi Quinlan, TX 1,514 pop · 12.6 mi Greenville, TX 29,936 pop · 12.7 mi Emory, TX 1,304 pop · 13.0 mi Commerce, TX 9,211 pop · 17.1 mi Caddo Mills, TX 2,589 pop · 17.4 mi Wills Point, TX 3,848 pop · 20.2 mi Edgewood, TX 1,869 pop · 21.4 mi Poetry, TX 1,352 pop · 21.4 mi Sulphur Springs, TX 16,185 pop · 21.4 mi Elmo, TX 1,377 pop · 21.6 mi Royse City, TX 17,357 pop · 21.8 mi Josephine, TX 4,498 pop · 22.3 mi Celeste, TX 1,084 pop · 25.0 mi
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