Kentucky
Loretto is a small town in Kentucky with a population of 730. Residents earn $59,028 per year, which is 21% below the national average.
Based on current data, Loretto receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Loretto offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Loretto is $59,028, 21% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
The median home value in Loretto is $178,300, 37% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.
9.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.3% have completed high school. Area schools have an average test score of 5.5/10.
Loretto enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 77°F in July. Annual precipitation totals 51.6 inches, including 11.9 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $59,028 |
| 21% below US avg | |
| Per Capita Income | $36,236 |
| Avg Weekly Wage | $964 |
| IRS Avg AGI | $56,465 |
| Unemployment | 2.6% |
| 28% below US avg | |
| Poverty Rate | 8.7% |
| 30% below US avg | |
| Establishments (County) | 534 |
| County GDP | $1,276M |
| Restaurants | 28 |
| Healthcare | 47 |
| Retail | 63 |
| Manufacturing | 34 |
| Property Tax (IRS) | $2,531 |
| 28% below US avg | |
| Effective Tax Rate | 1.42% |
| Commute Time | 30.9 min |
| Work from Home | 1.0% |
| Census Median | $178,300 |
| 37% below US avg | |
| Zillow ZHVI | $235,817 |
| Census Median Rent | $775 |
| 33% below US avg |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 94.0% |
| Avg Tax (IRS) | $2,531 |
| 28% below US avg | |
| Effective Rate | 1.42% |
| Insurance Rate | 96.9% |
| Premature Death | 12,581/100K |
| Food Environment | 6.8/10 |
| Exercise Access | 47.1% |
| Healthcare Facilities | 47 |
| Fatal Crashes (County/yr) | 6 |
| Annual Average | 56.8°F |
| 5% above US avg | |
| January Average | 35°F (2°C) |
| July Average | 77°F (25°C) |
| Annual Rainfall | 51.6 inches |
| 36% above US avg | |
| Snowfall | 11.9 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 733 ft (223 m) |
| Area | 3.2 sq mi (8.3 km²) |
| Population Density | 228/sq mi |
| Coordinates | 37.6420°N, 85.3931°W |
| County FIPS | 21155 |
Winner: Republican by 43.5 points
| Bachelor's Degree+ | 9.9% |
| 71% below US avg | |
| High School+ | 87.3% |
| School Test Score | 5.50 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 228/sq mi |
| Total Area | 3.2 sq mi |
| EV Charging Stations | 2 |
| Alt Fuel Stations | 2 |
| Public Libraries | 2 |
| Healthcare Facilities | 47 |
| Restaurants | 28 |
| Retail Stores | 63 |
| Fatal Crashes (County/yr) | 6 |
| Avg Commute | 30.9 min |
| Work from Home | 1.0% |