Loveland, CO
Full City Profile · Colorado · Larimer County County
3.2
/5.0
B
Good
77,350
Population
2,158/sq mi density
$82,592
Median Income
$43,915 per capita
$453,100
Home Value
$496,109 Zillow
$1,683
Median Rent
30.4% income on rent
49°F
Avg Temperature
325
Violent Crime/100K
2,059 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$82,592 median income, 4.9% unemployment
B+
Affordability
3.6 / 5.0
$453,100 home value, $1,683/mo rent
F
Safety
1.0 / 5.0
325 violent crimes/100K
A
Education
4.1 / 5.0
39.1% bachelor's degree or higher
Loveland experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 28°F in January while summers reach 72°F in July. Annual precipitation totals 15.6 inches. The area receives 47.0 inches of snow annually. Air quality is rated Moderate with a median AQI of 54.
Temperature
28°F Jan (-2°C)
72°F Jul (22°C)
| Annual Average | 48.7°F |
| 10% below US avg | |
| January Average | 28°F (-2°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 5,000 ft (1,524 m) |
| Area | 35.1 sq mi (90.8 km²) |
| Population Density | 2,158/sq mi |
| Coordinates | 40.4169°N, 105.0631°W |
| Timezone | America/Denver |
| County | Larimer County County |
| Nearest Airport | Northern Colorado Regional (FNL) 4 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 54.0 |
| Rating | Moderate |
| Good Days % | 42.6% |
| Unhealthy Days | 23 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0515 ppm |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 6.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 71.3 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Earthquake | Relatively Low |
| Wildfire | Relatively High |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Very High |
| Lightning | Very High |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Moderate |
| Volcano | Very Low |
| Avalanche | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 28°F (-2°C) | 0.5 in | Coldest, Driest |
| February | 31°F (-1°C) | 0.6 in | |
| March | 40°F (4°C) | 1.3 in | |
| April | 47°F (8°C) | 2.2 in | |
| May | 55°F (13°C) | 2.7 in | Wettest |
| June | 66°F (19°C) | 1.6 in | |
| July | 72°F (22°C) | 1.5 in | Warmest |
| August | 70°F (21°C) | 1.3 in | |
| September | 62°F (16°C) | 1.4 in | |
| October | 49°F (9°C) | 1.2 in | |
| November | 37°F (3°C) | 0.8 in | |
| December | 29°F (-2°C) | 0.6 in |
Loveland has a seasonal temperature swing of 44°F / from 28°F in January to 72°F in July. Total annual precipitation is 15.6 inches, with May being the wettest month (2.7") and January the driest (0.5").