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Loveland, CO
Full City Profile · Colorado · Larimer County County
3.3
/5.0
B
Good
77,350
Population
2,158/sq mi density
$82,592
Median Income
$43,915 per capita
$453,100
Home Value
$496,137 Zillow
$1,683
Median Rent
30.4% income on rent
48°F
Avg Temperature
316 sunny days/yr
282
Violent Crime/100K
1,992 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$82,592 median income, 3.2% unemployment
B+
Affordability
3.6 / 5.0
$453,100 home value, $1,683/mo rent
F
Safety
1.0 / 5.0
282 violent crimes/100K
A
Education
4.1 / 5.0
39.1% bachelor's degree or higher
Loveland experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 316 sunny days per year. Annual precipitation totals 22.3 inches. The area receives 28.8 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
23°F Jan (-5°C)
71°F Jul (22°C)
| Annual Average | 47.9°F |
| 11% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 5,000 ft (1,524 m) |
| Area | 35.1 sq mi (90.8 km²) |
| Population Density | 2,158/sq mi |
| Coordinates | 40.4169°N, 105.0631°W |
| Timezone | America/Denver |
| County | Larimer County County |
| Nearest Airport | Northern Colorado Regional (FNL) 4 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0515 ppm |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 6.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 71.3 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Earthquake | Relatively Low |
| Wildfire | Relatively High |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Very High |
| Lightning | Very High |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Moderate |
| Volcano | Very Low |
| Avalanche | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 23°F (-5°C) | 0.5 in | Coldest |
| February | 32°F (0°C) | 0.4 in | Driest |
| March | 39°F (4°C) | 1.5 in | |
| April | 47°F (8°C) | 2.0 in | |
| May | 56°F (14°C) | 2.6 in | Wettest |
| June | 66°F (19°C) | 2.0 in | |
| July | 71°F (22°C) | 1.8 in | Warmest |
| August | 70°F (21°C) | 1.4 in | |
| September | 61°F (16°C) | 1.4 in | |
| October | 50°F (10°C) | 1.0 in | |
| November | 37°F (3°C) | 0.9 in | |
| December | 29°F (-2°C) | 0.5 in |
Loveland has a seasonal temperature swing of 48°F / from 23°F in January to 71°F in July. Total annual precipitation is 16.0 inches, with May being the wettest month (2.6") and February the driest (0.4").