Median Income
$49,821
34% lower than US avg
Home Value
$61,800
78% lower than US avg
Bachelor's+
5.2%
85% lower than US avg
Median Rent
$732
37% lower than US avg
Obesity Rate
41.7%
30% higher than US avg
Unemployment
3.2%
11% lower than US avg
Poverty Rate
2.7%
78% lower than US avg
How Macy Compares to the U.S. Average (100% = U.S. avg)
People
Population179
Median Age32.5 yrs
Density1,492/mi²
Male / Female59% / 41%
Largest GroupWhite 92%
Veterans16.3%
Economy
B+
Median Income$49,821
Per Capita$20,639
Unemployment3.2%
Poverty2.7%
County GDP$1,291M
Commute36 min
Housing
A+
Home Value$61,800
Rent$732
Ownership81.4%
Zillow$189,373
Housing Units92
Rent Burden18.1%
Health
Obesity41.7%
Uninsured2.2%
Smoking17.3%
Depression26.6%
Heart Disease6.1%
Climate
Avg Temp50°F (10°C)
Rain40.8 in/yr
Elevation851 ft (259 m)
Education
F
Bachelor's+5.2%
High School+97.9%
Graduate+0.9%
School Score5.80
Community
2024 VoteR 76% / D 22%
Commute36 min
Broadband86.4%
EV Stations3
Libraries2
Is Macy a Good Place to Live?
Based on current data, Macy receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, long commute times, high obesity rates. Macy offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Macy is $49,821, 34% below the national average of $75,149. Unemployment stands at 3.2%, indicating a healthy job market. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Macy is $61,800, 78% below the national median / offering relatively affordable homeownership. Renters pay a median of $732 per month, below the national average / a plus for affordability. At just 1.2x median income, home prices are very affordable relative to local earnings.
Education
5.2% of residents hold a bachelor's degree, below the national average of 33.7%. 97.9% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Macy experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.8 inches, including 30.1 inches of snow.
Macy has a population of 179 with a density of 1,492 people per square mile, spread across 0.1 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 40.8% female and 59.2% male. The city is predominantly White (91.6%), with 1.7% Black, 1.1% Asian. English is the primary language spoken at home by 98.8% of residents. 16.3% of the population are veterans, above the national rate of 6.0%. 22.9% of residents have a disability (above the 13.0% national average). 97.8% have health insurance coverage.
Population
179
Total Population
2023 Census
32.5yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
98.8%
26% above US avg
Spanish
1.6%
88% below US avg
The median household income in Macy is $49,821, which is 34% below the national average of $75,149. Per capita income is $20,639 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 3.2% (below the 3.6% US average). 2.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 637 business establishments, including 56 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 36 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $49,821 |
| 34% below US avg |
| Per Capita Income | $20,639 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $52,970 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.2% |
| 11% below US avg |
| Poverty Rate | 2.7% |
| 78% below US avg |
| Establishments (County) | 637 |
| County GDP | $1,291M |
Business (County)
| Restaurants | 56 |
| Healthcare | 50 |
| Retail | 91 |
| Manufacturing | 31 |
Tax & Cost of Living
| Property Tax (IRS) | $1,904 |
| 46% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.08% |
Commute & Transportation
| Commute Time | 35.9 min |
| Drive Alone | 81.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Macy is $61,800, 78% below the national median of $281,900. Zillow estimates the typical home value at $189,373, higher than the Census estimate. Monthly rent averages $732 (37% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 81.4% of housing units are owner-occupied (above the 65.4% national rate). There are 92 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $1,904 (lower than the $3,500 national average). 18.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $61,800 |
| 78% below US avg |
| Zillow ZHVI | $189,373 |
Rental Costs
| Census Median Rent | $732 |
| 37% below US avg |
| Rent Burden | 18.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 81.4% |
| Owner-Occupied | 81.4% |
| Renter-Occupied | 18.6% |
| Housing Units | 92 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $1,904 |
| 46% below US avg |
| Effective Rate | 3.08% |
In Macy, 41.7% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.1% of residents. 33.6% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 19.0% report binge drinking. 24.3% are physically inactive. 26.6% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 2.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:4,510. The dentist ratio is 1:3,964. 59.8% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Macy vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.7% |
| 30% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.6% |
| Asthma | 10.8% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 19.0% |
| Physical Inactivity | 24.3% |
| Depression | 26.6% |
| Mental Distress | 19.0% |
| Physical Distress | 13.4% |
| Short Sleep | 35.9% |
Healthcare Access
| Insurance Rate | 97.8% |
| Uninsured | 2.2% |
| 74% below US avg |
| Primary Care | 1:4,510 |
| Dentists | 1:3,964 |
| Mental Health | 1:1,311 |
| Checkup Rate | 77.0% |
| Dental Visits | 60.4% |
| Premature Death | 10,509/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 59.8% |
| Healthcare Facilities | 50 |
Macy experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.8 inches. The area receives 30.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 851 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 851 ft (259 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,492/sq mi |
| Coordinates | 40.9581°N, 86.1288°W |
| Timezone | America/Indiana/Indianapolis |
| County | Miami County County |
| Nearest Airport | Fort Wayne International (FWA)
49 miles away |
Precipitation & Snow
Annual Rainfall
40.8"
7% above US avg
Wettest Month (Jul)
4.44"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.8 / 100 |
| Social Vulnerability | 53.4 / 100 |
| Community Resilience | 54.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.6 on Jun 12, 2015.
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
143 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
126 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
87 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
121 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
115 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
129 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
566 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 144 fatalities, 2,493 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
87 km |
3 |
| Mar 20, 1976 |
EF4 |
91 km |
0 |
| Apr 3, 1974 |
EF4 |
99 km |
18 |
| Apr 11, 1965 |
EF4 |
92 km |
0 |
| Apr 11, 1965 |
EF4 |
63 km |
31 |
| Apr 11, 1965 |
EF4 |
82 km |
5 |
| Apr 11, 1965 |
EF4 |
69 km |
36 |
| Apr 11, 1965 |
EF4 |
66 km |
25 |
| Apr 11, 1965 |
EF4 |
78 km |
4 |
| Mar 6, 1956 |
EF4 |
64 km |
1 |
| Mar 31, 2023 |
EF3 |
70 km |
0 |
| May 27, 2019 |
EF3 |
75 km |
0 |
| May 27, 2019 |
EF3 |
3 km |
0 |
| Aug 24, 2016 |
EF3 |
56 km |
0 |
| Nov 17, 2013 |
EF3 |
90 km |
0 |
| Jun 5, 2010 |
EF3 |
36 km |
0 |
| Oct 18, 2007 |
EF3 |
38 km |
0 |
| May 30, 2004 |
EF3 |
25 km |
0 |
| Oct 24, 2001 |
EF3 |
78 km |
1 |
| Jun 11, 1998 |
EF3 |
62 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
104 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.8 in |
Coldest |
| February |
28°F (-2°C) |
2.3 in |
Driest |
| March |
38°F (3°C) |
2.6 in |
|
| April |
49°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.4 in |
|
| June |
70°F (21°C) |
4.3 in |
|
| July |
73°F (23°C) |
4.4 in |
Warmest, Wettest |
| August |
71°F (22°C) |
4.1 in |
|
| September |
65°F (18°C) |
3.2 in |
|
| October |
53°F (12°C) |
3.2 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
30°F (-1°C) |
2.4 in |
|
Macy has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 40.8 inches, with July being the wettest month (4.4") and February the driest (2.3").
Average costs for common services in Macy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Macy
What is the population of Macy?
Macy has a population of 179 residents and is located in Indiana. The population density is 1,492 people per square mile, spread across 0.1 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 40.8% female and 59.2% male.
Is Macy expensive to live in?
Macy is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $49,821, 34% below the national average of $75,149. The median home value is $61,800 (78% below the U.S. median). Renters pay a median of $732 per month, below the national average of $1,163. The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Macy?
Macy has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 40.8 inches, with 30.1 inches of snow.
How is the job market in Macy?
Macy has a healthy job market with an unemployment rate of 3.2%, near the national average of 3.6%. The average weekly wage is $956. There are 637 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 36 minutes, and 0.0% of workers work from home.
How much does housing cost in Macy?
The median home value in Macy is $61,800. Zillow estimates the typical home value at $189,373. For renters, the median monthly rent is $732. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 81.4%. The average annual property tax is $1,904.
How are the schools in Macy?
Schools in Macy score 5.8 out of 10 on standardized testing, near the national average. 5.2% of adults in Macy hold a bachelor's degree or higher, below the national average of 33.7%. 97.9% have completed high school. 0.9% hold a graduate or professional degree.
How healthy is Macy?
The obesity rate in Macy is 41.7% (above the national rate of 32.1%). 17.3% of adults are smokers. 24.3% are physically inactive. 26.6% of residents report depression. 2.2% lack health insurance (below the national rate). 59.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,510.
What is transportation like in Macy?
The average commute in Macy is 36 minutes, longer than the national average of 28 minutes. 81.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Macy?
The racial and ethnic makeup of Macy is 91.6% White, 1.7% Black or African American, 1.1% Asian. 98.8% of residents speak only English at home. 16.3% of the population are military veterans. 22.9% of residents have a disability. 97.8% have health insurance coverage.