Median Income
$45,083
40% lower than US avg
Home Value
$95,700
66% lower than US avg
Violent Crime
62/100K
84% lower than US avg
Bachelor's+
10.4%
69% lower than US avg
Median Rent
$1,167
0% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
29.2%
135% higher than US avg
How Magnolia Compares to the U.S. Average (100% = U.S. avg)
People
Population637
Median Age44.7 yrs
Density312/mi²
Male / Female40% / 60%
Largest GroupWhite 76%
Veterans2.4%
Economy
C+
Median Income$45,083
Per Capita$22,439
Unemployment2.7%
Poverty29.2%
County GDP$314M
Commute31 min
Housing
A+
Home Value$95,700
Rent$1,167
Ownership73.3%
Zillow$206,562
Housing Units325
Rent Burden21.7%
Crime
F
Violent62/100K
Property342/100K
Health
Obesity34.5%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain51.7 in/yr
Sunny Days299/yr
Elevation844 ft (257 m)
Education
D
Bachelor's+10.4%
High School+75.2%
Graduate+5.4%
School Score5.94
Community
2024 VoteR 80% / D 19%
Commute31 min
Broadband87.2%
EV Stations1
Libraries2
Is Magnolia a Good Place to Live?
Based on current data, Magnolia receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Magnolia has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Magnolia is $45,083, 40% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. The poverty rate of 29.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Magnolia is $95,700, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,167 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Magnolia is a very safe community with a violent crime rate of 62 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 342 per 100,000, 83% below the national average.
Education
10.4% of residents hold a bachelor's degree, below the national average of 33.7%. 75.2% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Magnolia enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 78°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.7 inches. Air quality is rated Good with a median AQI of 41.
Magnolia has a population of 637 with a density of 312 people per square mile, spread across 2.1 square miles. The median age is 44.7 years, 15% older than the national median of 38.9. The gender split is 60% female and 40% male. The city is predominantly White (75.7%), with 24.3% Black. English is the primary language spoken at home by 100% of residents. 2.4% of the population are veterans, below the national rate of 6.0%. 4.6% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
44.7yrs
Median Age
15% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Magnolia is $45,083, which is 40% below the national average of $75,149. Per capita income is $22,439 (below the $39,052 national figure). The average weekly wage is $883, 38% lower than the U.S. average. The unemployment rate is 2.7% (below the 3.6% US average). 29.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 327 business establishments, including 16 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,083 |
| 40% below US avg |
| Per Capita Income | $22,439 |
| Avg Weekly Wage | $883 |
| IRS Avg AGI | $53,956 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 29.2% |
| 135% above US avg |
| Establishments (County) | 327 |
| County GDP | $314M |
Business (County)
| Restaurants | 16 |
| Healthcare | 24 |
| Retail | 41 |
| Manufacturing | 16 |
Tax & Cost of Living
| Property Tax (IRS) | $2,140 |
| 39% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 2.24% |
Commute & Transportation
| Commute Time | 30.7 min |
| Drive Alone | 95.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Magnolia is $95,700, 66% below the national median of $281,900. Zillow estimates the typical home value at $206,562, higher than the Census estimate. Monthly rent averages $1,167 (0% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 73.3% of housing units are owner-occupied (above the 65.4% national rate). There are 325 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $2,140 (lower than the $3,500 national average). 21.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $95,700 |
| 66% below US avg |
| Zillow ZHVI | $206,562 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,167 |
| 0% below US avg |
| Rent Burden | 21.7% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 73.3% |
| Owner-Occupied | 73.3% |
| Renter-Occupied | 26.7% |
| Housing Units | 325 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $2,140 |
| 39% below US avg |
| Effective Rate | 2.24% |
In Magnolia, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. The primary care physician ratio is 1:7,514. The dentist ratio is 1:5,054. 56.6% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Magnolia vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:7,514 |
| Dentists | 1:5,054 |
| Mental Health | 1:1,391 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 12,355/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 56.6% |
| Healthcare Facilities | 24 |
Magnolia has a violent crime rate of 62 per 100,000 residents, 84% below the national average of 380. Property crime stands at 342 per 100,000, 83% below the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Magnolia receives a safety grade of F.
Crime Rates: Magnolia vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 62.1/100K |
| 84% below US avg |
| |
Property Crime
| Total Property | 341.7/100K |
| 83% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Magnolia enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 78°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.7 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 844 feet.
Temperature
35°F Jan (2°C)
78°F Jul (25°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 35°F (2°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 844 ft (257 m) |
| Area | 2.1 sq mi (5.3 km²) |
| Population Density | 312/sq mi |
| Coordinates | 37.4565°N, 85.7347°W |
| Timezone | America/New_York |
| County | Larue County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF)
50 miles away |
Precipitation & Snow
Annual Rainfall
51.7"
36% above US avg
Wettest Month (May)
5.20"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 12.4 / 100 |
| Social Vulnerability | 18.8 / 100 |
| Community Resilience | 62.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
101 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
101 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
141 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
136 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
99 km |
| Jan 28, 1991 |
9 km SW of Sacramento, Kentucky |
M2.8 |
141 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
105 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
77 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
86 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
95 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
114 km |
| Feb 27, 2020 |
5 km SW of Bremen, Kentucky |
M2.6 |
135 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
128 km |
| Mar 22, 1990 |
9 km E of Rochester, Kentucky |
M2.6 |
98 km |
| Jan 8, 1995 |
Kentucky |
M2.6 |
132 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
100 km |
| May 30, 2023 |
7 km W of Calhoun, Kentucky |
M2.5 |
142 km |
| Mar 8, 1990 |
4 km SW of Oak Grove, Kentucky |
M2.5 |
95 km |
| May 2, 1998 |
6 km WNW of Nebo, Kentucky |
M2.5 |
137 km |
| Apr 18, 2012 |
13 km W of Owensboro, Kentucky |
M2.5 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
414 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 92 fatalities, 1,518 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
76 km |
31 |
| May 28, 1996 |
EF4 |
77 km |
0 |
| Apr 3, 1974 |
EF4 |
33 km |
3 |
| Apr 3, 1974 |
EF4 |
88 km |
4 |
| Apr 3, 1974 |
EF4 |
35 km |
0 |
| Apr 3, 1974 |
EF4 |
74 km |
0 |
| Apr 3, 1974 |
EF4 |
95 km |
10 |
| Apr 3, 1974 |
EF4 |
83 km |
3 |
| Apr 27, 1971 |
EF4 |
42 km |
6 |
| Apr 27, 1971 |
EF4 |
72 km |
2 |
| Dec 11, 2021 |
EF3 |
99 km |
16 |
| Dec 11, 2021 |
EF3 |
28 km |
1 |
| Feb 6, 2008 |
EF3 |
97 km |
4 |
| May 23, 2000 |
EF3 |
51 km |
0 |
| Apr 16, 1998 |
EF3 |
46 km |
0 |
| Mar 28, 1997 |
EF3 |
5 km |
0 |
| Mar 28, 1997 |
EF3 |
19 km |
1 |
| Mar 28, 1997 |
EF3 |
64 km |
0 |
| Apr 20, 1986 |
EF3 |
77 km |
0 |
| Mar 31, 1979 |
EF3 |
57 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
18 wildfires (100+ acres) within 100 km.
Largest: FLOATING MILL HOLLOW (2,422 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
42 km |
| 2008 |
BROOKS KNOB |
2,225 |
51 km |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
40 km |
| 2010 |
JOPPA CHURCH |
2,037 |
47 km |
| 2004 |
JIM LEE |
1,770 |
46 km |
| 2009 |
TEMPLE HILL |
1,628 |
50 km |
| 2009 |
JIM LEE |
1,613 |
46 km |
| 2007 |
Big Woods |
1,500 |
37 km |
| 2008 |
GOBLIN KNOB |
1,445 |
40 km |
| 2017 |
UNNAMED |
1,336 |
99 km |
| 2000 |
UNNAMED |
1,083 |
75 km |
| 2019 |
UNNAMED |
1,057 |
97 km |
| 2021 |
UNNAMED |
959 |
98 km |
| 2001 |
UNNAMED |
848 |
71 km |
| 2007 |
DENNISON FERRY RX |
655 |
38 km |
| 2000 |
UNNAMED |
641 |
53 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
100 km |
| 2005 |
UNNAMED |
576 |
40 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (2°C) |
3.6 in |
Coldest |
| February |
37°F (3°C) |
4.1 in |
|
| March |
47°F (8°C) |
4.9 in |
|
| April |
56°F (13°C) |
4.5 in |
|
| May |
65°F (18°C) |
5.2 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
78°F (25°C) |
5.1 in |
Warmest |
| August |
75°F (24°C) |
3.9 in |
|
| September |
69°F (20°C) |
4.0 in |
|
| October |
57°F (14°C) |
3.1 in |
Driest |
| November |
47°F (8°C) |
4.3 in |
|
| December |
38°F (3°C) |
4.7 in |
|
Magnolia has a seasonal temperature swing of 43°F / from 35°F in January to 78°F in July. Total annual precipitation is 51.6 inches, with May being the wettest month (5.2") and October the driest (3.1").
Average costs for common services in Magnolia. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $732 |
| Toddler | $644 |
| Preschool | $644 |
| Family Childcare (monthly) |
| Infant | $564 |
| Toddler | $540 |
| Preschool | $540 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Magnolia
What is the population of Magnolia?
Magnolia has a population of 637 residents and is located in Kentucky. The population density is 312 people per square mile, spread across 2.1 square miles. The median age of residents is 44.7 years, which is older than the national median of 38.9 years. The population is 60% female and 40% male.
Is Magnolia expensive to live in?
Magnolia is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $45,083, 40% below the national average of $75,149. The median home value is $95,700 (66% below the U.S. median). Renters pay a median of $1,167 per month. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Magnolia safe?
Magnolia is considered a very safe city with a violent crime rate of 62 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 342 per 100,000 (below the national average). Overall, Magnolia receives a safety grade of F based on combined crime data.
What is the weather like in Magnolia?
Magnolia enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 78°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 51.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Magnolia?
The job market in Magnolia is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $883. There are 327 business establishments in the area, including 16 restaurants and food service locations. The average commute time is 31 minutes, and 0.0% of workers work from home.
How much does housing cost in Magnolia?
The median home value in Magnolia is $95,700. Zillow estimates the typical home value at $206,562. For renters, the median monthly rent is $1,167. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 73.3%. The average annual property tax is $2,140.
How are the schools in Magnolia?
Schools in Magnolia score 5.9 out of 10 on standardized testing, near the national average. 10.4% of adults in Magnolia hold a bachelor's degree or higher, below the national average of 33.7%. 75.2% have completed high school. 5.4% hold a graduate or professional degree.
How healthy is Magnolia?
The obesity rate in Magnolia is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 56.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,514.
What is transportation like in Magnolia?
The average commute in Magnolia is 31 minutes, longer than the national average of 28 minutes. 95.4% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Magnolia?
The racial and ethnic makeup of Magnolia is 75.7% White, 24.3% Black or African American. 100% of residents speak only English at home. 2.4% of the population are military veterans. 4.6% of residents have a disability. 100.0% have health insurance coverage.
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