McGraw, NY
Full City Profile · New York · Cortland County County
2.9
/5.0
C+
Fair
1,071
Population
1,082/sq mi density
$58,542
Median Income
$26,309 per capita
$106,400
Home Value
$194,617 Zillow
$791
Median Rent
28.9% income on rent
44°F
Avg Temperature
246 sunny days/yr
805
Violent Crime/100K
3,982 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$58,542 median income, 5.2% unemployment
A+
Affordability
5.0 / 5.0
$106,400 home value, $791/mo rent
F
Safety
1.0 / 5.0
805 violent crimes/100K (112% above avg)
C
Education
2.1 / 5.0
14.0% bachelor's degree or higher
Income Overview
Median Household Income
$58,542
22% below
US avg: $75,149
Per Capita Income
$26,309
33% below
US avg: $39,052
Unemployment Rate
5.2%
44% above
US avg: 3.6%
Poverty Rate
9.1%
27% below
US avg: 12.4%
Income Comparison: McGraw vs. U.S. Average
Each bar shows McGraw’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$58,542
78%
Per Capita
US: $39,052
$26,309
67%
IRS Avg AGI
US: $72,000
$65,598
91%
Avg Weekly Wage
US: $1,432
$1,073
75%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,073
25% below US avg ($1,432)
Mean Commute Time
17 min
38% below US avg (28 min)
Work From Home
4.0%
74% below US avg (15.2%)
Drive Alone
82.1%
12% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$2,372M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
82.1%
Public Transit
0%
Work From Home
4%
Other
13.9%
Average commute time
17 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,115
Restaurants
125
Healthcare
107
Retail
162
Manufacturing
57
Tax & Financial
IRS Avg Adjusted Gross Income
$65,598
9% below US avg ($72,000)
Avg Property Tax
$7,895
126% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $58,542 |
| Per Capita Income | $26,309 |
| IRS Avg Adjusted Gross Income | $65,598 |
| Avg Weekly Wage | $1,073 |
| County GDP | $2,372M |
Hardship Indicators
| Unemployment Rate | 5.2% |
| Poverty Rate | 9.1% |
| Gini Coefficient | 0.405 |
| Cost of Living Index | 107.9 |
Commute
| Mean Commute | 17 minutes |
| Drive Alone | 82.1% |
| Public Transit | 0.0% |
| Work From Home | 4.0% |
Businesses
| Total Establishments | 1,115 |
| Restaurants | 125 |
| Healthcare | 107 |
| Retail | 162 |
| Manufacturing | 57 |
Tax
| IRS Avg AGI | $65,598 |
| Avg Property Tax | $7,895 |
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