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McGraw, NY
Full City Profile · New York · Cortland County County
2.9
/5.0
C+
Fair
1,071
Population
1,082/sq mi density
$58,542
Median Income
$26,309 per capita
$106,400
Home Value
$194,617 Zillow
$791
Median Rent
28.9% income on rent
44°F
Avg Temperature
246 sunny days/yr
805
Violent Crime/100K
3,982 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$58,542 median income, 5.2% unemployment
A+
Affordability
5.0 / 5.0
$106,400 home value, $791/mo rent
F
Safety
1.0 / 5.0
805 violent crimes/100K (112% above avg)
C
Education
2.1 / 5.0
14.0% bachelor's degree or higher
Housing Overview
Median Home Value
$106,400
62% below
US avg: $281,900
Median Rent
$791/mo
32% below
US avg: $1,163/mo
Homeownership Rate
65.5%
0% below US avg (65.4%)
Total Housing Units
462
Median year built: 1938
Home Value by Source
Census Median
$106,400
Zillow (ZHVI)
$194,617
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
65.5%
Owner-Occupied
34.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$791/mo
Affordability & Housing Stock
Rent Burden
28.9%
of renters spending 30%+ of income on housing
7% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
65.5%
Complete Housing Data
Home Values
| Census Median Value | $106,400 |
| Zillow Home Value (ZHVI) | $194,617 |
Rent
| Census Median Rent | $791 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 65.5% |
| Renter-Occupied | 34.5% |
| Homeownership Rate | 65.5% |
| Total Housing Units | 462 |
| Median Year Built | 1938 |
| Rent Burden | 28.9% |