Median Income
$96,442
28% higher than US avg
Violent Crime
315/100K
17% lower than US avg
Bachelor's+
6.0%
82% lower than US avg
Median Rent
$459
61% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
18.3%
408% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Miami Compares to the U.S. Average (100% = U.S. avg)
People
Population573
Median Age49.0 yrs
Density3,371/mi²
Male / Female53% / 48%
Largest GroupWhite 100%
Veterans6.0%
Economy
B+
Median Income$96,442
Per Capita$36,381
Unemployment18.3%
Poverty0.0%
County GDP$5,497M
Housing
A+
Rent$459
Ownership70.2%
Zillow$185,601
Housing Units194
Rent Burden51.0%
Crime
F
Violent315/100K
Property3,207/100K
Health
Obesity43.8%
Smoking19.6%
Depression28.7%
Heart Disease6.7%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain41.1 in/yr
Sunny Days275/yr
Elevation792 ft (241 m)
Education
F
Bachelor's+6.0%
High School+100.0%
Graduate+0.0%
School Score5.80
Community
2024 VoteR 67% / D 31%
Broadband66.4%
EV Stations2
Libraries7
Is Miami a Good Place to Live?
Based on current data, Miami receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. Miami has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Miami is $96,442, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 18.3%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
Renters pay a median of $459 per month, below the national average / a plus for affordability.
Safety & Crime
Violent crime in Miami is below the national average at 315 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,207 per 100,000, 64% above the national average.
Education
6.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Miami experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.1 inches, including 24.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Miami has a population of 573 with a density of 3,371 people per square mile, spread across 0.2 square miles. The median age is 49.0 years, 26% older than the national median of 38.9. The gender split is 47.5% female and 52.5% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 6.0% of the population are veterans. 36.8% of residents have a disability (above the 13.0% national average). 90.8% have health insurance coverage.
Population
49.0yrs
Median Age
26% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Miami is $96,442, which is 28% above the national average of $75,149. Per capita income is $36,381. The average weekly wage is $1,200, 16% lower than the U.S. average. The unemployment rate is 18.3% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,913 business establishments, including 201 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $96,442 |
| 28% above US avg |
| Per Capita Income | $36,381 |
| Avg Weekly Wage | $1,200 |
| IRS Avg AGI | $61,076 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 18.3% |
| 408% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,913 |
| County GDP | $5,497M |
Business (County)
| Restaurants | 201 |
| Healthcare | 265 |
| Retail | 328 |
| Manufacturing | 63 |
Tax & Cost of Living
| Property Tax (IRS) | $2,758 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 80.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $185,601. Monthly rent averages $459 (61% below the national average of $1,163). Fair market rent ranges from $773 for a one-bedroom to $956 for a two-bedroom apartment. 70.2% of housing units are owner-occupied. There are 194 total housing units in the city. The median year a home was built is 1947. The average annual property tax is $2,758 (lower than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters.
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $459 |
| 61% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $685 |
| 1 Bedroom | $773 |
| 2 Bedrooms | $956 |
| 3 Bedrooms | $1,146 |
| 4 Bedrooms | $1,358 |
Ownership & Property
| Homeownership | 70.2% |
| Owner-Occupied | 70.2% |
| Renter-Occupied | 29.8% |
| Housing Units | 194 |
| Median Year Built | 1947 |
Property Tax
| Avg Tax (IRS) | $2,758 |
| 21% below US avg |
In Miami, 43.8% of adults are obese, above the national rate of 32.1%. 12.2% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 35.4% have high blood pressure. 19.6% are current smokers (above the 14.0% national rate). 17.4% report binge drinking. 27.0% are physically inactive. 28.7% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. The primary care physician ratio is 1:1,819. The dentist ratio is 1:1,114. 73.5% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Miami vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
| Diabetes | 12.2% |
| Heart Disease | 6.7% |
| High Blood Pressure | 35.4% |
| Asthma | 11.8% |
| COPD | 8.9% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 19.6% |
| 40% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 27.0% |
| Depression | 28.7% |
| Mental Distress | 20.5% |
| Physical Distress | 14.9% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 90.8% |
| |
| Primary Care | 1:1,819 |
| Dentists | 1:1,114 |
| Mental Health | 1:423 |
| Checkup Rate | 77.9% |
| Dental Visits | 56.0% |
| Premature Death | 12,109/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 73.5% |
| Healthcare Facilities | 265 |
Miami has a violent crime rate of 315 per 100,000 residents, 17% below the national average of 380. Property crime stands at 3,207 per 100,000, 64% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Miami receives a safety grade of F.
Crime Rates: Miami vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 315.3/100K |
| 17% below US avg |
| |
Property Crime
| Total Property | 3,206.9/100K |
| 64% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Miami experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.1 inches. The area receives 24.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 792 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 792 ft (241 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 3,371/sq mi |
| Coordinates | 40.6143°N, 86.1066°W |
| Timezone | America/Indiana/Indianapolis |
| County | Howard County County |
| Nearest Airport | Delaware County Regional (MIE)
45 miles away |
Precipitation & Snow
Annual Rainfall
41.1"
8% above US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0478 ppm |
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.7 / 100 |
| Social Vulnerability | 40.8 / 100 |
| Community Resilience | 87.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
133 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
119 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
122 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
110 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
100 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
119 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
107 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
146 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
119 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
123 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
621 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 97 fatalities, 2,013 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
94 km |
0 |
| Apr 26, 1994 |
EF4 |
73 km |
3 |
| Mar 20, 1976 |
EF4 |
77 km |
0 |
| Apr 3, 1974 |
EF4 |
87 km |
18 |
| Apr 3, 1974 |
EF4 |
95 km |
1 |
| May 14, 1972 |
EF4 |
94 km |
0 |
| Apr 11, 1965 |
EF4 |
69 km |
0 |
| Apr 11, 1965 |
EF4 |
33 km |
25 |
| Apr 11, 1965 |
EF4 |
93 km |
28 |
| Apr 11, 1965 |
EF4 |
62 km |
4 |
| Mar 6, 1956 |
EF4 |
46 km |
1 |
| Mar 14, 2024 |
EF3 |
96 km |
1 |
| Mar 31, 2023 |
EF3 |
46 km |
0 |
| May 27, 2019 |
EF3 |
61 km |
0 |
| May 27, 2019 |
EF3 |
41 km |
0 |
| Aug 24, 2016 |
EF3 |
18 km |
0 |
| Nov 17, 2013 |
EF3 |
68 km |
0 |
| Jun 5, 2010 |
EF3 |
7 km |
0 |
| Oct 18, 2007 |
EF3 |
76 km |
0 |
| May 30, 2004 |
EF3 |
13 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
137 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-2°C) |
2.0 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (10°C) |
4.0 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.6 in |
|
| July |
72°F (22°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
29°F (-1°C) |
3.0 in |
|
Miami has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 37.8 inches, with July being the wettest month (4.3") and February the driest (2.0").
Average costs for common services in Miami. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Miami
What is the population of Miami?
Miami has a population of 573 residents and is located in Indiana. The population density is 3,371 people per square mile, spread across 0.2 square miles. The median age of residents is 49.0 years, which is older than the national median of 38.9 years. The population is 47.5% female and 52.5% male.
Is Miami expensive to live in?
Miami is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $96,442, 28% above the national average of $75,149. Renters pay a median of $459 per month, below the national average of $1,163.
Is Miami safe?
Miami is safer than the national average, with a violent crime rate of 315 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,207 per 100,000 (above the national average). Overall, Miami receives a safety grade of F based on combined crime data.
What is the weather like in Miami?
Miami has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.1 inches, with 24.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Miami?
The job market in Miami faces challenges, with unemployment at 18.3% / significantly above the national rate of 3.6%. The average weekly wage is $1,200. There are 1,913 business establishments in the area, including 201 restaurants and food service locations.
How much does housing cost in Miami?
For renters, the median monthly rent is $459. Fair market rent is $773 for a 1-bedroom and $956 for a 2-bedroom apartment. The homeownership rate is 70.2%. The average annual property tax is $2,758.
How are the schools in Miami?
Schools in Miami score 5.8 out of 10 on standardized testing, near the national average. 6.0% of adults in Miami hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Miami?
The obesity rate in Miami is 43.8% (above the national rate of 32.1%). 19.6% of adults are smokers. 27.0% are physically inactive. 28.7% of residents report depression. 73.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,819.
What are the demographics of Miami?
The racial and ethnic makeup of Miami is 100% White. 100% of residents speak only English at home. 6.0% of the population are military veterans. 36.8% of residents have a disability. 90.8% have health insurance coverage.
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