Median Income
$56,969
24% lower than US avg
Home Value
$121,200
57% lower than US avg
Violent Crime
285/100K
25% lower than US avg
Bachelor's+
15.1%
55% lower than US avg
Median Rent
$639
45% lower than US avg
Obesity Rate
44.9%
40% higher than US avg
Unemployment
3.0%
17% lower than US avg
Poverty Rate
8.6%
31% lower than US avg
How Galveston Compares to the U.S. Average (100% = U.S. avg)
People
Population1,326
Median Age49.4 yrs
Density2,286/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Veterans10.4%
Economy
B+
Median Income$56,969
Per Capita$33,972
Unemployment3.0%
Poverty8.6%
County GDP$5,497M
Commute24 min
Housing
A+
Home Value$121,200
Rent$639
Ownership66.0%
Zillow$194,723
Housing Units740
Rent Burden13.8%
Crime
F
Violent285/100K
Property3,645/100K
Health
Obesity44.9%
Uninsured8.2%
Smoking16.9%
Depression27.4%
Heart Disease5.7%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain41.1 in/yr
Sunny Days275/yr
Elevation807 ft (246 m)
Education
C
Bachelor's+15.1%
High School+89.3%
Graduate+7.9%
School Score5.67
Community
2024 VoteR 67% / D 31%
Commute24 min
Broadband83.4%
EV Stations2
Libraries7
Is Galveston a Good Place to Live?
Based on current data, Galveston receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Galveston offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Galveston is $56,969, 24% below the national average of $75,149. Unemployment stands at 3.0%, indicating a healthy job market. 8.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Galveston is $121,200, 57% below the national median / offering relatively affordable homeownership. Renters pay a median of $639 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Galveston is below the national average at 285 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,645 per 100,000, 86% above the national average.
Education
15.1% of residents hold a bachelor's degree, below the national average of 33.7%. 89.3% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Galveston experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.1 inches, including 24.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Galveston has a population of 1,326 with a density of 2,286 people per square mile, spread across 0.5 square miles. The median age is 49.4 years, 27% older than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (93.7%), with 2.4% Hispanic, 1.7% Black. English is the primary language spoken at home by 97.5% of residents. 10.4% of the population are veterans, above the national rate of 6.0%. 11.7% of residents have a disability. 92.4% have health insurance coverage.
Population
49.4yrs
Median Age
27% above US avg
Race & Ethnicity
Galveston vs U.S. Average
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
Social Characteristics
Galveston vs U.S. Average
The median household income in Galveston is $56,969, which is 24% below the national average of $75,149. Per capita income is $33,972 (below the $39,052 national figure). The average weekly wage is $1,200, 16% lower than the U.S. average. The unemployment rate is 3.0% (below the 3.6% US average). 8.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,913 business establishments, including 201 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 4.4% of workers work from home (below the 15.2% national rate).
Income: Galveston vs U.S.
Income
| Median HH Income | $56,969 |
| 24% below US avg |
| Per Capita Income | $33,972 |
| Avg Weekly Wage | $1,200 |
| IRS Avg AGI | $61,076 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.0% |
| 17% below US avg |
| Poverty Rate | 8.6% |
| 31% below US avg |
| Establishments (County) | 1,913 |
| County GDP | $5,497M |
Business (County)
| Restaurants | 201 |
| Healthcare | 265 |
| Retail | 328 |
| Manufacturing | 63 |
Tax & Cost of Living
| Property Tax (IRS) | $2,758 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.28% |
Commute & Transportation
| Commute Time | 23.7 min |
| Drive Alone | 92.1% |
| Public Transit | 0.0% |
| Work from Home | 4.4% |
The median home value in Galveston is $121,200, 57% below the national median of $281,900. Zillow estimates the typical home value at $194,723, higher than the Census estimate. Homes sell for 99.7% of their list price. Monthly rent averages $639 (45% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 66.0% of housing units are owner-occupied. There are 740 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $2,758 (lower than the $3,500 national average). 13.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $121,200 |
| 57% below US avg |
| Zillow ZHVI | $194,723 |
| Median List Price | $82,500 |
Real Estate Market (Redfin)
| Median List Price | $82,500 |
| $/Sq Ft | $113 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 99.7% |
| Price Drops | 33.3% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $639 |
| 45% below US avg |
| Rent Burden | 13.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 66.0% |
| Owner-Occupied | 66.0% |
| Renter-Occupied | 34.0% |
| Housing Units | 740 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $2,758 |
| 21% below US avg |
| Effective Rate | 2.28% |
In Galveston, 44.9% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.7% of residents. 33.8% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 18.0% report binge drinking. 24.8% are physically inactive. 27.4% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 8.2% of residents lack health insurance. The primary care physician ratio is 1:1,819. The dentist ratio is 1:1,114. 73.5% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Galveston vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.9% |
| 40% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.8% |
| Asthma | 11.5% |
| COPD | 7.4% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 24.8% |
| Depression | 27.4% |
| Mental Distress | 19.4% |
| Physical Distress | 13.4% |
| Short Sleep | 36.6% |
Healthcare Access
| Insurance Rate | 92.4% |
| Uninsured | 8.2% |
| 5% below US avg |
| Primary Care | 1:1,819 |
| Dentists | 1:1,114 |
| Mental Health | 1:423 |
| Checkup Rate | 76.8% |
| Dental Visits | 58.9% |
| Premature Death | 12,109/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 73.5% |
| Healthcare Facilities | 265 |
Galveston has a violent crime rate of 285 per 100,000 residents, 25% below the national average of 380. Property crime stands at 3,645 per 100,000, 86% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Galveston receives a safety grade of F.
Crime Rates: Galveston vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 284.7/100K |
| 25% below US avg |
| |
Property Crime
| Total Property | 3,644.7/100K |
| 86% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Galveston experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.1 inches. The area receives 24.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 807 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 807 ft (246 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 2,286/sq mi |
| Coordinates | 40.5767°N, 86.1923°W |
| Timezone | America/Indiana/Indianapolis |
| County | Howard County County |
| Nearest Airport | Delaware County Regional (MIE)
48 miles away |
Precipitation & Snow
Annual Rainfall
41.1"
8% above US avg
Wettest Month (Jul)
4.17"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0478 ppm |
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.7 / 100 |
| Social Vulnerability | 40.8 / 100 |
| Community Resilience | 87.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
125 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
117 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
116 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
102 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
92 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
126 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
114 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
128 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
131 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
611 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 98 fatalities, 2,010 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
91 km |
0 |
| Apr 26, 1994 |
EF4 |
65 km |
3 |
| Mar 20, 1976 |
EF4 |
69 km |
0 |
| Apr 3, 1974 |
EF4 |
98 km |
1 |
| Apr 3, 1974 |
EF4 |
80 km |
18 |
| May 14, 1972 |
EF4 |
90 km |
0 |
| Apr 11, 1965 |
EF4 |
25 km |
25 |
| Apr 11, 1965 |
EF4 |
69 km |
4 |
| Apr 11, 1965 |
EF4 |
85 km |
28 |
| Apr 11, 1965 |
EF4 |
61 km |
0 |
| Mar 6, 1956 |
EF4 |
53 km |
1 |
| Mar 31, 2023 |
EF3 |
52 km |
0 |
| May 27, 2019 |
EF3 |
68 km |
0 |
| May 27, 2019 |
EF3 |
45 km |
0 |
| Aug 24, 2016 |
EF3 |
13 km |
0 |
| Nov 17, 2013 |
EF3 |
60 km |
0 |
| Jun 5, 2010 |
EF3 |
7 km |
0 |
| Oct 18, 2007 |
EF3 |
81 km |
0 |
| May 30, 2004 |
EF3 |
18 km |
0 |
| Jun 11, 1998 |
EF3 |
22 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
138 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-2°C) |
1.9 in |
Driest |
| March |
38°F (4°C) |
2.9 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.6 in |
|
| July |
72°F (22°C) |
4.2 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Galveston has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 37.6 inches, with July being the wettest month (4.2") and February the driest (1.9").
Average costs for common services in Galveston. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Galveston
What is the population of Galveston?
Galveston has a population of 1,326 residents and is located in Indiana. The population density is 2,286 people per square mile, spread across 0.5 square miles. The median age of residents is 49.4 years, which is older than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Galveston expensive to live in?
Galveston is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $56,969, 24% below the national average of $75,149. The median home value is $121,200 (57% below the U.S. median). Renters pay a median of $639 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Galveston safe?
Galveston is safer than the national average, with a violent crime rate of 285 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,645 per 100,000 (above the national average). Overall, Galveston receives a safety grade of F based on combined crime data.
What is the weather like in Galveston?
Galveston has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.1 inches, with 24.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Galveston?
Galveston has a healthy job market with an unemployment rate of 3.0%, near the national average of 3.6%. The average weekly wage is $1,200. There are 1,913 business establishments in the area, including 201 restaurants and food service locations. The average commute time is 24 minutes, and 4.4% of workers work from home.
How much does housing cost in Galveston?
The median home value in Galveston is $121,200. Zillow estimates the typical home value at $194,723. For renters, the median monthly rent is $639. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 66.0%. The average annual property tax is $2,758.
How are the schools in Galveston?
Schools in Galveston score 5.7 out of 10 on standardized testing, near the national average. 15.1% of adults in Galveston hold a bachelor's degree or higher, below the national average of 33.7%. 89.3% have completed high school. 7.9% hold a graduate or professional degree.
How healthy is Galveston?
The obesity rate in Galveston is 44.9% (above the national rate of 32.1%). 16.9% of adults are smokers. 24.8% are physically inactive. 27.4% of residents report depression. 8.2% lack health insurance. 73.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,819.
What is transportation like in Galveston?
The average commute in Galveston is 24 minutes, shorter than the national average of 28 minutes. 92.1% of workers drive alone to work, and 4.4% work from home.
What are the demographics of Galveston?
The racial and ethnic makeup of Galveston is 93.7% White, 1.7% Black or African American, 2.4% Hispanic or Latino. 97.5% of residents speak only English at home. 10.4% of the population are military veterans. 11.7% of residents have a disability. 92.4% have health insurance coverage.
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