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Milford, NY

New York · Metropolitan Area

Milford is a small town in New York with a population of 467. Residents earn $63,750 per year, which is 15% below the national average.

4.3 /5.0
A Great
467 Population 1,112/sq mi density
$63,750 Median Income $38,272 per capita
$137,500 Home Value
$825 Median Rent 30.0% income on rent
43°F Avg Temperature 246 sunny days/yr
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$63,750 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$137,500 home value, $825/mo rent
B+
Education
3.6 / 5.0
32.8% bachelor's degree or higher
Median Income $63,750
15% lower than US avg
Home Value $137,500
51% lower than US avg
Bachelor's+ 32.8%
3% lower than US avg
Median Rent $825
29% lower than US avg
Obesity Rate 31.9%
1% lower than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Milford Compares to the U.S. Average (100% = U.S. avg)

People

Population467
Median Age48.7 yrs
Density1,112/mi²
Male / Female43% / 57%
Largest GroupWhite 83%
Veterans8.6%

Economy

A
Median Income$63,750
Per Capita$38,272
Unemployment0.7%
Poverty5.5%
County GDP$1,320M
Commute24 min

Housing

A+
Home Value$137,500
Rent$825
OwnershipN/A
Housing Units257
Rent Burden30.0%

Health

Obesity31.9%
Uninsured6.8%
Smoking14.3%
Depression21.9%
Heart Disease5.4%

Climate

Avg Temp43°F (6°C)
AQI36 (Good)
Rain47.6 in/yr
Sunny Days246/yr
Elevation1,212 ft (369 m)

Education

B+
Bachelor's+32.8%
High School+96.5%
Graduate+10.8%
School Score5.39

Community

2024 VoteR 65% / D 35%
Commute24 min
Broadband84.9%
EV Stations1
Libraries4

Is Milford a Good Place to Live?

Based on current data, Milford receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Milford stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Milford is $63,750, 15% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Milford is $137,500, 51% below the national median — offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

32.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.5% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Milford has a cool climate with an average annual temperature of 43°F. Winters average 18°F in January while summers reach 66°F in July. The area gets 246 sunny days per year. Annual precipitation totals 47.6 inches, including 85.5 inches of snow. Air quality is rated Good with a median AQI of 36.

Milford has a population of 467 with a density of 1,112 people per square mile. The median age is 48.7 years, 25% older than the national median of 38.9. The city is predominantly White (82.7%), with 1.5% Black.

Population

467
Total Population
1,112
People / sq mi
48.7yrs
Median Age
25% above US avg
0.4mi²
Land Area

Gender Distribution

Male 42.8%
Female 57.2%

Race & Ethnicity

Milford vs U.S. Average

Language Spoken at Home

English Only94.8%
21% above US avg
Spanish5.2%
61% below US avg

Social Characteristics

Milford vs U.S. Average

The median household income in Milford is $63,750, which is 15% below the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Milford vs U.S.

Commute Mode

Income

Median HH Income$63,750
15% below US avg
Per Capita Income$38,272
Avg Weekly Wage$1,050
IRS Avg AGI$67,256

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)710
County GDP$1,320M

Business (County)

Restaurants62
Healthcare55
Retail90
Manufacturing30

Tax & Cost of Living

Property Tax (IRS)$7,238
107% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate5.26%

Commute & Transportation

Commute Time23.5 min
Drive Alone83.5%
Public Transit0.0%
Work from Home10.9%

Walkability

The median home value in Milford is $137,500, 51% below the national average. Monthly rent averages $825 (29% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$137,500
51% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$825
29% below US avg
Rent Burden30.0%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied70.8%
Housing Units257
Median Year Built1938

Property Tax

Avg Tax (IRS)$7,238
107% above US avg
Effective Rate5.26%
In Milford, 31.9% of adults are obese (below the 32.1% national rate). 6.8% of residents lack health insurance. 14.3% are current smokers. 21.9% report depression. 24.0% are physically inactive.

Health Metrics: Milford vs U.S. Average (%)

Chronic Conditions

Obesity31.9%
1% below US avg
Diabetes8.8%
Heart Disease5.4%
High Blood Pressure29.1%
Asthma11.7%
COPD6.5%
Cancer7.6%
Stroke2.9%

Behaviors & Mental Health

Smoking14.3%
2% above US avg
Binge Drinking18.7%
Physical Inactivity24.0%
Depression21.9%
Mental Distress18.5%
Physical Distress13.3%
Short Sleep38.3%

Healthcare Access

Insurance Rate93.7%
Uninsured6.8%
21% below US avg
Checkup Rate76.2%
Dental Visits62.3%
Premature Death7,415/100K

Food & Exercise

Food Environment8.7/10
Exercise Access35.0%
Healthcare Facilities55
Milford has an average annual temperature of 43°F (6°C). Winters average 18°F in January while summers reach 66°F in July. Annual precipitation is 47.6 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

18°F Jan (-8°C) 66°F Jul (19°C)
Annual Average42.8°F
21% below US avg
January Average18°F (-8°C)
July Average66°F (19°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall47.6 inches
25% above US avg
Snowfall85.5 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,212 ft (369 m)
Area0.4 sq mi (1.1 km²)
Population Density1,112/sq mi
Coordinates42.5905°N, 74.9469°W
TimezoneAmerica/New_York
County FIPS36095
It is classified as Metro — 250K–1M. 32.8% of residents hold a bachelor's degree or higher (3% below US avg). In the 2024 election, the county voted Republican by a 30.5-point margin. 84.9% of households have broadband internet.

2024 Presidential Election (County)

R 65.3%
D 34.7%

Winner: Republican by 30.5 points

Education

Bachelor's Degree+32.8%
3% below US avg
High School+96.5%
Graduate Degree+10.8%
School Test Score5.39
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,112/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Broadband Access84.9%
EV Charging Stations1
Alt Fuel Stations1
Public Libraries4
Healthcare Facilities55
Restaurants62
Retail Stores90

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute23.5 min
Drive Alone83.5%
Public Transit0.0%
Work from Home10.9%

Nearby Cities

Cooperstown, NY 2,113 pop · 7.5 mi Worcester, NY 1,017 pop · 10.7 mi West End, NY 1,744 pop · 10.8 mi Oneonta, NY 14,467 pop · 11.2 mi Richfield Springs, NY 1,096 pop · 18.3 mi Richmondville, NY 1,001 pop · 19.8 mi Stamford, NY 1,101 pop · 21.0 mi Delhi, NY 3,185 pop · 21.7 mi Cobleskill, NY 4,495 pop · 24.3 mi Unadilla, NY 1,140 pop · 26.1 mi Sherburne, NY 1,294 pop · 28.6 mi Fort Plain, NY 2,274 pop · 28.7 mi Canajoharie, NY 1,808 pop · 28.7 mi Mohawk, NY 2,522 pop · 29.1 mi
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