Median Income
$57,188
24% lower than US avg
Home Value
$160,900
43% lower than US avg
Violent Crime
175/100K
54% lower than US avg
Bachelor's+
11.4%
66% lower than US avg
Median Rent
$830
29% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
5.7%
54% lower than US avg
How Milton Compares to the U.S. Average (100% = U.S. avg)
People
Population734
Median Age39.2 yrs
Density499/mi²
Male / Female44% / 56%
Largest GroupWhite 79%
Veterans7.8%
Economy
B+
Median Income$57,188
Per Capita$45,303
Unemployment3.4%
Poverty5.7%
County GDP$2,066M
Commute27 min
Housing
A+
Home Value$160,900
Rent$830
Ownership60.5%
Zillow$214,252
Housing Units309
Rent Burden21.7%
Crime
F
Violent175/100K
Property1,696/100K
Health
Obesity34.5%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp56°F (13°C)
AQI41 (Good)
Rain51.0 in/yr
Sunny Days290/yr
Elevation861 ft (262 m)
Education
D
Bachelor's+11.4%
High School+92.2%
Graduate+8.7%
School Score4.83
Community
2024 VoteR 67% / D 31%
Commute27 min
Broadband88.0%
EV Stations1
Libraries2
Is Milton a Good Place to Live?
Based on current data, Milton receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Milton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Milton is $57,188, 24% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Milton is $160,900, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $830 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Milton is below the national average at 175 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,696 per 100,000, near the national average.
Education
11.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Milton enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. With 290 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.0 inches, including 12.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Milton has a population of 734 with a density of 499 people per square mile, spread across 1.3 square miles. The median age is 39.2 years, 1% older than the national median of 38.9. The gender split is 55.6% female and 44.4% male. The city is predominantly White (78.5%), with 2.9% Hispanic. English is the primary language spoken at home by 92.7% of residents, while 7.3% speak Spanish. 7.8% of the population are veterans, above the national rate of 6.0%. 20.2% of residents have a disability (above the 13.0% national average). 92.1% have health insurance coverage.
Population
39.2yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
92.7%
18% above US avg
Spanish
7.3%
46% below US avg
The median household income in Milton is $57,188, which is 24% below the national average of $75,149. Per capita income is $45,303 (above the $39,052 national figure). The average weekly wage is $978, 32% lower than the U.S. average. The unemployment rate is 3.4% (below the 3.6% US average). 5.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 726 business establishments, including 77 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 2.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,188 |
| 24% below US avg |
| Per Capita Income | $45,303 |
| Avg Weekly Wage | $978 |
| IRS Avg AGI | $65,883 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 5.7% |
| 54% below US avg |
| Establishments (County) | 726 |
| County GDP | $2,066M |
Business (County)
| Restaurants | 77 |
| Healthcare | 94 |
| Retail | 114 |
| Manufacturing | 44 |
Tax & Cost of Living
| Property Tax (IRS) | $2,963 |
| 15% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.84% |
Commute & Transportation
| Commute Time | 26.9 min |
| Drive Alone | 79.8% |
| Public Transit | 0.0% |
| Work from Home | 2.8% |
The median home value in Milton is $160,900, 43% below the national median of $281,900. Zillow estimates the typical home value at $214,252, higher than the Census estimate. Monthly rent averages $830 (29% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 60.5% of housing units are owner-occupied. There are 309 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $2,963. 21.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $160,900 |
| 43% below US avg |
| Zillow ZHVI | $214,252 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $830 |
| 29% below US avg |
| Rent Burden | 21.7% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 60.5% |
| Owner-Occupied | 60.5% |
| Renter-Occupied | 39.5% |
| Housing Units | 309 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $2,963 |
| 15% below US avg |
| Effective Rate | 1.84% |
In Milton, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. The primary care physician ratio is 1:1,657. The dentist ratio is 1:1,647. 69.3% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Milton vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 92.1% |
| |
| Primary Care | 1:1,657 |
| Dentists | 1:1,647 |
| Mental Health | 1:787 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 10,875/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 69.3% |
| Healthcare Facilities | 94 |
Milton has a violent crime rate of 175 per 100,000 residents, 54% below the national average of 380. Property crime stands at 1,696 per 100,000, 13% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Milton receives a safety grade of F.
Crime Rates: Milton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 174.6/100K |
| 54% below US avg |
| |
Property Crime
| Total Property | 1,696.2/100K |
| 13% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 3.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Milton enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 33°F in January while summers reach 77°F in July. The area gets 290 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.0 inches (wetter than the 38-inch national average). The area receives 12.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 861 feet.
Temperature
33°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.0°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 290 days/yr |
Geography
| Elevation | 861 ft (262 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 499/sq mi |
| Coordinates | 38.7223°N, 85.3803°W |
| Timezone | America/New_York |
| County | Jefferson County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF)
42 miles away |
Precipitation & Snow
Annual Rainfall
51.0"
34% above US avg
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 48.3 / 100 |
| Social Vulnerability | 33.6 / 100 |
| Community Resilience | 68.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
116 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
109 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
101 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
145 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
93 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
134 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
126 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
96 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
69 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
122 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
142 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
148 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
124 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
99 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
124 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
135 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
505 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 71 fatalities, 2,152 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
51 km |
3 |
| Mar 2, 2012 |
EF4 |
65 km |
4 |
| Mar 2, 2012 |
EF4 |
77 km |
11 |
| May 28, 1996 |
EF4 |
71 km |
0 |
| Nov 22, 1992 |
EF4 |
30 km |
1 |
| Jun 2, 1990 |
EF4 |
100 km |
1 |
| Jun 2, 1990 |
EF4 |
79 km |
0 |
| Jun 2, 1990 |
EF4 |
68 km |
0 |
| Apr 3, 1974 |
EF4 |
54 km |
4 |
| Apr 3, 1974 |
EF4 |
80 km |
4 |
| Apr 3, 1974 |
EF4 |
11 km |
0 |
| Apr 3, 1974 |
EF4 |
37 km |
11 |
| Apr 3, 1974 |
EF4 |
93 km |
2 |
| Apr 3, 1974 |
EF4 |
66 km |
3 |
| Apr 23, 1968 |
EF4 |
88 km |
6 |
| Mar 2, 2012 |
EF3 |
90 km |
3 |
| Mar 2, 2012 |
EF3 |
38 km |
3 |
| May 25, 2011 |
EF3 |
87 km |
0 |
| Feb 28, 2011 |
EF3 |
46 km |
0 |
| Jun 3, 2008 |
EF3 |
86 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
18 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
17 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
16 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
15 km |
| 2003 |
WUI 3 03 |
3,372 |
28 km |
| 2010 |
WUI UNIT 28K |
3,230 |
31 km |
| 1999 |
UNNAMED |
3,122 |
28 km |
| 2002 |
UNIT 8 |
2,753 |
16 km |
| 2005 |
UNIT 3 05 |
2,511 |
28 km |
| 2001 |
01 UNIT 16 |
2,361 |
16 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
16 km |
| 2004 |
UNIT 19 |
2,004 |
15 km |
| 2003 |
UNIT 8 03 |
1,971 |
19 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
23 km |
| 2000 |
JPG 14 |
1,908 |
16 km |
| 2003 |
UNIT 16 03 |
1,809 |
16 km |
| 2021 |
UNNAMED |
1,547 |
88 km |
| 2002 |
UNIT 9 |
1,485 |
16 km |
| 1995 |
UNNAMED |
1,462 |
22 km |
| 2010 |
TRACER |
1,408 |
31 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (1°C) |
3.0 in |
Coldest |
| February |
34°F (1°C) |
3.0 in |
Driest |
| March |
44°F (6°C) |
4.2 in |
|
| April |
53°F (12°C) |
4.5 in |
|
| May |
63°F (17°C) |
4.9 in |
Wettest |
| June |
71°F (22°C) |
4.3 in |
|
| July |
77°F (25°C) |
4.3 in |
Warmest |
| August |
74°F (23°C) |
4.1 in |
|
| September |
67°F (20°C) |
3.0 in |
|
| October |
56°F (13°C) |
3.2 in |
|
| November |
45°F (7°C) |
3.8 in |
|
| December |
35°F (2°C) |
3.7 in |
|
Milton has a seasonal temperature swing of 44°F / from 33°F in January to 77°F in July. Total annual precipitation is 45.9 inches, with May being the wettest month (4.9") and February the driest (3.0").
Average costs for common services in Milton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Frequently Asked Questions About Milton
What is the population of Milton?
Milton has a population of 734 residents and is located in Kentucky. The population density is 499 people per square mile, spread across 1.3 square miles. The median age of residents is 39.2 years. The population is 55.6% female and 44.4% male.
Is Milton expensive to live in?
Milton is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $57,188, 24% below the national average of $75,149. The median home value is $160,900 (43% below the U.S. median). Renters pay a median of $830 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Milton safe?
Milton is safer than the national average, with a violent crime rate of 175 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,696 per 100,000 (below the national average). Overall, Milton receives a safety grade of F based on combined crime data.
What is the weather like in Milton?
Milton enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 33°F in January, while summers reach an average of 77°F in July. The area receives 290 sunny days per year, well above the national average of 205. Annual rainfall totals 51.0 inches, with 12.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Milton?
Milton has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average weekly wage is $978. There are 726 business establishments in the area, including 77 restaurants and food service locations. The average commute time is 27 minutes, and 2.8% of workers work from home.
How much does housing cost in Milton?
The median home value in Milton is $160,900. Zillow estimates the typical home value at $214,252. For renters, the median monthly rent is $830. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 60.5%. The average annual property tax is $2,963.
How are the schools in Milton?
Schools in Milton have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 11.4% of adults in Milton hold a bachelor's degree or higher, below the national average of 33.7%. 92.2% have completed high school. 8.7% hold a graduate or professional degree.
How healthy is Milton?
The obesity rate in Milton is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 69.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,657.
What is transportation like in Milton?
The average commute in Milton is 27 minutes. 79.8% of workers drive alone to work, and 2.8% work from home.
What are the demographics of Milton?
The racial and ethnic makeup of Milton is 78.5% White, 2.9% Hispanic or Latino. 92.7% of residents speak only English at home, while 7.3% speak Spanish. 7.8% of the population are military veterans. 20.2% of residents have a disability. 92.1% have health insurance coverage.
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