Median Income
$70,250
7% lower than US avg
Home Value
$97,500
65% lower than US avg
Violent Crime
451/100K
19% higher than US avg
Bachelor's+
10.3%
69% lower than US avg
Median Rent
$1,017
13% lower than US avg
Obesity Rate
36.6%
14% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
22.3%
80% higher than US avg
How Monroe City Compares to the U.S. Average (100% = U.S. avg)
People
Population816
Median Age33.6 yrs
Density3,022/mi²
Male / Female47% / 53%
Largest GroupWhite 99%
Veterans4.1%
Economy
B+
Median Income$70,250
Per Capita$29,424
Unemployment0.3%
Poverty22.3%
County GDP$2,502M
Commute24 min
Housing
A+
Home Value$97,500
Rent$1,017
Ownership63.8%
Zillow$196,965
Housing Units373
Rent Burden23.0%
Crime
F
Violent451/100K
Property5,208/100K
Health
Obesity36.6%
Uninsured7.3%
Smoking17.3%
Depression27.0%
Heart Disease5.7%
Climate
Avg Temp56°F (14°C)
AQI34 (Good)
Rain48.0 in/yr
Sunny Days293/yr
Elevation524 ft (160 m)
Education
D
Bachelor's+10.3%
High School+97.9%
Graduate+1.2%
School Score5.74
Community
2024 VoteR 74% / D 24%
Commute24 min
Broadband92.4%
EV Stations5
Libraries3
Is Monroe City a Good Place to Live?
Based on current data, Monroe City receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Monroe City has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Monroe City is $70,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.3%. The poverty rate of 22.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Monroe City is $97,500, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,017 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 451 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 5,208 per 100,000, 166% above the national average.
Education
10.3% of residents hold a bachelor's degree, below the national average of 33.7%. 97.9% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Monroe City enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.0 inches, including 9.2 inches of snow. Air quality is rated Good with a median AQI of 34.
Monroe City has a population of 816 with a density of 3,022 people per square mile, spread across 0.3 square miles. The median age is 33.6 years, 14% younger than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (98.7%). English is the primary language spoken at home by 99.1% of residents. 4.1% of the population are veterans, below the national rate of 6.0%. 12.7% of residents have a disability. 93.1% have health insurance coverage.
Population
33.6yrs
Median Age
14% below US avg
Race & Ethnicity
Monroe City vs U.S. Average
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
0.9%
93% below US avg
Social Characteristics
Monroe City vs U.S. Average
The median household income in Monroe City is $70,250, which is 7% below the national average of $75,149. Per capita income is $29,424 (below the $39,052 national figure). The average weekly wage is $980, 32% lower than the U.S. average. The unemployment rate is 0.3% (below the 3.6% US average). 22.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 950 business establishments, including 85 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 0.5% of workers work from home (below the 15.2% national rate).
Income: Monroe City vs U.S.
Income
| Median HH Income | $70,250 |
| 7% below US avg |
| Per Capita Income | $29,424 |
| Avg Weekly Wage | $980 |
| IRS Avg AGI | $61,860 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 22.3% |
| 80% above US avg |
| Establishments (County) | 950 |
| County GDP | $2,502M |
Business (County)
| Restaurants | 85 |
| Healthcare | 103 |
| Retail | 153 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $2,961 |
| 15% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.04% |
Commute & Transportation
| Commute Time | 23.5 min |
| Drive Alone | 92.8% |
| Public Transit | 0.0% |
| Work from Home | 0.5% |
The median home value in Monroe City is $97,500, 65% below the national median of $281,900. Zillow estimates the typical home value at $196,965, higher than the Census estimate. Monthly rent averages $1,017 (13% below the national average of $1,163). Fair market rent ranges from $1,072 for a one-bedroom to $1,210 for a two-bedroom apartment. 63.8% of housing units are owner-occupied. There are 373 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $2,961. 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $97,500 |
| 65% below US avg |
| Zillow ZHVI | $196,965 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,017 |
| 13% below US avg |
| Rent Burden | 23.0% |
HUD Fair Market Rent
| Studio | $966 |
| 1 Bedroom | $1,072 |
| 2 Bedrooms | $1,210 |
| 3 Bedrooms | $1,572 |
| 4 Bedrooms | $1,906 |
Ownership & Property
| Homeownership | 63.8% |
| Owner-Occupied | 63.8% |
| Renter-Occupied | 36.2% |
| Housing Units | 373 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $2,961 |
| 15% below US avg |
| Effective Rate | 3.04% |
In Monroe City, 36.6% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.7% of residents. 33.7% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 22.3% are physically inactive. 27.0% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 7.3% of residents lack health insurance. The primary care physician ratio is 1:1,383. The dentist ratio is 1:1,988. 62.3% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Monroe City vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.6% |
| 14% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.7% |
| Asthma | 11.4% |
| COPD | 7.3% |
| Cancer | 7.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 22.3% |
| Depression | 27.0% |
| Mental Distress | 19.5% |
| Physical Distress | 13.5% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 93.1% |
| Uninsured | 7.3% |
| 15% below US avg |
| Primary Care | 1:1,383 |
| Dentists | 1:1,988 |
| Mental Health | 1:468 |
| Checkup Rate | 77.8% |
| Dental Visits | 61.6% |
| Premature Death | 10,556/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 62.3% |
| Healthcare Facilities | 103 |
Monroe City has a violent crime rate of 451 per 100,000 residents, 19% above the national average of 380. Property crime stands at 5,208 per 100,000, 166% above the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Monroe City receives a safety grade of F.
Crime Rates: Monroe City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 450.7/100K |
| 19% above US avg |
| |
Property Crime
| Total Property | 5,207.8/100K |
| 166% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 9 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monroe City enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winters average 32°F in January while summers reach 77°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.0 inches (wetter than the 38-inch national average). The area receives 9.2 inches of snow annually. Air quality is rated Good with a median AQI of 34. 81% of days have good air quality. The city sits at an elevation of 524 feet.
Temperature
32°F Jan (0°C)
77°F Jul (25°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 32°F (0°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 524 ft (160 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 3,022/sq mi |
| Coordinates | 38.6145°N, 87.3530°W |
| Timezone | America/Indiana/Indianapolis |
| County | Knox County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV)
17 miles away |
Precipitation & Snow
Annual Rainfall
48.0"
26% above US avg
Wettest Month (May)
5.12"
Air Quality
| AQI Median | 34.0 |
| Rating | Good |
| Good Days % | 80.8% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 55.3 / 100 |
| Social Vulnerability | 37.2 / 100 |
| Community Resilience | 84.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
62 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
50 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
48 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
77 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
49 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
92 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
76 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
135 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
53 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
45 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
94 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
125 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
49 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
127 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
138 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
51 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
89 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
46 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
48 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
118 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
479 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 53 fatalities, 848 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
80 km |
6 |
| Jun 2, 1990 |
EF4 |
97 km |
0 |
| Jun 2, 1990 |
EF4 |
74 km |
1 |
| Jun 2, 1990 |
EF4 |
20 km |
6 |
| Jun 2, 1990 |
EF4 |
97 km |
0 |
| Jun 2, 1990 |
EF4 |
88 km |
0 |
| Jan 7, 1989 |
EF4 |
40 km |
0 |
| Jul 9, 2024 |
EF3 |
88 km |
0 |
| Mar 31, 2023 |
EF3 |
93 km |
2 |
| Mar 31, 2023 |
EF3 |
69 km |
6 |
| Feb 28, 2017 |
EF3 |
85 km |
1 |
| May 25, 2011 |
EF3 |
90 km |
0 |
| Mar 8, 2009 |
EF3 |
70 km |
0 |
| Oct 18, 2007 |
EF3 |
95 km |
0 |
| Nov 15, 2005 |
EF3 |
21 km |
0 |
| Nov 6, 2005 |
EF3 |
95 km |
24 |
| May 30, 2004 |
EF3 |
75 km |
1 |
| Sep 20, 2002 |
EF3 |
93 km |
0 |
| Nov 22, 1992 |
EF3 |
93 km |
0 |
| Jun 2, 1990 |
EF3 |
27 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,336 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
UNNAMED |
1,336 |
93 km |
| 2019 |
UNNAMED |
1,057 |
95 km |
| 2021 |
UNNAMED |
959 |
94 km |
| 2014 |
UNNAMED |
910 |
93 km |
| 2019 |
UNNAMED |
892 |
93 km |
| 2024 |
LONG RUN RX |
774 |
91 km |
| 2010 |
RICEVILLE RX |
671 |
69 km |
| 2019 |
UNNAMED |
584 |
91 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (0°C) |
2.6 in |
Coldest, Driest |
| February |
34°F (1°C) |
2.7 in |
|
| March |
44°F (7°C) |
4.1 in |
|
| April |
55°F (13°C) |
4.4 in |
|
| May |
65°F (18°C) |
5.1 in |
Wettest |
| June |
73°F (23°C) |
4.1 in |
|
| July |
77°F (25°C) |
4.5 in |
Warmest |
| August |
75°F (24°C) |
3.8 in |
|
| September |
69°F (20°C) |
3.0 in |
|
| October |
57°F (14°C) |
3.2 in |
|
| November |
45°F (7°C) |
4.2 in |
|
| December |
35°F (1°C) |
3.4 in |
|
Monroe City has a seasonal temperature swing of 45°F / from 32°F in January to 77°F in July. Total annual precipitation is 45.2 inches, with May being the wettest month (5.1") and January the driest (2.6").
Average costs for common services in Monroe City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Monroe City
What is the population of Monroe City?
Monroe City has a population of 816 residents and is located in Indiana. The population density is 3,022 people per square mile, spread across 0.3 square miles. The median age of residents is 33.6 years, which is younger than the national median of 38.9 years. The population is 53.3% female and 46.7% male.
Is Monroe City expensive to live in?
Monroe City is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $70,250, 7% below the national average of $75,149. The median home value is $97,500 (65% below the U.S. median). Renters pay a median of $1,017 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Monroe City safe?
The violent crime rate in Monroe City is 451 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 5,208 per 100,000 (above the national average). Overall, Monroe City receives a safety grade of F based on combined crime data.
What is the weather like in Monroe City?
Monroe City enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winter temperatures average 32°F in January, while summers reach an average of 77°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 48.0 inches, with 9.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 34.
How is the job market in Monroe City?
The job market in Monroe City is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average weekly wage is $980. There are 950 business establishments in the area, including 85 restaurants and food service locations. The average commute time is 24 minutes, and 0.5% of workers work from home.
How much does housing cost in Monroe City?
The median home value in Monroe City is $97,500. Zillow estimates the typical home value at $196,965. For renters, the median monthly rent is $1,017. Fair market rent is $1,072 for a 1-bedroom and $1,210 for a 2-bedroom apartment. The homeownership rate is 63.8%. The average annual property tax is $2,961.
How are the schools in Monroe City?
Schools in Monroe City score 5.7 out of 10 on standardized testing, near the national average. 10.3% of adults in Monroe City hold a bachelor's degree or higher, below the national average of 33.7%. 97.9% have completed high school. 1.2% hold a graduate or professional degree.
How healthy is Monroe City?
The obesity rate in Monroe City is 36.6% (above the national rate of 32.1%). 17.3% of adults are smokers. 22.3% are physically inactive. 27.0% of residents report depression. 7.3% lack health insurance. 62.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,383.
What is transportation like in Monroe City?
The average commute in Monroe City is 24 minutes, shorter than the national average of 28 minutes. 92.8% of workers drive alone to work, and 0.5% work from home.
What are the demographics of Monroe City?
The racial and ethnic makeup of Monroe City is 98.7% White. 99.1% of residents speak only English at home. 4.1% of the population are military veterans. 12.7% of residents have a disability. 93.1% have health insurance coverage.
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