Monroe City, IN

Indiana

Monroe City is a small town in Indiana with a population of 816. Residents earn $70,250 per year, which is 7% below the national average.

3.5 /5.0
B+ Good
816 Population 3,022/sq mi density
$70,250 Median Income $29,424 per capita
$97,500 Home Value $196,965 Zillow
$1,017 Median Rent
56°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$70,250 median income, 0.3% unemployment
A+
Affordability
5.0 / 5.0
$97,500 home value, $1,017/mo rent
D
Education
1.8 / 5.0
10.3% bachelor's degree or higher
Median Income $70,250
7% lower than US avg
Home Value $97,500
65% lower than US avg
Bachelor's+ 10.3%
69% lower than US avg
Median Rent $1,017
13% lower than US avg
Obesity Rate 36.6%
14% higher than US avg
Unemployment 0.3%
92% lower than US avg
Poverty Rate 22.3%
80% higher than US avg

How Monroe City Compares to the U.S. Average (100% = U.S. avg)

People

Population816
Median Age33.6 yrs
Density3,022/mi²
Male / Female47% / 53%
Largest GroupWhite 99%

Economy

B+
Median Income$70,250
Per Capita$29,424
Unemployment0.3%
Poverty22.3%
County GDP$2,502M
Commute24 min

Housing

A+
Home Value$97,500
Rent$1,017
OwnershipN/A
Zillow$196,965

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.6%
UninsuredN/A
Depression27.0%
Heart Disease5.7%

Climate

Avg Temp56°F
AQI34 (Good)
Rain48.0 in/yr
Elevation524 ft

Education

D
Bachelor's+10.3%
High School+97.9%
School Score6.62

Community

2024 VoteR 74% / D 24%
Commute24 min
Libraries3

Is Monroe City a Good Place to Live?

Based on current data, Monroe City receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Monroe City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Monroe City is $70,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.3%. The poverty rate of 22.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Monroe City is $97,500, 65% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,017 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.

Education

10.3% of residents hold a bachelor's degree, below the national average of 33.7%. 97.9% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Monroe City enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. Annual precipitation totals 48.0 inches, including 9.2 inches of snow. Air quality is rated Good with a median AQI of 34.

Monroe City has a population of 816 with a density of 3,022 people per square mile. The median age is 33.6 years, 14% younger than the national median of 38.9. The city is predominantly White (98.7%).

Population

816
Total Population
3,022
People / sq mi
33.6yrs
Median Age
14% below US avg
0.3mi²
Land Area

Gender Distribution

Male 46.7%
Female 53.3%

Race & Ethnicity

Monroe City vs U.S. Average

Language Spoken at Home

English Only99.1%
26% above US avg
Spanish0.9%
93% below US avg

Social Characteristics

Monroe City vs U.S. Average

The median household income in Monroe City is $70,250, which is 7% below the national average of $75,149. The unemployment rate is 0.3% (below the 3.6% US average). 22.3% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Monroe City vs U.S.

Commute Mode

Income

Median HH Income$70,250
7% below US avg
Per Capita Income$29,424
Avg Weekly Wage$980
IRS Avg AGI$61,860

Employment & Poverty

Unemployment0.3%
92% below US avg
Poverty Rate22.3%
80% above US avg
Establishments (County)950
County GDP$2,502M

Business (County)

Restaurants85
Healthcare103
Retail153
Manufacturing35

Tax & Cost of Living

Property Tax (IRS)$2,961
15% below US avg
Effective Tax Rate3.04%

Commute & Transportation

Commute Time23.5 min
Work from Home0.5%

Walkability

The median home value in Monroe City is $97,500, 65% below the national average. Monthly rent averages $1,017 (13% below US avg). Zillow estimates the typical home value at $196,965.

Home Value Sources

Ownership Split

Home Values

Census Median$97,500
65% below US avg
Zillow ZHVI$196,965

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,017
13% below US avg

HUD Fair Market Rent

Studio$966
1 Bedroom$1,072
2 Bedrooms$1,210
3 Bedrooms$1,572
4 Bedrooms$1,906

Ownership & Property

Owner-Occupied63.8%

Property Tax

Avg Tax (IRS)$2,961
15% below US avg
Effective Rate3.04%
In Monroe City, 36.6% of adults are obese (above the 32.1% national rate). 27.0% report depression. 22.3% are physically inactive.

Health Metrics: Monroe City vs U.S. Average (%)

Chronic Conditions

Obesity36.6%
14% above US avg
Diabetes10.4%
Heart Disease5.7%
High Blood Pressure33.7%
Asthma11.4%
COPD7.3%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity22.3%
Depression27.0%
Mental Distress19.5%
Physical Distress13.5%

Healthcare Access

Insurance Rate93.1%
Checkup Rate77.8%
Premature Death10,556/100K

Food & Exercise

Food Environment7.9/10
Exercise Access62.3%
Healthcare Facilities103

Crime Rates: Monroe City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Monroe City has an average annual temperature of 56°F (14°C). Winters average 32°F in January while summers reach 77°F in July. Annual precipitation is 48.0 inches. Air quality is rated Good with a median AQI of 34.

Temperature

32°F Jan (0°C) 77°F Jul (25°C)
Annual Average56.3°F
4% above US avg
January Average32°F (0°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall48.0 inches
26% above US avg
Snowfall9.2 inches/yr

Air Quality

AQI Median34.0
RatingGood
Good Days %80.8%
Unhealthy Days0

Geography

Elevation524 ft (160 m)
Area0.3 sq mi (0.7 km²)
Population Density3,022/sq mi
Coordinates38.6145°N, 87.3530°W
County FIPS18083
It is classified as Nonmetro — Urban 2.5K–20K. 10.3% of residents hold a bachelor's degree or higher (69% below US avg). In the 2024 election, the county voted Republican by a 50.4-point margin.

2024 Presidential Election (County)

R 74.4%
D 24%

Winner: Republican by 50.4 points

Education

Bachelor's Degree+10.3%
69% below US avg
High School+97.9%
School Test Score6.62
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density3,022/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities103
Restaurants85
Retail Stores153

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute23.5 min
Work from Home0.5%

Nearby Cities

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