Median Income
$70,000
7% lower than US avg
Home Value
$145,300
48% lower than US avg
Violent Crime
53/100K
86% lower than US avg
Bachelor's+
20.9%
38% lower than US avg
Median Rent
$670
42% lower than US avg
Obesity Rate
42.0%
31% higher than US avg
Unemployment
0.2%
94% lower than US avg
Poverty Rate
8.6%
31% lower than US avg
How Monroe Compares to the U.S. Average (100% = U.S. avg)
People
Population629
Median Age30.0 yrs
Density925/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Veterans1.7%
Economy
A
Median Income$70,000
Per Capita$28,238
Unemployment0.2%
Poverty8.6%
County GDP$2,318M
Commute19 min
Housing
A+
Home Value$145,300
Rent$670
Ownership79.1%
Zillow$331,535
Housing Units240
Rent Burden18.8%
Crime
F
Violent53/100K
Property2,028/100K
Health
Obesity42.0%
Uninsured11.6%
Smoking21.9%
Depression28.8%
Heart Disease6.8%
Climate
Avg Temp51°F (10°C)
AQI34 (Good)
Rain41.9 in/yr
Sunny Days275/yr
Elevation824 ft (251 m)
Education
C+
Bachelor's+20.9%
High School+93.9%
Graduate+9.1%
School Score6.62
Community
2024 VoteR 75% / D 23%
Commute19 min
Broadband92.7%
EV Stations1
Libraries3
Is Monroe a Good Place to Live?
Based on current data, Monroe receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Monroe offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monroe is $70,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.2%. 8.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Monroe is $145,300, 48% below the national median / offering relatively affordable homeownership. Renters pay a median of $670 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Monroe is a very safe community with a violent crime rate of 53 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,028 per 100,000, near the national average.
Education
20.9% of residents hold a bachelor's degree, below the national average of 33.7%. 93.9% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Monroe experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.9 inches, including 27.8 inches of snow. Air quality is rated Good with a median AQI of 34.
Monroe has a population of 629 with a density of 925 people per square mile, spread across 0.6 square miles. The median age is 30.0 years, 23% younger than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (93.3%), with 1.6% Hispanic. English is the primary language spoken at home by 97.1% of residents. 1.7% of the population are veterans, below the national rate of 6.0%. 4.5% of residents have a disability (below the 13.0% national average). 95.6% have health insurance coverage.
Population
30.0yrs
Median Age
23% below US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
The median household income in Monroe is $70,000, which is 7% below the national average of $75,149. Per capita income is $28,238 (below the $39,052 national figure). The average weekly wage is $951, 34% lower than the U.S. average. The unemployment rate is 0.2% (below the 3.6% US average). 8.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 786 business establishments, including 53 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 6.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,000 |
| 7% below US avg |
| Per Capita Income | $28,238 |
| Avg Weekly Wage | $951 |
| IRS Avg AGI | $70,720 |
| Gini Index | 0.388 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.2% |
| 94% below US avg |
| Poverty Rate | 8.6% |
| 31% below US avg |
| Establishments (County) | 786 |
| County GDP | $2,318M |
Business (County)
| Restaurants | 53 |
| Healthcare | 56 |
| Retail | 132 |
| Manufacturing | 63 |
Tax & Cost of Living
| Property Tax (IRS) | $3,039 |
| 13% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.09% |
Commute & Transportation
| Commute Time | 19.4 min |
| Drive Alone | 80.8% |
| Public Transit | 0.0% |
| Work from Home | 6.1% |
The median home value in Monroe is $145,300, 48% below the national median of $281,900. Zillow estimates the typical home value at $331,535, higher than the Census estimate. Homes sell for 97.5% of their list price. Monthly rent averages $670 (42% below the national average of $1,163). Fair market rent ranges from $1,072 for a one-bedroom to $1,210 for a two-bedroom apartment. 79.1% of housing units are owner-occupied (above the 65.4% national rate). There are 240 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $3,039. 18.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $145,300 |
| 48% below US avg |
| Zillow ZHVI | $331,535 |
Real Estate Market (Redfin)
| $/Sq Ft | $121 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.5% |
| Price Drops | 0.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $670 |
| 42% below US avg |
| Rent Burden | 18.8% |
HUD Fair Market Rent
| Studio | $966 |
| 1 Bedroom | $1,072 |
| 2 Bedrooms | $1,210 |
| 3 Bedrooms | $1,572 |
| 4 Bedrooms | $1,906 |
Ownership & Property
| Homeownership | 79.1% |
| Owner-Occupied | 79.1% |
| Renter-Occupied | 20.9% |
| Housing Units | 240 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $3,039 |
| 13% below US avg |
| Effective Rate | 2.09% |
In Monroe, 42.0% of adults are obese, above the national rate of 32.1%. 12.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.8% of residents, above the national average. 35.4% have high blood pressure. 21.9% are current smokers (above the 14.0% national rate). 17.1% report binge drinking. 28.6% are physically inactive. 28.8% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 11.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,569. The dentist ratio is 1:2,576. 55.6% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Monroe vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.0% |
| 31% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 6.8% |
| High Blood Pressure | 35.4% |
| Asthma | 12.4% |
| COPD | 10.0% |
| Cancer | 7.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 21.9% |
| 56% above US avg |
| Binge Drinking | 17.1% |
| Physical Inactivity | 28.6% |
| Depression | 28.8% |
| Mental Distress | 21.2% |
| Physical Distress | 16.3% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 11.6% |
| 35% above US avg |
| Primary Care | 1:2,569 |
| Dentists | 1:2,576 |
| Mental Health | 1:2,592 |
| Checkup Rate | 76.9% |
| Dental Visits | 52.5% |
| Premature Death | 8,648/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 56 |
Monroe has a violent crime rate of 53 per 100,000 residents, 86% below the national average of 380. Property crime stands at 2,028 per 100,000, 3% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Monroe receives a safety grade of F.
Crime Rates: Monroe vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 53.1/100K |
| 86% below US avg |
| |
Property Crime
| Total Property | 2,027.8/100K |
| 3% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monroe experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 25°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.9 inches. The area receives 27.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 34. 81% of days have good air quality. The city sits at an elevation of 824 feet.
Temperature
25°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 50.8°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 824 ft (251 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 925/sq mi |
| Coordinates | 40.7451°N, 84.9409°W |
| Timezone | America/Indiana/Indianapolis |
| County | Adams County County |
| Nearest Airport | Fort Wayne International (FWA)
21 miles away |
Precipitation & Snow
Annual Rainfall
41.9"
10% above US avg
Wettest Month (Jun)
3.98"
Air Quality
| AQI Median | 34.0 |
| Rating | Good |
| Good Days % | 80.8% |
| Unhealthy Days | 0 |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.1 / 100 |
| Social Vulnerability | 85.2 / 100 |
| Community Resilience | 45.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
141 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
103 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
33 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
60 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
73 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
28 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
26 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
512 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 40 fatalities, 750 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
15 km |
4 |
| Feb 18, 1992 |
EF4 |
31 km |
0 |
| Apr 3, 1974 |
EF4 |
82 km |
1 |
| Apr 11, 1965 |
EF4 |
63 km |
13 |
| Apr 11, 1965 |
EF4 |
65 km |
3 |
| Apr 11, 1965 |
EF4 |
43 km |
4 |
| Mar 6, 1956 |
EF4 |
57 km |
1 |
| Mar 14, 2024 |
EF3 |
70 km |
3 |
| Mar 14, 2024 |
EF3 |
65 km |
1 |
| Mar 31, 2023 |
EF3 |
62 km |
0 |
| May 27, 2019 |
EF3 |
42 km |
0 |
| May 27, 2019 |
EF3 |
95 km |
0 |
| May 27, 2019 |
EF3 |
30 km |
1 |
| Aug 24, 2016 |
EF3 |
45 km |
0 |
| Nov 10, 2002 |
EF3 |
9 km |
0 |
| Oct 24, 2001 |
EF3 |
54 km |
0 |
| Mar 27, 1991 |
EF3 |
88 km |
1 |
| Mar 10, 1986 |
EF3 |
80 km |
0 |
| Apr 3, 1974 |
EF3 |
53 km |
0 |
| Apr 3, 1974 |
EF3 |
87 km |
5 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.9 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
49°F (9°C) |
3.5 in |
|
| May |
60°F (16°C) |
3.7 in |
|
| June |
70°F (21°C) |
4.0 in |
Wettest |
| July |
74°F (23°C) |
3.8 in |
Warmest |
| August |
71°F (22°C) |
3.4 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
53°F (11°C) |
2.5 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Monroe has a seasonal temperature swing of 49°F / from 25°F in January to 74°F in July. Total annual precipitation is 36.2 inches, with June being the wettest month (4.0") and February the driest (1.9").
Average costs for common services in Monroe. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Monroe
What is the population of Monroe?
Monroe has a population of 629 residents and is located in Indiana. The population density is 925 people per square mile, spread across 0.6 square miles. The median age of residents is 30.0 years, which is younger than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Monroe expensive to live in?
Monroe is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $70,000, 7% below the national average of $75,149. The median home value is $145,300 (48% below the U.S. median). Renters pay a median of $670 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Monroe safe?
Monroe is considered a very safe city with a violent crime rate of 53 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,028 per 100,000 (above the national average). Overall, Monroe receives a safety grade of F based on combined crime data.
What is the weather like in Monroe?
Monroe has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.9 inches, with 27.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 34.
How is the job market in Monroe?
The job market in Monroe is very strong, with unemployment at just 0.2% / well below the national rate of 3.6%. The average weekly wage is $951. There are 786 business establishments in the area, including 53 restaurants and food service locations. The average commute time is 19 minutes, and 6.1% of workers work from home.
How much does housing cost in Monroe?
The median home value in Monroe is $145,300. Zillow estimates the typical home value at $331,535. For renters, the median monthly rent is $670. Fair market rent is $1,072 for a 1-bedroom and $1,210 for a 2-bedroom apartment. The homeownership rate is 79.1%. The average annual property tax is $3,039.
How are the schools in Monroe?
Schools in Monroe score 6.6 out of 10 on standardized testing, near the national average. 20.9% of adults in Monroe hold a bachelor's degree or higher, below the national average of 33.7%. 93.9% have completed high school. 9.1% hold a graduate or professional degree.
How healthy is Monroe?
The obesity rate in Monroe is 42.0% (above the national rate of 32.1%). 21.9% of adults are smokers. 28.6% are physically inactive. 28.8% of residents report depression. 11.6% lack health insurance (above the national rate). 55.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,569.
What is transportation like in Monroe?
The average commute in Monroe is 19 minutes, shorter than the national average of 28 minutes. 80.8% of workers drive alone to work, and 6.1% work from home.
What are the demographics of Monroe?
The racial and ethnic makeup of Monroe is 93.3% White, 1.6% Hispanic or Latino. 97.1% of residents speak only English at home. 1.7% of the population are military veterans. 4.5% of residents have a disability. 95.6% have health insurance coverage.
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