Home Value
$39,600
86% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
15.9%
53% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
15.0%
21% higher than US avg
How Montcalm Compares to the U.S. Average (100% = U.S. avg)
People
Population541
Median Age43.9 yrs
Density198/mi²
Male / Female41% / 59%
Largest GroupWhite 90%
Veterans3.4%
Economy
Per Capita$18,958
Unemployment0.0%
Poverty15.0%
County GDP$2,337M
Commute30 min
Housing
Home Value$39,600
Ownership64.1%
Zillow$48,505
Housing Units301
Rent Burden22.2%
Crime
Violent0/100K
Property0/100K
Health
Obesity39.6%
Uninsured9.2%
Smoking21.9%
Depression33.1%
Heart Disease6.7%
Climate
Avg Temp52°F (11°C)
AQI39 (Good)
Rain41.2 in/yr
Sunny Days305/yr
Elevation2,296 ft (700 m)
Education
C
Bachelor's+15.9%
High School+70.4%
Graduate+0.0%
School Score4.75
Community
2024 VoteR 78% / D 21%
Commute30 min
Broadband91.0%
EV Stations1
Libraries3
Is Montcalm a Good Place to Live?
Based on current data, Montcalm receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Montcalm has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 15.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Montcalm is $39,600, 86% below the national median / offering relatively affordable homeownership.
Safety & Crime
Montcalm is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
15.9% of residents hold a bachelor's degree, below the national average of 33.7%. 70.4% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Montcalm experiences four distinct seasons with an average temperature of 52°F. Winters average 32°F in January while summers reach 70°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 34.6 inches of snow. Air quality is rated Good with a median AQI of 39.
Montcalm has a population of 541 with a density of 198 people per square mile, spread across 2.7 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 58.8% female and 41.2% male. The city is predominantly White (89.8%), with 10.2% Hispanic. English is the primary language spoken at home by 100% of residents. 3.4% of the population are veterans, below the national rate of 6.0%. 15.5% of residents have a disability. 89.1% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $18,958 (below the $39,052 national figure). The average weekly wage is $965, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 15.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,682 business establishments, including 114 restaurants. The cost of living index is 89.5, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $18,958 |
| Avg Weekly Wage | $965 |
| IRS Avg AGI | $53,509 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 15.0% |
| 21% above US avg |
| Establishments (County) | 1,682 |
| County GDP | $2,337M |
Business (County)
| Restaurants | 114 |
| Healthcare | 196 |
| Retail | 202 |
| Manufacturing | 46 |
Tax & Cost of Living
| Property Tax (IRS) | $2,279 |
| 35% below US avg |
| Cost of Living | 89.50 (100=avg) |
| Effective Tax Rate | 5.76% |
Commute & Transportation
| Commute Time | 29.5 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Montcalm is $39,600, 86% below the national median of $281,900. Zillow estimates the typical home value at $48,505, higher than the Census estimate. Fair market rent ranges from $766 for a one-bedroom to $945 for a two-bedroom apartment. 64.1% of housing units are owner-occupied. There are 301 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $2,279 (lower than the $3,500 national average). 22.2% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $39,600 |
| 86% below US avg |
| Zillow ZHVI | $48,505 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $714 |
| 1 Bedroom | $766 |
| 2 Bedrooms | $945 |
| 3 Bedrooms | $1,231 |
| 4 Bedrooms | $1,380 |
Ownership & Property
| Homeownership | 64.1% |
| Owner-Occupied | 64.1% |
| Renter-Occupied | 35.9% |
| Housing Units | 301 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $2,279 |
| 35% below US avg |
| Effective Rate | 5.76% |
In Montcalm, 39.6% of adults are obese, above the national rate of 32.1%. 12.7% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 37.6% have high blood pressure. 21.9% are current smokers (above the 14.0% national rate). 16.0% report binge drinking. 31.6% are physically inactive, above the national average. 33.1% report depression (above the 20.0% national average). 23.5% experience frequent mental distress. 9.2% of residents lack health insurance. The primary care physician ratio is 1:1,970. The dentist ratio is 1:2,348. 57.9% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Montcalm vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 12.7% |
| Heart Disease | 6.7% |
| High Blood Pressure | 37.6% |
| Asthma | 12.7% |
| COPD | 9.4% |
| Cancer | 7.3% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 21.9% |
| 56% above US avg |
| Binge Drinking | 16.0% |
| Physical Inactivity | 31.6% |
| Depression | 33.1% |
| Mental Distress | 23.5% |
| Physical Distress | 16.5% |
| Short Sleep | 44.3% |
Healthcare Access
| Insurance Rate | 89.1% |
| Uninsured | 9.2% |
| 7% above US avg |
| Primary Care | 1:1,970 |
| Dentists | 1:2,348 |
| Mental Health | 1:605 |
| Checkup Rate | 78.4% |
| Dental Visits | 50.1% |
| Premature Death | 18,112/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 57.9% |
| Healthcare Facilities | 196 |
Montcalm has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 11 fatal traffic crashes.
Crime Rates: Montcalm vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Montcalm experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 32°F in January while summers reach 70°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.2 inches. The area receives 34.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 39. The city sits at an elevation of 2,296 feet.
Temperature
32°F Jan (-0°C)
70°F Jul (21°C)
| Annual Average | 52.1°F |
| 4% below US avg |
| January Average | 32°F (-0°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 2,296 ft (700 m) |
| Area | 2.7 sq mi (7.1 km²) |
| Population Density | 198/sq mi |
| Coordinates | 37.3522°N, 81.2493°W |
| Timezone | America/New_York |
| County | Mercer County County |
| Nearest Airport | Roanoke/Blacksburg Regional (Woodrum Field) (ROA)
70 miles away |
Precipitation & Snow
Annual Rainfall
41.2"
9% above US avg
Wettest Month (Jul)
4.37"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.2 / 100 |
| Social Vulnerability | 75.7 / 100 |
| Community Resilience | 35.6 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
42 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.6 on Jul 8, 2023.
| Apr 22, 1991 |
14 km ESE of Falling Spring, West Virginia |
M3.5 |
113 km |
| Jun 26, 1995 |
6 km NNW of Trout Dale, Virginia |
M3.4 |
70 km |
| Apr 4, 2010 |
14 km SW of Gassaway, West Virginia |
M3.4 |
142 km |
| Mar 31, 2013 |
West Virginia |
M3.4 |
148 km |
| Feb 12, 1994 |
10 km NNW of Abingdon, Virginia |
M3.4 |
91 km |
| Sep 13, 2017 |
11 km NE of Peterstown, West Virginia |
M3.2 |
50 km |
| Dec 4, 2001 |
9 km W of Alderson, West Virginia |
M3.1 |
60 km |
| Jun 28, 1991 |
4 km ENE of Pratt, West Virginia |
M3.0 |
98 km |
| May 16, 2009 |
2 km NNE of Cave Spring, Virginia |
M3.0 |
111 km |
| Jul 7, 1995 |
3 km NW of Mountain City, Tennessee |
M3.0 |
109 km |
| Aug 25, 2013 |
3 km NNE of Blowing Rock, North Carolina |
M2.9 |
137 km |
| Jan 22, 1995 |
0 km WNW of Pulaski, Virginia |
M2.9 |
53 km |
| Aug 14, 2009 |
4 km ENE of Nickelsville, Virginia |
M2.9 |
119 km |
| Feb 15, 2005 |
12 km NNW of Raven, Virginia |
M2.8 |
62 km |
| Jan 10, 2012 |
14 km WNW of Birch River, West Virginia |
M2.8 |
139 km |
| Jul 4, 2009 |
3 km E of Narrows, Virginia |
M2.8 |
42 km |
| Jul 15, 2021 |
10 km S of Narrows, Virginia |
M2.8 |
40 km |
| May 12, 2017 |
6 km SSW of Narrows, Virginia |
M2.8 |
37 km |
| Jul 6, 2023 |
5 km S of Hillsville, Virginia |
M2.7 |
85 km |
| Aug 18, 2000 |
2 km SSE of Narrows, Virginia |
M2.7 |
117 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Hugo (1989, Cat 1).
| Year |
Name |
Category |
Closest |
| 1989 |
Hugo |
Category 1 |
295 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
64 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 5 fatalities, 120 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2011 |
EF3 |
100 km |
3 |
| Apr 4, 1974 |
EF3 |
35 km |
0 |
| Apr 4, 1974 |
EF3 |
82 km |
1 |
| Apr 4, 1974 |
EF3 |
54 km |
1 |
| Apr 2, 2024 |
EF2 |
84 km |
0 |
| Mar 23, 2022 |
EF2 |
94 km |
0 |
| Oct 7, 2014 |
EF2 |
28 km |
0 |
| Apr 8, 2011 |
EF2 |
52 km |
0 |
| May 8, 2009 |
EF2 |
90 km |
0 |
| May 8, 2009 |
EF2 |
77 km |
0 |
| Jun 22, 1990 |
EF2 |
75 km |
0 |
| May 26, 1990 |
EF2 |
89 km |
0 |
| Aug 21, 1977 |
EF2 |
94 km |
0 |
| Jul 11, 1976 |
EF2 |
66 km |
0 |
| Apr 24, 1975 |
EF2 |
84 km |
0 |
| Jan 25, 1975 |
EF2 |
79 km |
0 |
| Apr 12, 1965 |
EF2 |
14 km |
0 |
| Apr 8, 1965 |
EF2 |
41 km |
0 |
| Feb 25, 1961 |
EF2 |
70 km |
0 |
| Apr 2, 2024 |
EF1 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BRUSHY (61,231 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
BRUSHY |
61,231 |
100 km |
| 1987 |
UNNAMED |
41,794 |
84 km |
| 1987 |
UNNAMED |
32,565 |
95 km |
| 1991 |
KAYFORD MOUNTAIN |
31,509 |
74 km |
| 1987 |
UNNAMED |
27,317 |
98 km |
| 1991 |
WHITE OAK BRANCH |
25,550 |
96 km |
| 1987 |
ELLIS CREEK |
24,070 |
65 km |
| 1991 |
UNNAMED |
22,282 |
82 km |
| 1991 |
TUG RIVER |
20,813 |
86 km |
| 1991 |
BROWNS BRANCH |
17,324 |
71 km |
| 1991 |
HUFF CREEK |
15,190 |
61 km |
| 1987 |
RUCKERS BRANCH |
14,744 |
91 km |
| 1991 |
ROLLINS BRANCH |
14,435 |
56 km |
| 1991 |
GAULEY MTN |
13,113 |
92 km |
| 1991 |
ROCK HOUSE BRANCH |
13,056 |
99 km |
| 1991 |
TOMS BRANCH |
11,849 |
84 km |
| 1991 |
UNNAMED |
11,117 |
90 km |
| 1991 |
BRUSHY FORK |
10,704 |
66 km |
| 1991 |
LEFT FORK |
10,196 |
99 km |
| 1991 |
CANE ROCK |
9,017 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.9 in |
Coldest, Driest |
| February |
33°F (1°C) |
3.0 in |
|
| March |
42°F (5°C) |
3.6 in |
|
| April |
50°F (10°C) |
3.6 in |
|
| May |
59°F (15°C) |
4.2 in |
|
| June |
66°F (19°C) |
3.5 in |
|
| July |
70°F (21°C) |
4.4 in |
Warmest, Wettest |
| August |
69°F (20°C) |
3.6 in |
|
| September |
63°F (17°C) |
3.3 in |
|
| October |
52°F (11°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.0 in |
|
| December |
35°F (2°C) |
3.2 in |
|
Montcalm has a seasonal temperature swing of 38°F / from 32°F in January to 70°F in July. Total annual precipitation is 41.0 inches, with July being the wettest month (4.4") and January the driest (2.9").
Average costs for common services in Montcalm. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$224 ($134–$358) |
| Specialist Visit |
$313 ($179–$492) |
| Urgent Care Visit |
$179 ($90–$313) |
| Emergency Room Visit |
$1,969 ($716–$4,475) |
| Dental Cleaning |
$116 ($67–$179) |
| Dental Filling |
$224 ($134–$358) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$67) |
| Oil Change (Synthetic) |
$67 ($45–$107) |
| Brake Pad Replacement |
$269 ($134–$448) |
| Tire Rotation |
$36 ($18–$67) |
| New Tires (Set of 4) |
$537 ($358–$895) |
| Battery Replacement |
$179 ($90–$313) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$134) |
| Electrician (Per Hour) |
$81 ($45–$125) |
| HVAC Repair |
$358 ($134–$716) |
| HVAC System Install |
$6,265 ($3,580–$10,740) |
| Roof Repair |
$895 ($358–$1,790) |
| Roof Replacement |
$8,055 ($4,923–$13,425) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,343 ($448–$3,133) |
| Divorce (Contested) |
$13,425 ($4,475–$26,850) |
| DUI Defense |
$4,475 ($1,790–$8,950) |
| Bankruptcy (Chapter 7) |
$1,343 ($716–$2,685) |
| Will Preparation |
$448 ($179–$895) |
| Trust Preparation |
$2,238 ($895–$4,475) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$49 ($27–$90) |
| Hair Coloring (Full) |
$134 ($67–$224) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$36 ($22–$58) |
| Massage (1 Hour) |
$72 ($45–$116) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.67 ($2.69–$4.92) |
| Dozen Eggs (per dozen) |
$3.13 ($2.24–$4.48) |
| Loaf of Bread |
$3.40 ($2.24–$4.92) |
| Chicken Breast (per lb) |
$4.03 ($2.69–$5.82) |
| Ground Beef (per lb) |
$4.92 ($3.58–$6.71) |
| Rice (per lb) |
$0.90 ($0.54–$1.61) |
View all 20 services
Utilities
| Electricity (Monthly) |
$125 ($72–$224) |
| Natural Gas (Monthly) |
$63 ($27–$134) |
| Water/Sewer (Monthly) |
$63 ($36–$107) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$58 ($27–$90) |
| Cable TV (Monthly) |
$76 ($45–$134) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$179 ($67–$448) |
| Car Insurance (Annual) |
$1,790 ($1,074–$3,133) |
| Bus Pass (Monthly) |
$63 ($27–$116) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.16–$22) |
| Car Registration (Annual) |
$90 ($27–$224) |
| Driver's License Renewal |
$27 ($13–$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,074 ($537–$2,238) |
| Daycare (Toddler, Monthly) |
$895 ($448–$1,790) |
| After-School Care (Monthly) |
$358 ($179–$627) |
| Tutoring (Per Hour) |
$45 ($22–$90) |
| SAT/ACT Prep Course |
$895 ($358–$2,238) |
| Private School (K-12, Annual) |
$11,188 ($4,475–$26,850) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$179) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$67) |
| Dog Spay/Neuter |
$269 ($134–$448) |
| Cat Spay/Neuter |
$179 ($90–$358) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $729 |
| Toddler | $693 |
| Preschool | $715 |
| Family Childcare (monthly) |
| Infant | $670 |
| Toddler | $584 |
| Preschool | $584 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montcalm
What is the population of Montcalm?
Montcalm has a population of 541 residents and is located in West Virginia. The population density is 198 people per square mile, spread across 2.7 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 58.8% female and 41.2% male.
Is Montcalm expensive to live in?
Montcalm is more affordable than the national average, with a cost of living index of 89.5 / below the baseline of 100. The median home value is $39,600 (86% below the U.S. median).
Is Montcalm safe?
Montcalm is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Montcalm?
Montcalm has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 32°F in January, while summers reach an average of 70°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 41.2 inches, with 34.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Montcalm?
The job market in Montcalm is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $965. There are 1,682 business establishments in the area, including 114 restaurants and food service locations. The average commute time is 30 minutes, and 0.0% of workers work from home.
How much does housing cost in Montcalm?
The median home value in Montcalm is $39,600. Zillow estimates the typical home value at $48,505. The homeownership rate is 64.1%. The average annual property tax is $2,279.
How are the schools in Montcalm?
Schools in Montcalm have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 15.9% of adults in Montcalm hold a bachelor's degree or higher, below the national average of 33.7%. 70.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Montcalm?
The obesity rate in Montcalm is 39.6% (above the national rate of 32.1%). 21.9% of adults are smokers. 31.6% are physically inactive. 33.1% of residents report depression. 9.2% lack health insurance. 57.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,970.
What is transportation like in Montcalm?
The average commute in Montcalm is 30 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Montcalm?
The racial and ethnic makeup of Montcalm is 89.8% White, 10.2% Hispanic or Latino. 100% of residents speak only English at home. 3.4% of the population are military veterans. 15.5% of residents have a disability. 89.1% have health insurance coverage.
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