At a Glance
Median Income
$42,402
$18,507 per capita
Home Value
$130,600
Zillow: $281,635
Median Rent
$688/mo
30.8% of income on rent
Violent Crime
312/100K
1,766/100K property
Bachelor's Degree+
8.2%
71.0% high school+
Unemployment
1.2%
17.5% poverty rate
Obesity Rate
42.6%
22.0% smoking rate
Avg Temperature
56°F
298 sunny days/yr
How Monterey Compares to the U.S. Average
Each bar shows Monterey's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Monterey a Good Place to Live?
C+
2.7 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Monterey residents earn a median household income of $42,402 , which is 44% below the national average of $75,149.
Per capita income is $18,507. The unemployment rate stands at 1.2% (67% below the U.S. rate of 3.6%). 17.5% of residents live below the poverty line. The area is home to 2,565 business establishments, including 225 restaurants.
Housing & Cost of Living
The median home value in Monterey is $130,600 , 54% below the national median of $281,900.
Zillow estimates the typical home at $281,635. Median rent is $688/month, with 30.8% of renters spending more than 30% of income on housing. The cost of living index is 91.9 (100 = national average). The median home was built in 1976.
Safety & Crime
Monterey reports 312 violent crimes per 100,000 residents
, which is 18% below the national average of 380/100K.
Property crime is 1,766/100K. The murder rate is 0.0/100K.
Education
8.2% of adults in Monterey hold a bachelor's degree or higher
(76% below the national average).
71.0% have completed high school. Local schools score 5.4/10 in standardized testing.
Climate & Weather
Monterey has an average annual temperature of 56°F (14°C).
Winters average 35°F in January while summers reach 75°F in July. The area gets 298 sunny days per year. Annual precipitation totals 64.3 inches. Air quality is rated Good with a median AQI of 40.
Data Overview
People
Population2,751
Median Age27.1 yrs
Density908/mi²
Male / Female48% / 53%
Foreign Born13.6%
Veterans6.1%
Economy
B
Median Income$42,402
Per Capita$18,507
Unemployment1.2%
Poverty17.5%
County GDP$5,269M
Avg Weekly Wage$968
Housing
A+
Home Value$130,600
Rent$688
Ownership60.1%
Zillow$281,635
Housing Units1,029
Rent Burden30.8%
Crime
F
Violent312/100K
Property1,766/100K
Murder0.0/100K
Assault312/100K
Burglary485/100K
Health
Obesity42.6%
Diabetes14.3%
Smoking22.0%
Heart Disease7.3%
Premature Death10,996/100K
Climate
Avg Temp56°F
Sunny Days298/yr
Rain64.3 in/yr
AQI40 (Good)
Elevation1,878 ft
Education
D
Bachelor's+8.2%
High School+71.0%
Graduate+2.9%
School Score5.4/10
Community
2024 VoteR 73% / D 26%
Commute22 min
Broadband81.3%
Internet Speed122 Mbps
EV Stations1
Libraries4
Did You Know?
Monterey was founded in 1893.
The median home in Monterey was built in 1976.
The nearest airport is Lake Cumberland Regional (72 miles).
The Gini coefficient (income inequality) is 0.453 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
17.4% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 122 Mbps.
There are 225 restaurants in the area.
The county recorded 18 fatal vehicle crashes.
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