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Monterey, TN
Full City Profile · Tennessee · Putnam County County
2.7
/5.0
C+
Fair
2,751
Population
908/sq mi density
$42,402
Median Income
$18,507 per capita
$130,600
Home Value
$281,635 Zillow
$688
Median Rent
30.8% income on rent
56°F
Avg Temperature
298 sunny days/yr
312
Violent Crime/100K
1,766 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$42,402 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$130,600 home value, $688/mo rent
F
Safety
1.0 / 5.0
312 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher
Income Overview
Median Household Income
$42,402
44% below
US avg: $75,149
Per Capita Income
$18,507
53% below
US avg: $39,052
Unemployment Rate
1.2%
67% below
US avg: 3.6%
Poverty Rate
17.5%
41% above
US avg: 12.4%
Income Comparison: Monterey vs. U.S. Average
Each bar shows Monterey’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$42,402
56%
Per Capita
US: $39,052
$18,507
47%
IRS Avg AGI
US: $72,000
$72,519
101%
Avg Weekly Wage
US: $1,432
$968
68%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$968
32% below US avg ($1,432)
Mean Commute Time
22 min
22% below US avg (28 min)
Work From Home
3.6%
76% below US avg (15.2%)
Drive Alone
82.5%
13% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$5,269M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
82.5%
Public Transit
0%
Work From Home
3.6%
Other
13.9%
Average commute time
22 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,565
Restaurants
225
Healthcare
254
Retail
352
Manufacturing
109
Tax & Financial
IRS Avg Adjusted Gross Income
$72,519
1% above US avg ($72,000)
Avg Property Tax
$3,811
9% above US avg ($3,500)
Cost of Living Index
91.9
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $42,402 |
| Per Capita Income | $18,507 |
| IRS Avg Adjusted Gross Income | $72,519 |
| Avg Weekly Wage | $968 |
| County GDP | $5,269M |
Hardship Indicators
| Unemployment Rate | 1.2% |
| Poverty Rate | 17.5% |
| Gini Coefficient | 0.453 |
| Cost of Living Index | 91.9 |
Commute
| Mean Commute | 22 minutes |
| Drive Alone | 82.5% |
| Public Transit | 0.0% |
| Work From Home | 3.6% |
Businesses
| Total Establishments | 2,565 |
| Restaurants | 225 |
| Healthcare | 254 |
| Retail | 352 |
| Manufacturing | 109 |
Tax
| IRS Avg AGI | $72,519 |
| Avg Property Tax | $3,811 |