Monterey, TN

Full City Profile · Tennessee · Putnam County County

2.7 /5.0
C+ Fair
2,751 Population 908/sq mi density
$42,402 Median Income $18,507 per capita
$130,600 Home Value $297,671 Zillow
$688 Median Rent 30.8% income on rent
56°F Avg Temperature
364 Violent Crime/100K 1,311 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$42,402 median income, 2.0% unemployment
A+
Affordability
5.0 / 5.0
$130,600 home value, $688/mo rent
F
Safety
1.0 / 5.0
364 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher
Monterey enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 35°F in January while summers reach 75°F in July. Annual precipitation totals 64.3 inches. The area receives 16.0 inches of snow annually. Air quality is rated Good with a median AQI of 32.

Temperature

35°F Jan (2°C) 75°F Jul (24°C)
Annual Average56.4°F
4% above US avg
January Average35°F (2°C)
July Average75°F (24°C)

Geography

Elevation1,878 ft (572 m)
Area3.1 sq mi (7.9 km²)
Population Density908/sq mi
Coordinates36.1446°N, 85.2643°W
TimezoneAmerica/Chicago
CountyPutnam County County
Nearest AirportLake Cumberland Regional (SME)
72 miles away

Precipitation & Snow

Annual Rainfall 64.3"
69% above US avg
Snowfall 16.0"
Wettest Month (Dec) 6.69"
Driest Month (Oct) 3.80"

Air Quality

AQI Median32.0
RatingGood
Good Days %83.7%
Unhealthy Days0

Air Pollutants (EPA 2023)

PM2.5 (Fine Particles)7.7 μg/m³

Natural Hazard Risk

Overall RiskRelatively Low
Risk Score65.8 / 100
Social Vulnerability43.0 / 100
Community Resilience47.8 / 100

Hazard Breakdown

Tornado Relatively Moderate
Hurricane Very Low
Earthquake Relatively Low
Wildfire Very Low
Flood Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Heat Wave Very Low
Winter Weather Relatively Moderate
Lightning Relatively High
Ice Storm Relatively Moderate
Drought Very Low
Cold Wave Relatively Moderate
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

150 earthquakes (M2.5+) within 150 km since 1990. Strongest: M4.1. Most recent: M2.5 on Aug 19, 2025.

May 10, 2025 21 km SE of Greenback, Tennessee M4.1 133 km
Jan 20, 2020 2 km NE of Fincastle, Tennessee M3.8 115 km
Jul 5, 1995 12 km ESE of Tellico Plains, Tennessee M3.7 134 km
Sep 17, 2004 8 km ESE of Corbin, Kentucky M3.7 143 km
Jun 17, 1998 9 km SSE of Coalfield, Tennessee M3.6 82 km
Jun 19, 2007 10 km ENE of Spencer, Tennessee M3.5 40 km
Jul 19, 1997 12 km E of Cohutta, Georgia M3.5 139 km
Mar 5, 2019 7 km NE of Maynardville, Tennessee M3.4 138 km
Apr 20, 2010 4 km SW of Maryville, Tennessee M3.3 123 km
Apr 11, 2006 5 km NE of Etowah, Tennessee M3.3 112 km
Mar 18, 1995 10 km SE of Dayton, Tennessee M3.3 86 km
Aug 31, 2009 2 km NNE of Friendsville, Tennessee M3.3 110 km
Apr 5, 1994 10 km N of Trenton, Georgia M3.2 132 km
Aug 1, 2009 8 km ENE of Ducktown, Tennessee M3.2 149 km
Jan 27, 2009 4 km NE of Williamsburg, Kentucky M3.2 123 km
Mar 21, 2001 7 km ESE of Trenton, Georgia M3.2 145 km
May 10, 2006 3 km WNW of Madisonville, Tennessee M3.2 104 km
Mar 7, 2001 5 km WNW of Decatur, Tennessee M3.2 78 km
Mar 7, 2001 6 km NW of Decatur, Tennessee M3.2 76 km
May 10, 2020 7 km SSE of Sewanee, Tennessee M3.1 125 km
Source: USGS (M2.5+, 1990-2025)

Tornado History

326 tornadoes (EF0+) within 100 km since 1950. Strongest: EF4. Total: 121 fatalities, 1,065 injuries.

Date Rating Distance Fatalities
Mar 3, 2020 EF4 36 km 19
Apr 27, 2011 EF4 91 km 4
Apr 3, 1974 EF4 20 km 7
Apr 3, 1974 EF4 57 km 10
Apr 3, 1974 EF4 69 km 0
Apr 3, 1974 EF4 45 km 5
Apr 3, 1974 EF4 30 km 10
May 2, 1953 EF4 82 km 4
Feb 6, 2008 EF3 94 km 4
Feb 5, 2008 EF3 100 km 22
Nov 10, 2002 EF3 61 km 7
Nov 10, 2002 EF3 31 km 4
Apr 16, 1998 EF3 44 km 0
Mar 28, 1997 EF3 91 km 0
May 18, 1995 EF3 39 km 0
Apr 15, 1994 EF3 95 km 1
Feb 21, 1993 EF3 92 km 0
Feb 21, 1993 EF3 84 km 1
Feb 21, 1993 EF3 30 km 0
Apr 20, 1986 EF3 77 km 0
Source: NOAA SPC (EF0+, 1950-2024)

Wildfire History

20 wildfires (100+ acres) within 100 km. Largest: UNNAMED (11,663 ac, 1987).

Year Name Acres Distance
1987 UNNAMED 11,663 80 km
2000 UNNAMED 8,064 88 km
1987 K-T FIRE 6,372 95 km
1987 UNNAMED 5,973 94 km
2000 UNNAMED 5,371 80 km
2003 UNNAMED 4,675 52 km
2001 UNNAMED 4,635 29 km
2001 UNNAMED 4,213 97 km
1987 UNNAMED 3,854 84 km
2009 GOBBLERS KNOB B 3,851 68 km
2021 UNNAMED 3,571 99 km
2000 UNNAMED 3,539 58 km
2016 WHITE OAK CIRCLE 3,182 62 km
2016 SR116-DEVONIA 3,077 77 km
2016 UNNAMED 2,835 98 km
2000 UNNAMED 2,793 81 km
1999 PIGSKIN 2,712 99 km
1999 UNNAMED 2,638 76 km
2000 UNNAMED 2,355 44 km
2000 DARROW RDG 2,265 52 km
Source: NIFC/IRWIN (100+ acres)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 35°F (2°C) 5.7 in Coldest
February 39°F (4°C) 5.8 in
March 47°F (8°C) 6.0 in
April 56°F (14°C) 5.8 in
May 65°F (18°C) 5.4 in
June 72°F (22°C) 5.5 in
July 75°F (24°C) 5.6 in Warmest
August 74°F (24°C) 4.5 in
September 69°F (20°C) 4.8 in
October 58°F (14°C) 3.8 in Driest
November 47°F (8°C) 4.7 in
December 39°F (4°C) 6.7 in Wettest

Monterey has a seasonal temperature swing of 40°F / from 35°F in January to 75°F in July. Total annual precipitation is 64.3 inches, with December being the wettest month (6.7") and October the driest (3.8").

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