Montezuma, IN

Indiana · Metropolitan Area

Montezuma is a small town in Indiana with a population of 900. Residents earn $43,750 per year, which is 42% below the national average.

3.3 /5.0
B Good
900 Population 1,475/sq mi density
$43,750 Median Income $26,754 per capita
$65,300 Home Value $122,292 Zillow
$925 Median Rent 42.7% income on rent
52°F Avg Temperature
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$43,750 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$65,300 home value, $925/mo rent
D
Education
1.5 / 5.0
6.6% bachelor's degree or higher
Median Income $43,750
42% lower than US avg
Home Value $65,300
77% lower than US avg
Bachelor's+ 6.6%
80% lower than US avg
Median Rent $925
20% lower than US avg
Obesity Rate 42.9%
34% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 13.0%
5% higher than US avg

How Montezuma Compares to the U.S. Average (100% = U.S. avg)

People

Population900
Median Age38.9 yrs
Density1,475/mi²
Male / Female48% / 52%
Largest GroupWhite 84%
Veterans9.0%

Economy

B+
Median Income$43,750
Per Capita$26,754
Unemployment1.4%
Poverty13.0%
County GDP$1,134M
Commute22 min

Housing

A+
Home Value$65,300
Rent$925
OwnershipN/A
Zillow$122,292
Rent Burden42.7%

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.9%
UninsuredN/A
Depression28.2%
Heart Disease7.2%

Climate

Avg Temp52°F
AQI41 (Good)
Rain47.4 in/yr
Elevation516 ft

Education

D
Bachelor's+6.6%
High School+82.0%
School Score6.01

Community

2024 VoteR 71% / D 27%
Commute22 min
Broadband76.5%
Libraries2

Is Montezuma a Good Place to Live?

Based on current data, Montezuma receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Montezuma offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Montezuma is $43,750, 42% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 13.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Montezuma is $65,300, 77% below the national median — offering relatively affordable homeownership. Renters pay a median of $925 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.

Education

6.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Montezuma experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 47.4 inches, including 13.0 inches of snow. Air quality is rated Good with a median AQI of 41.

Montezuma has a population of 900 with a density of 1,475 people per square mile. The median age is 38.9 years, 0% younger than the national median of 38.9. The city is predominantly White (83.7%), with 2.2% Black.

Population

900
Total Population
1,475
People / sq mi
38.9yrs
Median Age
0% below US avg
0.6mi²
Land Area

Gender Distribution

Male 48.1%
Female 51.9%

Race & Ethnicity

Montezuma vs U.S. Average

Language Spoken at Home

English Only95.6%
22% above US avg
Spanish4.4%
67% below US avg

Social Characteristics

Montezuma vs U.S. Average

The median household income in Montezuma is $43,750, which is 42% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 13.0% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Montezuma vs U.S.

Commute Mode

Income

Median HH Income$43,750
42% below US avg
Per Capita Income$26,754
Avg Weekly Wage$1,124
IRS Avg AGI$59,038

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate13.0%
5% above US avg
Establishments (County)294
County GDP$1,134M

Business (County)

Restaurants28
Healthcare24
Retail47
Manufacturing13

Tax & Cost of Living

Property Tax (IRS)$2,750
21% below US avg
Effective Tax Rate4.21%

Commute & Transportation

Commute Time22.2 min
Drive Alone81.7%
Public Transit0.0%
Work from Home3.4%

Walkability

The median home value in Montezuma is $65,300, 77% below the national average. Monthly rent averages $925 (20% below US avg). Zillow estimates the typical home value at $122,292.

Home Value Sources

Ownership Split

Home Values

Census Median$65,300
77% below US avg
Zillow ZHVI$122,292
Median List Price$119,900

Real Estate Market (Redfin)

Median List Price$119,900
$/Sq Ft$82
Homes Sold1
Sale-to-List Ratio92.4%
Price Drops0.0%
Inventory3

Rental Costs

Census Median Rent$925
20% below US avg
Rent Burden42.7%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied72.0%

Property Tax

Avg Tax (IRS)$2,750
21% below US avg
Effective Rate4.21%
In Montezuma, 42.9% of adults are obese (above the 32.1% national rate). 28.2% report depression. 29.7% are physically inactive.

Health Metrics: Montezuma vs U.S. Average (%)

Chronic Conditions

Obesity42.9%
34% above US avg
Diabetes12.7%
Heart Disease7.2%
High Blood Pressure37.1%
Asthma12.1%
COPD10.0%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity29.7%
Depression28.2%
Mental Distress21.1%
Physical Distress16.1%

Healthcare Access

Insurance Rate88.8%
Checkup Rate76.8%
Premature Death10,157/100K

Food & Exercise

Food Environment7.8/10
Exercise Access55.6%
Healthcare Facilities24

Crime Rates: Montezuma vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Montezuma has an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 47.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

27°F Jan (-3°C) 74°F Jul (23°C)
Annual Average52.0°F
4% below US avg
January Average27°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall47.4 inches
25% above US avg
Snowfall13.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation516 ft (157 m)
Area0.6 sq mi (1.6 km²)
Population Density1,475/sq mi
Coordinates39.7910°N, 87.3694°W
County FIPS18165
It is classified as Metro — under 250K. 6.6% of residents hold a bachelor's degree or higher (80% below US avg). In the 2024 election, the county voted Republican by a 44.7-point margin. 76.5% of households have broadband internet.

2024 Presidential Election (County)

R 71.3%
D 26.6%

Winner: Republican by 44.7 points

Education

Bachelor's Degree+6.6%
80% below US avg
High School+82.0%
School Test Score6.01
D Education Grade (1.5/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,475/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Broadband Access76.5%
Public Libraries2
Healthcare Facilities24
Restaurants28
Retail Stores47

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute22.2 min
Drive Alone81.7%
Public Transit0.0%
Work from Home3.4%

Nearby Cities

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