Montpelier, IA

Iowa · Metropolitan Area

Montpelier is a small town in Iowa with a population of 228. Residents earn $69,186 per year, which is 8% below the national average.

3.6 /5.0
B+ Good
228 Population 465/sq mi density
$69,186 Median Income $33,662 per capita
$253,500 Home Value
N/A Median Rent
51°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$69,186 median income, 0.0% unemployment
A+
Affordability
4.6 / 5.0
$253,500 home value
D
Education
1.9 / 5.0
11.4% bachelor's degree or higher
Median Income $69,186
8% lower than US avg
Home Value $253,500
10% lower than US avg
Bachelor's+ 11.4%
66% lower than US avg
Obesity Rate 39.2%
22% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 3.5%
72% lower than US avg

How Montpelier Compares to the U.S. Average (100% = U.S. avg)

People

Population228
Median Age58.9 yrs
Density465/mi²
Male / Female61% / 40%
Largest GroupWhite 100%
Veterans4.4%

Economy

A
Median Income$69,186
Per Capita$33,662
Unemployment0.0%
Poverty3.5%
County GDP$12,607M
Commute19 min

Housing

A+
Home Value$253,500
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity39.2%
UninsuredN/A
Depression20.8%
Heart Disease5.2%

Climate

Avg Temp51°F
AQI43 (Good)
Rain38.3 in/yr
Elevation601 ft

Education

D
Bachelor's+11.4%
High School+75.2%
School Score5.73

Community

2024 VoteR 44% / D 54%
Commute19 min
Broadband83.9%
Libraries11

Is Montpelier a Good Place to Live?

Based on current data, Montpelier receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Montpelier offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Montpelier is $69,186, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 3.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Montpelier is $253,500, 10% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Education

11.4% of residents hold a bachelor's degree, below the national average of 33.7%. 75.2% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Montpelier experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 76°F in July. Annual precipitation totals 38.3 inches, including 36.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Montpelier has a population of 228 with a density of 465 people per square mile. The median age is 58.9 years, 51% older than the national median of 38.9. The city is predominantly White (100%).

Population

228
Total Population
465
People / sq mi
58.9yrs
Median Age
51% above US avg
0.5mi²
Land Area

Gender Distribution

Male 60.5%
Female 39.5%

Race & Ethnicity

Montpelier vs U.S. Average

Language Spoken at Home

English Only93.0%
18% above US avg
Spanish7.0%
48% below US avg

Social Characteristics

Montpelier vs U.S. Average

The median household income in Montpelier is $69,186, which is 8% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 3.5% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Montpelier vs U.S.

Commute Mode

Income

Median HH Income$69,186
8% below US avg
Per Capita Income$33,662
Avg Weekly Wage$1,391
IRS Avg AGI$65,635

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate3.5%
72% below US avg
Establishments (County)2,880
County GDP$12,607M

Business (County)

Restaurants375
Healthcare405
Retail411
Manufacturing124

Tax & Cost of Living

Property Tax (IRS)$6,655
90% above US avg
Effective Tax Rate2.63%

Commute & Transportation

Commute Time18.6 min
Drive Alone58.7%
Public Transit0.0%
Work from Home41.3%

Walkability

The median home value in Montpelier is $253,500, 10% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$253,500
10% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied83.9%

Property Tax

Avg Tax (IRS)$6,655
90% above US avg
Effective Rate2.63%
In Montpelier, 39.2% of adults are obese (above the 32.1% national rate). 20.8% report depression. 25.0% are physically inactive.

Health Metrics: Montpelier vs U.S. Average (%)

Chronic Conditions

Obesity39.2%
22% above US avg
Diabetes9.2%
Heart Disease5.2%
High Blood Pressure28.9%
Asthma10.1%
COPD5.5%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking23.6%
Physical Inactivity25.0%
Depression20.8%
Mental Distress17.7%
Physical Distress11.8%

Healthcare Access

Insurance Rate100.0%
Checkup Rate74.6%
Premature Death8,429/100K

Food & Exercise

Food Environment8.0/10
Exercise Access90.5%
Healthcare Facilities405

Crime Rates: Montpelier vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Montpelier has an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 76°F in July. Annual precipitation is 38.3 inches. Air quality is rated Good with a median AQI of 43.

Temperature

23°F Jan (-5°C) 76°F Jul (24°C)
Annual Average51.2°F
5% below US avg
January Average23°F (-5°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall38.3 inches
1% above US avg
Snowfall36.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation601 ft (183 m)
Area0.5 sq mi (1.3 km²)
Population Density465/sq mi
Coordinates41.4614°N, 90.8114°W
County FIPS17161
It is classified as Metro — 250K–1M. 11.4% of residents hold a bachelor's degree or higher (66% below US avg). In the 2024 election, the county voted Democrat by a 9.6-point margin. 83.9% of households have broadband internet.

2024 Presidential Election (County)

R 44.4%
D 53.9%

Winner: Democrat by 9.6 points

Education

Bachelor's Degree+11.4%
66% below US avg
High School+75.2%
School Test Score5.73
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density465/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access83.9%
Public Libraries11
Healthcare Facilities405
Restaurants375
Retail Stores411

Safety & Disasters

Fatal Crashes (County/yr)11

Commute & Transportation

Avg Commute18.6 min
Drive Alone58.7%
Public Transit0.0%
Work from Home41.3%

Nearby Cities

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