Morro Bay, CA

Full City Profile · California · San Luis Obispo County County

2.7 /5.0
C+ Fair
10,717 Population 2,007/sq mi density
$92,553 Median Income $59,411 per capita
$864,900 Home Value $935,118 Zillow
$1,820 Median Rent 30.7% income on rent
60°F Avg Temperature
294 Violent Crime/100K 836 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$92,553 median income, 8.4% unemployment
F
Affordability
1.4 / 5.0
$864,900 home value, $1,820/mo rent
F
Safety
1.0 / 5.0
294 violent crimes/100K
A+
Education
4.7 / 5.0
46.4% bachelor's degree or higher

Morro Bay, CA

At a Glance

Median Income
$92,553
23% above
$59,411 per capita
Home Value
$864,900
207% above
Zillow: $935,118
Median Rent
$1,820/mo
56% above
30.7% of income on rent
Violent Crime
294/100K
23% below
836/100K property
Bachelor's Degree+
46.4%
38% above
93.9% high school+
Unemployment
8.4%
133% above
5.7% poverty rate
Obesity Rate
26.1%
19% below
10.1% smoking rate
Avg Temperature
60°F

How Morro Bay Compares to the U.S. Average

Each bar shows Morro Bay's value as a percentage of the national average (100% = U.S. avg)

Income
123%
Home Value
307%
Rent
156%
Poverty
46%
Bachelor's
138%
Unemployment
233%
Crime
77%
Thin vertical line = U.S. national average (100%)

Is Morro Bay a Good Place to Live?

C+
2.7 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Morro Bay residents earn a median household income of $92,553 , which is 23% above the national average of $75,149. Per capita income is $59,411. The unemployment rate stands at 8.4% (133% above the U.S. rate of 3.6%). 5.7% of residents live below the poverty line. The area is home to 11,662 business establishments, including 1,072 restaurants.

Housing & Cost of Living

The median home value in Morro Bay is $864,900 , 207% above the national median of $281,900. Zillow estimates the typical home at $935,118. Median rent is $1,820/month, with 30.7% of renters spending more than 30% of income on housing. The cost of living index is 110.7 (100 = national average). The median home was built in 1971.

Safety & Crime

Morro Bay reports 294 violent crimes per 100,000 residents , which is 23% below the national average of 380/100K. Property crime is 836/100K.

Education

46.4% of adults in Morro Bay hold a bachelor's degree or higher (38% above the national average). 93.9% have completed high school. Local schools score 5.4/10 in standardized testing.

Climate & Weather

Morro Bay has an average annual temperature of 60°F (15°C). Winters average 56°F in January while summers reach 62°F in July. Annual precipitation totals 17.0 inches. Air quality is rated Good with a median AQI of 49.

Data Overview

People

Population10,717
Median Age52.9 yrs
Density2,007/mi²
Male / Female49% / 51%
Foreign Born5.8%
Veterans10.9%

Economy

B+
Median Income$92,553
Per Capita$59,411
Unemployment8.4%
Poverty5.7%
County GDP$24,505M
Avg Weekly Wage$1,179

Housing

F
Home Value$864,900
Rent$1,820
Ownership60.5%
Zillow$935,118
Housing Units6,086
Rent Burden30.7%

Crime

F
Violent294/100K
Property836/100K

Health

Obesity26.1%
Diabetes7.6%
Smoking10.1%
Heart Disease4.6%
Premature Death6,206/100K

Climate

Avg Temp60°F
Rain17.0 in/yr
AQI49 (Good)
Elevation1 ft

Education

A+
Bachelor's+46.4%
High School+93.9%
Graduate+18.8%
School Score5.4/10

Community

2024 VoteR 43% / D 54%
Commute21 min
Broadband93.2%
Internet Speed94 Mbps
EV Stations2
Libraries17

Did You Know?

Morro Bay was founded in 1870.
The median home in Morro Bay was built in 1971.
The nearest airport is San Luis Obispo County Regional (19 miles).
The Gini coefficient (income inequality) is 0.472 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
17.0% of the population has a disability.
There are 1,072 restaurants in the area.
The county recorded 33 fatal vehicle crashes.
91 declared natural disasters on record.