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Morro Bay, CA
Full City Profile · California · San Luis Obispo County County
2.9
/5.0
C+
Fair
10,717
Population
2,007/sq mi density
$92,553
Median Income
$59,411 per capita
$864,900
Home Value
$937,491 Zillow
$1,820
Median Rent
30.7% income on rent
60°F
Avg Temperature
330 sunny days/yr
198
Violent Crime/100K
1,195 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$92,553 median income, 4.7% unemployment
F
Affordability
1.4 / 5.0
$864,900 home value, $1,820/mo rent
F
Safety
1.0 / 5.0
198 violent crimes/100K
A+
Education
4.7 / 5.0
46.4% bachelor's degree or higher
Income Overview
Median Household Income
$92,553
23% above
US avg: $75,149
Per Capita Income
$59,411
52% above
US avg: $39,052
Unemployment Rate
4.7%
31% above
US avg: 3.6%
Poverty Rate
5.7%
54% below
US avg: 12.4%
Income Comparison: Morro Bay vs. U.S. Average
Each bar shows Morro Bay’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$92,553
123%
Per Capita
US: $39,052
$59,411
152%
IRS Avg AGI
US: $72,000
$98,019
136%
Avg Weekly Wage
US: $1,432
$1,179
82%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,179
18% below US avg ($1,432)
Mean Commute Time
21 min
25% below US avg (28 min)
Work From Home
15.0%
1% below US avg (15.2%)
Drive Alone
73.7%
1% above US avg (73.2%)
Public Transit
0.3%
93% below US avg (5.0%)
County GDP
$24,505M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
73.7%
Public Transit
0.3%
Work From Home
15%
Other
11%
Average commute time
21 minutes
US avg: 28 min
Business Landscape
Total Establishments
11,662
Restaurants
1,072
Healthcare
1,220
Retail
1,084
Manufacturing
473
Tax & Financial
IRS Avg Adjusted Gross Income
$98,019
36% above US avg ($72,000)
Avg Property Tax
$7,639
118% above US avg ($3,500)
Cost of Living Index
110.7
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $92,553 |
| Per Capita Income | $59,411 |
| IRS Avg Adjusted Gross Income | $98,019 |
| Avg Weekly Wage | $1,179 |
| County GDP | $24,505M |
Hardship Indicators
| Unemployment Rate | 4.7% |
| Poverty Rate | 5.7% |
| Gini Coefficient | 0.472 |
| Cost of Living Index | 110.7 |
Commute
| Mean Commute | 21 minutes |
| Drive Alone | 73.7% |
| Public Transit | 0.3% |
| Work From Home | 15.0% |
Businesses
| Total Establishments | 11,662 |
| Restaurants | 1,072 |
| Healthcare | 1,220 |
| Retail | 1,084 |
| Manufacturing | 473 |
Tax
| IRS Avg AGI | $98,019 |
| Avg Property Tax | $7,639 |