At a Glance
Median Income
$92,553
$59,411 per capita
Home Value
$864,900
Zillow: $937,491
Median Rent
$1,820/mo
30.7% of income on rent
Violent Crime
198/100K
1,195/100K property
Bachelor's Degree+
46.4%
93.9% high school+
Unemployment
4.7%
5.7% poverty rate
Obesity Rate
26.1%
10.1% smoking rate
Avg Temperature
60°F
330 sunny days/yr
How Morro Bay Compares to the U.S. Average
Each bar shows Morro Bay's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Morro Bay a Good Place to Live?
C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Morro Bay residents earn a median household income of $92,553 , which is 23% above the national average of $75,149.
Per capita income is $59,411. The unemployment rate stands at 4.7% (31% above the U.S. rate of 3.6%). 5.7% of residents live below the poverty line. The area is home to 11,662 business establishments, including 1,072 restaurants.
Housing & Cost of Living
The median home value in Morro Bay is $864,900 , 207% above the national median of $281,900.
Zillow estimates the typical home at $937,491. Median rent is $1,820/month, with 30.7% of renters spending more than 30% of income on housing. The cost of living index is 110.7 (100 = national average). The median home was built in 1971.
Safety & Crime
Morro Bay reports 198 violent crimes per 100,000 residents
, which is 48% below the national average of 380/100K.
Property crime is 1,195/100K. The murder rate is 0.0/100K.
Education
46.4% of adults in Morro Bay hold a bachelor's degree or higher
(38% above the national average).
93.9% have completed high school. Local schools score 5.4/10 in standardized testing.
Climate & Weather
Morro Bay has an average annual temperature of 60°F (15°C).
Winters average 56°F in January while summers reach 62°F in July. The area gets 330 sunny days per year. Annual precipitation totals 17.0 inches. Air quality is rated Good with a median AQI of 48.
Data Overview
People
Population10,717
Median Age52.9 yrs
Density2,007/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans10.9%
Economy
A
Median Income$92,553
Per Capita$59,411
Unemployment4.7%
Poverty5.7%
County GDP$24,505M
Avg Weekly Wage$1,179
Housing
F
Home Value$864,900
Rent$1,820
Ownership60.5%
Zillow$937,491
Housing Units6,086
Rent Burden30.7%
Crime
F
Violent198/100K
Property1,195/100K
Murder0.0/100K
Assault160/100K
Burglary141/100K
Health
Obesity26.1%
Diabetes7.6%
Smoking10.1%
Heart Disease4.6%
Premature Death6,206/100K
Climate
Avg Temp60°F
Sunny Days330/yr
Rain17.0 in/yr
AQI48 (Good)
Elevation1 ft
Education
A+
Bachelor's+46.4%
High School+93.9%
Graduate+18.8%
School Score5.4/10
Community
2024 VoteR 43% / D 54%
Commute21 min
Broadband93.2%
Internet Speed94 Mbps
EV Stations2
Libraries17
Did You Know?
Morro Bay was founded in 1870.
The median home in Morro Bay was built in 1971.
The nearest airport is San Luis Obispo County Regional (19 miles).
The Gini coefficient (income inequality) is 0.472 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
16.1% of the population has a disability.
13.6% of residents are foreign-born.
There are 1,072 restaurants in the area.
The county recorded 33 fatal vehicle crashes.
91 declared natural disasters on record.
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