Mount Savage, MD

Maryland

Mount Savage is a small town in Maryland with a population of 462. Residents earn $53,750 per year, which is 28% below the national average.

3.8 /5.0
B+ Good
462 Population 481/sq mi density
$53,750 Median Income $37,803 per capita
$84,300 Home Value $119,324 Zillow
N/A Median Rent
49°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$53,750 median income, 4.0% unemployment
A+
Affordability
5.0 / 5.0
$84,300 home value
C
Education
2.5 / 5.0
18.3% bachelor's degree or higher
Median Income $53,750
28% lower than US avg
Home Value $84,300
70% lower than US avg
Bachelor's+ 18.3%
46% lower than US avg
Obesity Rate 37.5%
17% higher than US avg
Unemployment 4.0%
11% higher than US avg
Poverty Rate 3.4%
73% lower than US avg

How Mount Savage Compares to the U.S. Average (100% = U.S. avg)

People

Population462
Median Age51.9 yrs
Density481/mi²
Male / Female57% / 44%
Largest GroupWhite 93%

Economy

B+
Median Income$53,750
Per Capita$37,803
Unemployment4.0%
Poverty3.4%
County GDP$3,542M
Commute26 min

Housing

A+
Home Value$84,300
RentN/A
OwnershipN/A
Zillow$119,324

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.5%
UninsuredN/A
Depression28.6%
Heart Disease6.4%

Climate

Avg Temp49°F
AQI41 (Good)
Rain45.2 in/yr
Elevation1,243 ft

Education

C
Bachelor's+18.3%
High School+95.9%
School Score5.85

Community

2024 VoteR 69% / D 29%
Commute26 min
Libraries6

Is Mount Savage a Good Place to Live?

Based on current data, Mount Savage receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Mount Savage offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Mount Savage is $53,750, 28% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. Only 3.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Mount Savage is $84,300, 70% below the national median — offering relatively affordable homeownership. At just 1.6x median income, home prices are very affordable relative to local earnings.

Education

18.3% of residents hold a bachelor's degree, below the national average of 33.7%. 95.9% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Mount Savage experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 69°F in July. Annual precipitation totals 45.2 inches, including 72.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Mount Savage has a population of 462 with a density of 481 people per square mile. The median age is 51.9 years, 33% older than the national median of 38.9. The city is predominantly White (92.6%), with 3.2% Hispanic.

Population

462
Total Population
481
People / sq mi
51.9yrs
Median Age
33% above US avg
1.0mi²
Land Area

Gender Distribution

Male 56.5%
Female 43.5%

Race & Ethnicity

Mount Savage vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Mount Savage vs U.S. Average

The median household income in Mount Savage is $53,750, which is 28% below the national average of $75,149. The unemployment rate is 4.0% (above the 3.6% US average). 3.4% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Mount Savage vs U.S.

Commute Mode

Income

Median HH Income$53,750
28% below US avg
Per Capita Income$37,803
Avg Weekly Wage$996
IRS Avg AGI$57,857

Employment & Poverty

Unemployment4.0%
11% above US avg
Poverty Rate3.4%
73% below US avg
Establishments (County)1,577
County GDP$3,542M

Business (County)

Restaurants167
Healthcare256
Retail244
Manufacturing47

Tax & Cost of Living

Property Tax (IRS)$3,083
12% below US avg
Effective Tax Rate3.66%

Commute & Transportation

Commute Time25.7 min
Work from Home0.0%

Walkability

The median home value in Mount Savage is $84,300, 70% below the national average. Zillow estimates the typical home value at $119,324.

Home Value Sources

Ownership Split

Home Values

Census Median$84,300
70% below US avg
Zillow ZHVI$119,324
Median List Price$17,500

Real Estate Market (Redfin)

Median List Price$17,500
$/Sq Ft$61
Homes Sold1
Sale-to-List Ratio97.7%
Price Drops0.0%
Inventory2

Rental Costs

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied83.0%

Property Tax

Avg Tax (IRS)$3,083
12% below US avg
Effective Rate3.66%
In Mount Savage, 37.5% of adults are obese (above the 32.1% national rate). 28.6% report depression. 32.0% are physically inactive.

Health Metrics: Mount Savage vs U.S. Average (%)

Chronic Conditions

Obesity37.5%
17% above US avg
Diabetes11.2%
Heart Disease6.4%
High Blood Pressure35.1%
Asthma11.7%
COPD9.0%
Stroke3.6%

Behaviors & Mental Health

Binge Drinking16.7%
Physical Inactivity32.0%
Depression28.6%
Mental Distress21.4%
Physical Distress15.3%

Healthcare Access

Insurance Rate95.7%
Checkup Rate77.0%
Premature Death11,358/100K

Food & Exercise

Food Environment6.7/10
Exercise Access66.3%
Healthcare Facilities256

Crime Rates: Mount Savage vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Mount Savage has an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 69°F in July. Annual precipitation is 45.2 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 69°F Jul (21°C)
Annual Average48.6°F
10% below US avg
January Average26°F (-3°C)
July Average69°F (21°C)

Precipitation & Snow

Annual Rainfall45.2 inches
19% above US avg
Snowfall72.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1,243 ft (379 m)
Area1.0 sq mi (2.5 km²)
Population Density481/sq mi
Coordinates39.6967°N, 78.8768°W
County FIPS24001
It is classified as Nonmetro — Urban 20K+, adjacent. 18.3% of residents hold a bachelor's degree or higher (46% below US avg). In the 2024 election, the county voted Republican by a 40.3-point margin.

2024 Presidential Election (County)

R 69.2%
D 28.9%

Winner: Republican by 40.3 points

Education

Bachelor's Degree+18.3%
46% below US avg
High School+95.9%
School Test Score5.85
C Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density481/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities256
Restaurants167
Retail Stores244

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute25.7 min
Work from Home0.0%

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