Mount Sterling, KY

Full City Profile · Kentucky · Montgomery County County

2.9 /5.0
C+ Fair
7,549 Population 1,678/sq mi density
$50,843 Median Income $25,964 per capita
$178,200 Home Value $217,856 Zillow
$564 Median Rent 23.5% income on rent
54°F Avg Temperature
211 Violent Crime/100K 1,201 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$50,843 median income, 4.2% unemployment
A+
Affordability
4.7 / 5.0
$178,200 home value, $564/mo rent
F
Safety
1.0 / 5.0
211 violent crimes/100K
C+
Education
2.8 / 5.0
22.7% bachelor's degree or higher

Mount Sterling, KY

At a Glance

Median Income
$50,843
32% below
$25,964 per capita
Home Value
$178,200
37% below
Zillow: $217,856
Median Rent
$564/mo
52% below
23.5% of income on rent
Violent Crime
211/100K
44% below
1,201/100K property
Bachelor's Degree+
22.7%
33% below
86.3% high school+
Unemployment
4.2%
17% above
15.4% poverty rate
Obesity Rate
31.0%
3% below
20.7% smoking rate
Avg Temperature
54°F

How Mount Sterling Compares to the U.S. Average

Each bar shows Mount Sterling's value as a percentage of the national average (100% = U.S. avg)

Income
68%
Home Value
63%
Rent
48%
Poverty
124%
Bachelor's
67%
Unemployment
117%
Crime
56%
Thin vertical line = U.S. national average (100%)

Is Mount Sterling a Good Place to Live?

C+
2.9 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Mount Sterling residents earn a median household income of $50,843 , which is 32% below the national average of $75,149. Per capita income is $25,964. The unemployment rate stands at 4.2% (17% above the U.S. rate of 3.6%). 15.4% of residents live below the poverty line. The area is home to 891 business establishments, including 45 restaurants.

Housing & Cost of Living

The median home value in Mount Sterling is $178,200 , 37% below the national median of $281,900. Zillow estimates the typical home at $217,856. Median rent is $564/month, with 23.5% of renters spending more than 30% of income on housing. The cost of living index is 90.2 (100 = national average). The median home was built in 1972.

Safety & Crime

Mount Sterling reports 211 violent crimes per 100,000 residents , which is 44% below the national average of 380/100K. Property crime is 1,201/100K.

Education

22.7% of adults in Mount Sterling hold a bachelor's degree or higher (33% below the national average). 86.3% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Mount Sterling has an average annual temperature of 54°F (12°C). Winters average 32°F in January while summers reach 75°F in July. Annual precipitation totals 48.5 inches.

Data Overview

People

Population7,549
Median Age39.1 yrs
Density1,678/mi²
Male / Female47% / 53%
Foreign Born0.5%
Veterans6.7%

Economy

B
Median Income$50,843
Per Capita$25,964
Unemployment4.2%
Poverty15.4%
County GDP$1,384M
Avg Weekly Wage$946

Housing

A+
Home Value$178,200
Rent$564
Ownership50.8%
Zillow$217,856
Housing Units3,693
Rent Burden23.5%

Crime

F
Violent211/100K
Property1,201/100K

Health

Obesity31.0%
Diabetes10.6%
Smoking20.7%
Heart Disease6.7%
Premature Death13,180/100K

Climate

Avg Temp54°F
Rain48.5 in/yr
Elevation985 ft

Education

C+
Bachelor's+22.7%
High School+86.3%
Graduate+6.8%
School Score5.8/10

Community

2024 VoteR 73% / D 26%
Commute22 min
Broadband90.6%
Internet Speed128 Mbps
EV Stations1
Libraries3

Did You Know?

The median home in Mount Sterling was built in 1972.
The nearest airport is Cincinnati/Northern Kentucky International (78 miles).
The Gini coefficient (income inequality) is 0.424 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
23.6% of the population has a disability.
Average internet download speed is 128 Mbps.
The county recorded 9 fatal vehicle crashes.