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Mount Sterling, KY
Full City Profile · Kentucky · Montgomery County County
3.0
/5.0
B
Good
7,549
Population
1,678/sq mi density
$50,843
Median Income
$25,964 per capita
$178,200
Home Value
$213,674 Zillow
$564
Median Rent
23.5% income on rent
54°F
Avg Temperature
293 sunny days/yr
205
Violent Crime/100K
3,890 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$50,843 median income, 2.4% unemployment
A+
Affordability
4.7 / 5.0
$178,200 home value, $564/mo rent
F
Safety
1.0 / 5.0
205 violent crimes/100K
C+
Education
2.8 / 5.0
22.7% bachelor's degree or higher
Housing Overview
Median Home Value
$178,200
37% below
US avg: $281,900
Median Rent
$564/mo
52% below
US avg: $1,163/mo
Homeownership Rate
50.8%
22% below US avg (65.4%)
Total Housing Units
3,693
Median year built: 1972
Home Value by Source
Census Median
$178,200
Zillow (ZHVI)
$213,674
Median Sale Price
$268,000
Median List Price
$253,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
50.8%
Owner-Occupied
49.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$564/mo
· Zillow rent:
$1,400/mo
Market Indicators (Redfin)
Median Days on Market
129 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
3
Price Drops
9.7%
of listings with price reduction
Price Per Sq Ft
$140
Active Inventory
31
homes for sale
Affordability & Housing Stock
Rent Burden
23.5%
of renters spending 30%+ of income on housing
24% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
50.8%
Complete Housing Data
Home Values
| Census Median Value | $178,200 |
| Zillow Home Value (ZHVI) | $213,674 |
| Median Sale Price | $268,000 |
| Median List Price | $253,500 |
| Price Per Sq Ft | $140 |
Rent
| Census Median Rent | $564 |
| Zillow Rent (ZORI) | $1,400 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 129 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 9.7% |
| Homes Sold | 3 |
| Active Inventory | 31 |
| Price Per Sq Ft | $140 |
Ownership & Stock
| Owner-Occupied | 50.8% |
| Renter-Occupied | 49.2% |
| Homeownership Rate | 50.8% |
| Total Housing Units | 3,693 |
| Median Year Built | 1972 |
| Rent Burden | 23.5% |