Mount Sterling, KY
Full City Profile · Kentucky · Montgomery County County
3.0
/5.0
B
Good
7,549
Population
1,678/sq mi density
$50,843
Median Income
$25,964 per capita
$178,200
Home Value
$213,674 Zillow
$564
Median Rent
23.5% income on rent
54°F
Avg Temperature
293 sunny days/yr
205
Violent Crime/100K
3,890 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$50,843 median income, 2.4% unemployment
A+
Affordability
4.7 / 5.0
$178,200 home value, $564/mo rent
F
Safety
1.0 / 5.0
205 violent crimes/100K
C+
Education
2.8 / 5.0
22.7% bachelor's degree or higher
Mount Sterling experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 32°F in January while summers reach 75°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.5 inches. The area receives 8.8 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
32°F Jan (-0°C)
75°F Jul (24°C)
| Annual Average | 53.8°F |
| 0% below US avg | |
| January Average | 32°F (-0°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 985 ft (300 m) |
| Area | 4.5 sq mi (11.7 km²) |
| Population Density | 1,678/sq mi |
| Coordinates | 38.0655°N, 83.9488°W |
| Timezone | America/New_York |
| County | Montgomery County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG) 78 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 34.3 / 100 |
| Social Vulnerability | 47.9 / 100 |
| Community Resilience | 50.4 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Very Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 32°F (-0°C) | 3.0 in | Coldest |
| February | 34°F (1°C) | 3.3 in | |
| March | 44°F (7°C) | 4.3 in | |
| April | 53°F (12°C) | 4.1 in | |
| May | 62°F (17°C) | 4.7 in | |
| June | 71°F (21°C) | 4.1 in | |
| July | 75°F (24°C) | 4.9 in | Warmest, Wettest |
| August | 74°F (23°C) | 3.9 in | |
| September | 68°F (20°C) | 3.5 in | |
| October | 56°F (13°C) | 2.9 in | Driest |
| November | 45°F (7°C) | 3.6 in | |
| December | 36°F (2°C) | 4.0 in |
Mount Sterling has a seasonal temperature swing of 43°F / from 32°F in January to 75°F in July. Total annual precipitation is 46.3 inches, with July being the wettest month (4.9") and October the driest (2.9").
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