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Mount Sterling, KY

Full City Profile · Kentucky · Montgomery County County

3.0 /5.0
B Good
7,549 Population 1,678/sq mi density
$50,843 Median Income $25,964 per capita
$178,200 Home Value $213,674 Zillow
$564 Median Rent 23.5% income on rent
54°F Avg Temperature 293 sunny days/yr
205 Violent Crime/100K 3,890 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$50,843 median income, 2.4% unemployment
A+
Affordability
4.7 / 5.0
$178,200 home value, $564/mo rent
F
Safety
1.0 / 5.0
205 violent crimes/100K
C+
Education
2.8 / 5.0
22.7% bachelor's degree or higher
Mount Sterling experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 32°F in January while summers reach 75°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.5 inches. The area receives 8.8 inches of snow annually. Air quality is rated Good with a median AQI of 41.

Temperature

32°F Jan (-0°C) 75°F Jul (24°C)
Annual Average53.8°F
0% below US avg
January Average32°F (-0°C)
July Average75°F (24°C)
Sunny Days293 days/yr

Geography

Elevation985 ft (300 m)
Area4.5 sq mi (11.7 km²)
Population Density1,678/sq mi
Coordinates38.0655°N, 83.9488°W
TimezoneAmerica/New_York
CountyMontgomery County County
Nearest AirportCincinnati/Northern Kentucky International (CVG)
78 miles away

Precipitation & Snow

Annual Rainfall 48.5"
28% above US avg
Snowfall 8.8"
Wettest Month (Jul) 4.92"
Driest Month (Oct) 2.87"

Air Quality

AQI Median41.0
RatingGood

Natural Hazard Risk

Overall RiskVery Low
Risk Score34.3 / 100
Social Vulnerability47.9 / 100
Community Resilience50.4 / 100

Hazard Breakdown

Tornado Relatively Low
Hurricane Very Low
Earthquake Very Low
Wildfire Very Low
Flood Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Winter Weather Relatively Moderate
Lightning Relatively Moderate
Ice Storm Relatively Low
Drought Very Low
Cold Wave Relatively Low
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

28 earthquakes (M2.5+) within 150 km since 1990. Strongest: M4.2. Most recent: M2.8 on May 11, 2025.

Nov 10, 2012 6 km W of Blackey, Kentucky M4.2 130 km
Aug 17, 1990 9 km NNW of Loyall, Kentucky M4.0 135 km
Sep 17, 2004 8 km ESE of Corbin, Kentucky M3.7 126 km
Feb 19, 1995 8 km SSE of Rocky Fork Point, Ohio M3.6 124 km
Sep 8, 1990 5 km N of Owingsville, Kentucky M3.3 22 km
Nov 8, 1990 5 km SW of Blackey, Kentucky M3.2 134 km
Jan 27, 2009 4 km NE of Williamsburg, Kentucky M3.2 145 km
Jan 17, 1999 7 km NNW of Flat Lick, Kentucky M3.1 131 km
Apr 25, 2020 2 km SE of South Shore, Kentucky M2.9 114 km
Aug 20, 2015 6 km SE of Lawrenceburg, Kentucky M2.8 78 km
Mar 17, 1999 2 km NNE of Ripley, Ohio M2.8 78 km
May 11, 2025 11 km SE of High Bridge, Kentucky M2.8 67 km
Oct 30, 2017 2 km N of Artemus, Kentucky M2.7 135 km
May 22, 2024 18 km SSE of Hyden, Kentucky M2.7 131 km
Jan 22, 2018 13 km ENE of Flat Lick, Kentucky M2.7 133 km
Nov 8, 1990 6 km WSW of Cumberland, Kentucky M2.7 147 km
Mar 21, 1990 1 km W of Spring Mill, Kentucky M2.7 149 km
Jan 12, 2023 4 km E of Burgin, Kentucky M2.6 76 km
Aug 4, 2023 11 km ENE of Lancaster, Kentucky M2.6 64 km
May 11, 2015 5 km ESE of Maysville, Kentucky M2.6 66 km
Source: USGS (M2.5+, 1990-2025)

Tornado History

261 tornadoes (EF0+) within 100 km since 1950. Strongest: EF4. Total: 47 fatalities, 1,046 injuries.

Date Rating Distance Fatalities
Apr 3, 1974 EF4 62 km 7
Apr 3, 1974 EF4 98 km 4
Apr 23, 1968 EF4 77 km 6
Mar 2, 2012 EF3 72 km 2
Mar 2, 2012 EF3 93 km 3
Mar 2, 2012 EF3 34 km 10
May 8, 2009 EF3 65 km 2
May 27, 2004 EF3 51 km 0
May 10, 2003 EF3 65 km 0
Jul 2, 1997 EF3 90 km 0
Apr 3, 1974 EF3 51 km 0
Apr 3, 1974 EF3 89 km 1
Apr 3, 1974 EF3 11 km 0
Apr 23, 1970 EF3 60 km 0
May 7, 1967 EF3 63 km 0
Jun 9, 1961 EF3 45 km 1
Mar 4, 1955 EF3 58 km 0
Dec 11, 2021 EF2 91 km 0
Mar 2, 2012 EF2 100 km 6
Mar 2, 2012 EF2 91 km 1
Source: NOAA SPC (EF0+, 1950-2024)

Wildfire History

20 wildfires (100+ acres) within 100 km. Largest: UNNAMED (66,145 ac, 1987).

Year Name Acres Distance
1987 UNNAMED 66,145 85 km
1987 UNNAMED 20,994 95 km
2001 UNNAMED 18,013 96 km
1987 UNNAMED 10,817 71 km
2001 CRANE CREEK 7,555 94 km
1987 UNNAMED 7,281 80 km
1987 UNNAMED 6,456 73 km
1987 UNNAMED 6,337 76 km
1987 LOCUST GAP 6,014 82 km
2001 UNNAMED 5,981 87 km
1999 UNNAMED 5,823 84 km
1987 UNNAMED 5,426 74 km
1987 UNNAMED 4,522 93 km
1987 UNNAMED 4,507 94 km
1987 UNNAMED 4,418 97 km
1999 UNNAMED 4,158 91 km
1999 UNNAMED 4,113 89 km
1999 UNNAMED 3,745 89 km
1987 UNNAMED 3,401 68 km
2009 UNNAMED 3,259 95 km
Source: NIFC/IRWIN (100+ acres)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 32°F (-0°C) 3.0 in Coldest
February 34°F (1°C) 3.3 in
March 44°F (7°C) 4.3 in
April 53°F (12°C) 4.1 in
May 62°F (17°C) 4.7 in
June 71°F (21°C) 4.1 in
July 75°F (24°C) 4.9 in Warmest, Wettest
August 74°F (23°C) 3.9 in
September 68°F (20°C) 3.5 in
October 56°F (13°C) 2.9 in Driest
November 45°F (7°C) 3.6 in
December 36°F (2°C) 4.0 in

Mount Sterling has a seasonal temperature swing of 43°F / from 32°F in January to 75°F in July. Total annual precipitation is 46.3 inches, with July being the wettest month (4.9") and October the driest (2.9").

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