Median Income
$47,031
37% lower than US avg
Home Value
$109,800
61% lower than US avg
Bachelor's+
7.6%
77% lower than US avg
Median Rent
$931
20% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
7.1%
43% lower than US avg
How Nebo Compares to the U.S. Average (100% = U.S. avg)
People
Population223
Median Age43.5 yrs
Density892/mi²
Male / Female52% / 48%
Largest GroupWhite 96%
Veterans1.6%
Economy
B+
Median Income$47,031
Per Capita$29,015
Unemployment2.9%
Poverty7.1%
County GDP$2,661M
Commute26 min
Housing
A+
Home Value$109,800
Rent$931
Ownership71.8%
Zillow$161,214
Housing Units96
Rent Burden35.6%
Health
Obesity34.5%
Uninsured4.5%
Climate
Avg Temp58°F (14°C)
Rain48.5 in/yr
Elevation401 ft (122 m)
Education
D
Bachelor's+7.6%
High School+91.7%
Graduate+2.2%
School Score5.70
Community
2024 VoteR 75% / D 24%
Commute26 min
Broadband85.9%
EV Stations1
Libraries2
Is Nebo a Good Place to Live?
Based on current data, Nebo receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Nebo offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Nebo is $47,031, 37% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Nebo is $109,800, 61% below the national median / offering relatively affordable homeownership. Renters pay a median of $931 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
7.6% of residents hold a bachelor's degree, below the national average of 33.7%. 91.7% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Nebo enjoys a moderate climate with an average annual temperature of 58°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 48.5 inches, including 9.8 inches of snow.
Nebo has a population of 223 with a density of 892 people per square mile, spread across 0.3 square miles. The median age is 43.5 years, 12% older than the national median of 38.9. The gender split is 48% female and 52% male. The city is predominantly White (96.4%), with 3.1% Hispanic. English is the primary language spoken at home by 99% of residents. 1.6% of the population are veterans, below the national rate of 6.0%. 31.8% of residents have a disability (above the 13.0% national average). 95.5% have health insurance coverage.
Population
223
Total Population
2023 Census
43.5yrs
Median Age
12% above US avg
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
0.5%
96% below US avg
The median household income in Nebo is $47,031, which is 37% below the national average of $75,149. Per capita income is $29,015 (below the $39,052 national figure). The average weekly wage is $1,054, 26% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 7.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,209 business establishments, including 76 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $47,031 |
| 37% below US avg |
| Per Capita Income | $29,015 |
| Avg Weekly Wage | $1,054 |
| IRS Avg AGI | $61,081 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 7.1% |
| 43% below US avg |
| Establishments (County) | 1,209 |
| County GDP | $2,661M |
Business (County)
| Restaurants | 76 |
| Healthcare | 125 |
| Retail | 164 |
| Manufacturing | 39 |
Tax & Cost of Living
| Property Tax (IRS) | $3,074 |
| 12% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 2.80% |
Commute & Transportation
| Commute Time | 26.3 min |
| Drive Alone | 94.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Nebo is $109,800, 61% below the national median of $281,900. Zillow estimates the typical home value at $161,214, higher than the Census estimate. Monthly rent averages $931 (20% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 71.8% of housing units are owner-occupied. There are 96 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $3,074. 35.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $109,800 |
| 61% below US avg |
| Zillow ZHVI | $161,214 |
Rental Costs
| Census Median Rent | $931 |
| 20% below US avg |
| Rent Burden | 35.6% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 71.8% |
| Owner-Occupied | 71.8% |
| Renter-Occupied | 28.2% |
| Housing Units | 96 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $3,074 |
| 12% below US avg |
| Effective Rate | 2.80% |
In Nebo, 34.5% of adults are obese, above the national rate of 32.1%. 4.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,003. The dentist ratio is 1:2,037. 61.9% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Nebo vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 95.5% |
| Uninsured | 4.5% |
| 48% below US avg |
| Primary Care | 1:1,003 |
| Dentists | 1:2,037 |
| Mental Health | 1:725 |
| Dental Visits | 62.4% |
| Premature Death | 11,560/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 61.9% |
| Healthcare Facilities | 125 |
Nebo enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 48.5 inches (wetter than the 38-inch national average). The area receives 9.8 inches of snow annually. The city sits at an elevation of 401 feet.
Temperature
34°F Jan (1°C)
79°F Jul (26°C)
| Annual Average | 57.5°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 401 ft (122 m) |
| Area | 0.3 sq mi (0.6 km²) |
| Population Density | 892/sq mi |
| Coordinates | 37.3832°N, 87.6416°W |
| Timezone | America/New_York |
| County | Hopkins County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
36 miles away |
Precipitation & Snow
Annual Rainfall
48.5"
28% above US avg
Wettest Month (Apr)
5.10"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 72.6 / 100 |
| Social Vulnerability | 67.5 / 100 |
| Community Resilience | 65.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
88 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
121 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
121 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
69 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
137 km |
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
133 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
120 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
132 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
65 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
118 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
139 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
120 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
85 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
131 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
121 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
143 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
121 km |
| Jul 16, 2004 |
6 km SE of Wyatt, Missouri |
M3.5 |
148 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
135 km |
| Sep 26, 1994 |
4 km ENE of Blandville, Kentucky |
M3.4 |
123 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
120 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
501 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 57 fatalities, 808 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 29, 2012 |
EF4 |
95 km |
8 |
| Nov 15, 2005 |
EF4 |
18 km |
0 |
| Apr 3, 1974 |
EF4 |
95 km |
0 |
| Jul 9, 2024 |
EF3 |
64 km |
0 |
| May 26, 2024 |
EF3 |
49 km |
1 |
| Dec 9, 2023 |
EF3 |
91 km |
4 |
| Dec 11, 2021 |
EF3 |
80 km |
0 |
| Feb 28, 2017 |
EF3 |
94 km |
1 |
| Nov 17, 2013 |
EF3 |
44 km |
0 |
| Nov 17, 2013 |
EF3 |
29 km |
0 |
| Apr 26, 2011 |
EF3 |
81 km |
0 |
| Apr 10, 2009 |
EF3 |
32 km |
0 |
| Mar 28, 2009 |
EF3 |
32 km |
0 |
| Feb 5, 2008 |
EF3 |
44 km |
3 |
| Oct 18, 2007 |
EF3 |
60 km |
0 |
| Apr 2, 2006 |
EF3 |
54 km |
0 |
| Nov 6, 2005 |
EF3 |
51 km |
24 |
| Nov 6, 2005 |
EF3 |
36 km |
0 |
| May 11, 2003 |
EF3 |
33 km |
0 |
| Apr 28, 2002 |
EF3 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FRANKLIN CREEK RX (2,828 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FRANKLIN CREEK RX |
2,828 |
72 km |
| 2019 |
UNNAMED |
2,286 |
79 km |
| 2019 |
UNNAMED |
2,282 |
73 km |
| 2014 |
UNNAMED |
1,837 |
86 km |
| 2021 |
GAP VIEW RX |
1,575 |
75 km |
| 2022 |
DENNISON HOLLOW RX |
1,573 |
75 km |
| 2007 |
DEAD DEER |
1,557 |
62 km |
| 2021 |
UNNAMED |
1,510 |
87 km |
| 2022 |
ONE HORSE GAP RX |
1,502 |
73 km |
| 2014 |
UNNAMED |
1,493 |
75 km |
| 2006 |
UNNAMED |
1,493 |
85 km |
| 2015 |
UNNAMED |
1,447 |
75 km |
| 2021 |
BEATTY BRANCH RX |
1,396 |
80 km |
| 2016 |
UNNAMED |
1,299 |
73 km |
| 2014 |
UNNAMED |
1,216 |
72 km |
| 2013 |
UNNAMED |
1,203 |
74 km |
| 2024 |
LBL - NWDA UNIT 3 RX |
1,187 |
68 km |
| 2013 |
UNNAMED |
1,167 |
64 km |
| 1999 |
UNNAMED |
1,039 |
65 km |
| 2024 |
PINE HOLLOW RX |
1,038 |
87 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
2.7 in |
Coldest |
| February |
38°F (3°C) |
3.8 in |
|
| March |
47°F (8°C) |
4.7 in |
|
| April |
57°F (14°C) |
5.1 in |
Wettest |
| May |
67°F (20°C) |
5.0 in |
|
| June |
76°F (24°C) |
4.6 in |
|
| July |
79°F (26°C) |
4.8 in |
Warmest |
| August |
78°F (25°C) |
2.6 in |
Driest |
| September |
71°F (21°C) |
3.3 in |
|
| October |
59°F (15°C) |
3.5 in |
|
| November |
47°F (8°C) |
3.9 in |
|
| December |
38°F (3°C) |
4.5 in |
|
Nebo has a seasonal temperature swing of 45°F / from 34°F in January to 79°F in July. Total annual precipitation is 48.5 inches, with April being the wettest month (5.1") and August the driest (2.6").
Average costs for common services in Nebo. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $525 |
| Toddler | $494 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $513 |
| Toddler | $520 |
| Preschool | $520 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Nebo
What is the population of Nebo?
Nebo has a population of 223 residents and is located in Kentucky. The population density is 892 people per square mile, spread across 0.3 square miles. The median age of residents is 43.5 years, which is older than the national median of 38.9 years. The population is 48% female and 52% male.
Is Nebo expensive to live in?
Nebo is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $47,031, 37% below the national average of $75,149. The median home value is $109,800 (61% below the U.S. median). Renters pay a median of $931 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Nebo?
Nebo enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 48.5 inches, with 9.8 inches of snow.
How is the job market in Nebo?
The job market in Nebo is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $1,054. There are 1,209 business establishments in the area, including 76 restaurants and food service locations. The average commute time is 26 minutes, and 0.0% of workers work from home.
How much does housing cost in Nebo?
The median home value in Nebo is $109,800. Zillow estimates the typical home value at $161,214. For renters, the median monthly rent is $931. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 71.8%. The average annual property tax is $3,074.
How are the schools in Nebo?
Schools in Nebo score 5.7 out of 10 on standardized testing, near the national average. 7.6% of adults in Nebo hold a bachelor's degree or higher, below the national average of 33.7%. 91.7% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Nebo?
The obesity rate in Nebo is 34.5% (above the national rate of 32.1%). 4.5% lack health insurance (below the national rate). 61.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,003.
What is transportation like in Nebo?
The average commute in Nebo is 26 minutes. 94% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Nebo?
The racial and ethnic makeup of Nebo is 96.4% White, 3.1% Hispanic or Latino. 99% of residents speak only English at home. 1.6% of the population are military veterans. 31.8% of residents have a disability. 95.5% have health insurance coverage.