Median Income
$72,120
4% lower than US avg
Home Value
$194,400
31% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
44.4%
32% higher than US avg
Median Rent
$824
29% lower than US avg
Obesity Rate
40.4%
26% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
10.9%
12% lower than US avg
How New Concord Compares to the U.S. Average (100% = U.S. avg)
People
Population2,623
Median Age22.5 yrs
Density1,449/mi²
Male / Female47% / 53%
Largest GroupWhite 89%
Veterans3.9%
Economy
A
Median Income$72,120
Per Capita$26,542
Unemployment2.3%
Poverty10.9%
County GDP$5,129M
Commute20 min
Housing
A+
Home Value$194,400
Rent$824
Ownership50.1%
Zillow$251,586
Housing Units679
Rent Burden28.7%
Crime
C+
Violent0/100K
Property447/100K
Murder0.0/100K
Assault0/100K
Burglary64/100K
Health
Obesity40.4%
Uninsured6.7%
Smoking14.3%
Depression28.0%
Heart Disease5.3%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain38.6 in/yr
Sunny Days302/yr
Elevation869 ft (265 m)
Education
A+
Bachelor's+44.4%
High School+95.1%
Graduate+24.5%
School Score5.77
Community
2024 VoteR 72% / D 28%
Commute20 min
Broadband89.9%
EV Stations1
Libraries6
Is New Concord a Good Place to Live?
Based on current data, New Concord receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include high obesity rates. New Concord stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in New Concord is $72,120, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. 10.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in New Concord is $194,400, 31% below the national median / offering relatively affordable homeownership. Renters pay a median of $824 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
New Concord is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 447 per 100,000, 77% below the national average.
Education
Educational attainment is solid, with 44.4% holding a bachelor's degree or higher, near the national average. 95.1% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
New Concord experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 74°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 43.
New Concord has a population of 2,623 with a density of 1,449 people per square mile, spread across 1.6 square miles. The median age is 22.5 years, 42% younger than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (89.3%), with 1.3% Hispanic, 4.5% Black. English is the primary language spoken at home by 97.5% of residents. 3.9% of the population are veterans, below the national rate of 6.0%. 9.8% of residents have a disability (below the 13.0% national average). 95.6% have health insurance coverage.
Population
22.5yrs
Median Age
42% below US avg
Race & Ethnicity
New Concord vs U.S. Average
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
Social Characteristics
New Concord vs U.S. Average
The median household income in New Concord is $72,120, which is 4% below the national average of $75,149. Per capita income is $26,542 (below the $39,052 national figure). The average weekly wage is $1,005, 30% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 10.9% of residents live below the poverty line. The area has 1,970 business establishments, including 190 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 7.6% of workers work from home (below the 15.2% national rate).
Income: New Concord vs U.S.
Income
| Median HH Income | $72,120 |
| 4% below US avg |
| Per Capita Income | $26,542 |
| Avg Weekly Wage | $1,005 |
| IRS Avg AGI | $60,621 |
| Gini Index | 0.459 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 10.9% |
| 12% below US avg |
| Establishments (County) | 1,970 |
| County GDP | $5,129M |
Business (County)
| Restaurants | 190 |
| Healthcare | 199 |
| Retail | 287 |
| Manufacturing | 72 |
Tax & Cost of Living
| Property Tax (IRS) | $4,165 |
| 19% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.14% |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 66.3% |
| Public Transit | 0.5% |
| Work from Home | 7.6% |
The median home value in New Concord is $194,400, 31% below the national median of $281,900. Zillow estimates the typical home value at $251,586, higher than the Census estimate. Homes sell for 96.7% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $824 (29% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 50.1% of housing units are owner-occupied (below the 65.4% national rate). There are 679 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $4,165 (higher than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $194,400 |
| 31% below US avg |
| Zillow ZHVI | $251,586 |
| Median List Price | $345,000 |
Real Estate Market (Redfin)
| Median List Price | $345,000 |
| $/Sq Ft | $144 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 96.7% |
| Price Drops | 33.3% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $824 |
| 29% below US avg |
| Rent Burden | 28.7% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 50.1% |
| Owner-Occupied | 50.1% |
| Renter-Occupied | 49.9% |
| Housing Units | 679 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $4,165 |
| 19% above US avg |
| Effective Rate | 2.14% |
In New Concord, 40.4% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.3% of residents. 31.9% have high blood pressure. 14.3% are current smokers. 18.0% report binge drinking. 23.4% are physically inactive. 28.0% report depression (above the 20.0% national average). 18.4% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,878. The dentist ratio is 1:1,625. 67.3% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: New Concord vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.4% |
| 26% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 31.9% |
| Asthma | 11.2% |
| COPD | 6.2% |
| Cancer | 7.8% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 23.4% |
| Depression | 28.0% |
| Mental Distress | 18.4% |
| Physical Distress | 12.1% |
| Short Sleep | 41.8% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:1,878 |
| Dentists | 1:1,625 |
| Mental Health | 1:440 |
| Checkup Rate | 79.8% |
| Dental Visits | 62.3% |
| Premature Death | 10,314/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 67.3% |
| Healthcare Facilities | 199 |
New Concord has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 447 per 100,000, 77% below the U.S. average. This includes larceny/theft at 383, burglary at 64, vehicle theft at 0 per 100,000 residents. The county recorded 13 fatal traffic crashes. Overall, New Concord receives a safety grade of C+.
Crime Rates: New Concord vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 446.7/100K |
| 77% below US avg |
| Burglary | 63.8/100K |
| Theft | 382.9/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Traffic Accidents | 33 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
New Concord experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 30°F in January while summers reach 74°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.6 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 869 feet.
Temperature
30°F Jan (-1°C)
74°F Jul (23°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 869 ft (265 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 1,449/sq mi |
| Coordinates | 39.9937°N, 81.7381°W |
| Timezone | America/New_York |
| County | Muskingum County County |
| Nearest Airport | Mid-Ohio Valley Regional (PKB) 48 miles away |
Precipitation & Snow
Annual Rainfall
38.6"
2% above US avg
Wettest Month (Jul)
4.33"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 70.9 / 100 |
| Social Vulnerability | 40.3 / 100 |
| Community Resilience | 72.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
29 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.9 on May 9, 2025.
| Mar 12, 2007 |
Ohio |
M3.7 |
146 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
73 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
106 km |
| Jun 3, 2017 |
1 km WNW of Batesville, Ohio |
M3.4 |
39 km |
| Apr 24, 2009 |
7 km ENE of Rio Grande, Ohio |
M3.4 |
131 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
140 km |
| Aug 31, 2011 |
3 km SE of Lowell, Ohio |
M3.1 |
59 km |
| Apr 22, 2025 |
3 km ESE of Buffalo, Ohio |
M3.1 |
24 km |
| Apr 24, 2025 |
3 km S of Pleasant City, Ohio |
M3.1 |
21 km |
| Apr 2, 2017 |
5 km W of Graysville, Ohio |
M3.0 |
56 km |
| Mar 30, 2024 |
2 km SSW of Maple Ridge, Ohio |
M3.0 |
116 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
119 km |
| May 9, 2025 |
3 km S of Pleasant City, Ohio |
M2.9 |
22 km |
| Aug 7, 2000 |
2 km S of Limaville, Ohio |
M2.9 |
118 km |
| May 6, 2002 |
3 km SE of Racine, Ohio |
M2.8 |
117 km |
| Apr 29, 2025 |
1 km SE of Pleasant City, Ohio |
M2.8 |
21 km |
| Feb 3, 2025 |
0 km NE of Reno, Ohio |
M2.8 |
75 km |
| Jul 30, 2013 |
12 km SSW of Glenville, West Virginia |
M2.8 |
147 km |
| Aug 31, 2011 |
2 km NNW of Belmont, West Virginia |
M2.8 |
77 km |
| May 17, 2010 |
2 km S of Boston Heights, Ohio |
M2.7 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
243 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 8 fatalities, 194 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Sep 16, 2010 |
EF3 |
93 km |
1 |
| May 31, 1985 |
EF3 |
86 km |
1 |
| May 8, 1969 |
EF3 |
57 km |
1 |
| Jun 5, 2024 |
EF2 |
37 km |
0 |
| Feb 28, 2024 |
EF2 |
54 km |
0 |
| Feb 28, 2024 |
EF2 |
92 km |
0 |
| Jul 29, 2021 |
EF2 |
66 km |
0 |
| Jul 29, 2021 |
EF2 |
95 km |
0 |
| May 27, 2019 |
EF2 |
100 km |
0 |
| Apr 20, 2011 |
EF2 |
63 km |
0 |
| Sep 16, 2010 |
EF2 |
89 km |
0 |
| Sep 16, 2010 |
EF2 |
62 km |
0 |
| Sep 16, 2010 |
EF2 |
79 km |
0 |
| Oct 11, 2006 |
EF2 |
90 km |
0 |
| Jun 22, 2006 |
EF2 |
70 km |
0 |
| Nov 12, 2003 |
EF2 |
54 km |
0 |
| Nov 12, 2003 |
EF2 |
91 km |
0 |
| Jul 10, 2003 |
EF2 |
83 km |
0 |
| Apr 28, 2002 |
EF2 |
97 km |
0 |
| Sep 20, 2000 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: LONG RIDGE RX UNIT 37-38 (1,050 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
LONG RIDGE RX UNIT 37-38 |
1,050 |
68 km |
| 2021 |
LONG RIDGE RX UNIT 1-12 |
1,037 |
68 km |
| 2022 |
LONG RIDGE RX UNIT 11-19 |
936 |
69 km |
| 2022 |
LONG RIDGE RX UNIT 24 |
709 |
71 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.3 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.3 in |
|
| March |
40°F (5°C) |
3.2 in |
|
| April |
50°F (10°C) |
3.5 in |
|
| May |
60°F (16°C) |
4.1 in |
|
| June |
68°F (20°C) |
4.1 in |
|
| July |
74°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.8 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
43°F (6°C) |
3.2 in |
|
| December |
33°F (1°C) |
2.8 in |
|
New Concord has a seasonal temperature swing of 44°F / from 30°F in January to 74°F in July. Total annual precipitation is 39.1 inches, with July being the wettest month (4.3") and January the driest (2.3").
Average costs for common services in New Concord. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About New Concord
What is the population of New Concord?
New Concord has a population of 2,623 residents and is located in Ohio. The population density is 1,449 people per square mile, spread across 1.6 square miles. The median age of residents is 22.5 years, which is younger than the national median of 38.9 years. The population is 53.3% female and 46.7% male.
Is New Concord expensive to live in?
New Concord is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $72,120, 4% below the national average of $75,149. The median home value is $194,400 (31% below the U.S. median). Renters pay a median of $824 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is New Concord safe?
New Concord is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 447 per 100,000 (below the national average). Overall, New Concord receives a safety grade of C+ based on combined crime data.
What is the weather like in New Concord?
New Concord has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 74°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 38.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in New Concord?
The job market in New Concord is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $1,005. There are 1,970 business establishments in the area, including 190 restaurants and food service locations. The average commute time is 20 minutes, and 7.6% of workers work from home.
How much does housing cost in New Concord?
The median home value in New Concord is $194,400. Zillow estimates the typical home value at $251,586. For renters, the median monthly rent is $824. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 50.1%. The average annual property tax is $4,165.
How are the schools in New Concord?
Schools in New Concord score 5.8 out of 10 on standardized testing, near the national average. 44.4% of adults in New Concord hold a bachelor's degree or higher, above the national average of 33.7%. 95.1% have completed high school. 24.5% hold a graduate or professional degree.
How healthy is New Concord?
The obesity rate in New Concord is 40.4% (above the national rate of 32.1%). 14.3% of adults are smokers. 23.4% are physically inactive. 28.0% of residents report depression. 6.7% lack health insurance (below the national rate). 67.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,878.
What is transportation like in New Concord?
The average commute in New Concord is 20 minutes, shorter than the national average of 28 minutes. 66.3% of workers drive alone to work, and 7.6% work from home.
What are the demographics of New Concord?
The racial and ethnic makeup of New Concord is 89.3% White, 4.5% Black or African American, 1.3% Hispanic or Latino. 97.5% of residents speak only English at home. 3.9% of the population are military veterans. 9.8% of residents have a disability. 95.6% have health insurance coverage.